# CapitalDNA: Financial Literacy — Lessons & budget tools > Learn personal finance with lessons, AI chatbot, and budgeting tools. (iPhone/iPad app by Zoltan Kurczveil.) - Source: https://appshunter.io/ios/app/capitaldna-financial-literacy/id1554625378 (this page in markdown: same URL + `.md`) - Developer: [Zoltan Kurczveil](https://appshunter.io/developer/1202739856) - Category: Finance, Education - Price: Free - Rating: 5.00/5 from 9 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 20 MB - Languages: American English - Released: 2021-10-01 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/capitaldna-financial-literacy/id1554625378/reviews.md ## What is CapitalDNA? Learn financial literacy through our comprehensive course! Go at your own pace. Deep dive into everything from managing debt to budgeting for rent. Supercharge your learning by asking our AI chatbot about your money questions and using our budget tool. Guided Course The course uses small, easy to follow lessons covering a broad range of topics like: - The nature of money - How to build a strong budget - Managing loans and debt - Understanding credit vs. debit cards - How much of your income to allocate for rent or a mortgage - Differences between savings and investments - Planning for retirement - Myths of buying happiness AI Chatbot: Kera Use our AI chatbot, Kera, to ask personal finance questions. Kera’s answers aren’t financial or investment advice. Ask about topics you forgot, want to go deeper on, or are more niche topics in financial literacy. Along with our budget tool, Kera is a great way to think about your money. ## Key features - Comprehensive financial literacy course - AI-powered personal finance chatbot - Interactive budgeting tool - Debt and loan management lessons - Credit and debit card education - Retirement planning guidance ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/capitaldna-financial-literacy/id1554625378/reviews.md ### 5/5 — Very informative *2023-11-18* This was a great way to learn about Finances and helped me get a better understanding of a subject that was a complete mystery to me. As I progressed it really taught me a lot about all aspects of my finances. I would definitely recommend it for anyone who is looking to get a much deeper understanding of their finances and what they could do better. ### 5/5 — Amazing resource *2023-10-03* This app is great! The content is organized and easily digestible, the tone is approachable and conversational, and I come away from each lesson feeling encouraged and more knowledgeable/confident than I was before. I know I have so much to learn and thankfully this app makes it super easy to do so. Highly recommend. ### 5/5 — Excellent education *2023-02-09, version 3.5.2* I didn’t learn about money growing up, so I’ve been teaching myself - this app is making it so easy. I feel like I’m learning money secrets. I’m able to type in numbers about my goals, costs and income - and it points out lessons that are adding up to real dollars saved (variable costs, the annual cost of my rent, ways I can maximize my paycheck - that I didn’t know about). I like how bite-sized and practical the lessons are because we’re using my real numbers and real goals and I can see the progress. It feels really like a money advisor right there, pointing out what I should look at. I recommend it to anyone with money goals and dreams. ### 5/5 — Fantastic resource! *2021-12-01, version 2.0* What a fantastic resource! This app is so well thought out and helps me feel much more confident in handling my finances. ## Frequently asked questions about CapitalDNA ### What is CapitalDNA? CapitalDNA is a free app designed to teach users about financial literacy. It offers guided lessons, an AI chatbot named Kera for answering finance questions, and a budgeting tool. ### Is CapitalDNA free to use? Yes, CapitalDNA is completely free to download and use. There are no in-app purchases or subscription fees required. ### What topics does CapitalDNA cover? CapitalDNA covers a wide range of financial topics including the nature of money, budgeting, managing loans and debt, understanding credit and debit cards, rent/mortgage allocation, savings vs. investments, retirement planning, and financial myths. ### Can Kera, the AI chatbot, provide financial advice? No, Kera's answers are not financial or investment advice. It is designed to help users explore topics they've forgotten, want to delve deeper into, or are more niche within financial literacy. ### What devices is CapitalDNA available on? CapitalDNA is available on iPhone, iPad, and iPod. It is designed for iOS devices. ### How often is CapitalDNA updated? The app was last updated on August 16, 2024, indicating active development and maintenance. The latest version is 4.8. ### What is the age rating for CapitalDNA? CapitalDNA has an age rating of 4+, making it suitable for a wide range of users interested in learning about finance. ### What do users think of CapitalDNA? Users have rated CapitalDNA highly, with an average of 5.0 stars from 9 ratings, suggesting a very positive user sentiment. ## Version history (last 5 releases) ### 4.8 — 2024-08-16 Thanks for using CapitalDNA! In this version we: * Fixed some bugs. * Made some optimizations. ### 4.7 — 2024-06-08 Thanks for using CapitalDNA! In this version we: - Fixed some bugs. - Added push notifications. ### 4.6 — 2024-05-14 Thanks for using CapitalDNA! In this version we added some visual polish to the lessons. ### 4.5.1 — 2024-04-21 Thanks for using CapitalDNA! In this version we fixed a bug in the Budget > Debts section where existing items’ values wouldn’t update. ### 4.5 — 2024-04-20 Thanks for using CapitalDNA! In this version we added some visual polish to the lessons. ## Apps similar to CapitalDNA | App | Rating | Price | Category | | --- | --- | --- | --- | | [Options Trading Course](https://appshunter.io/ios/app/options-trading-course/id6447875437) | 2.0 (1) | Free | Finance | | [PocketProfit Market Simulator](https://appshunter.io/ios/app/pocketprofit-market-simulator/id1589018357) | 4.8 (12) | Free | Finance | | [Kora Money](https://appshunter.io/ios/app/kora-money/id1478980460) | 4.4 (4,751) | Free | Finance | | [Penny Stocks trading Course](https://appshunter.io/ios/app/penny-stocks-trading-course/id1526040440) | 4.4 (48) | Free | Finance | | [LT StockPicks](https://appshunter.io/ios/app/lt-stockpicks/id1623599262) | 5.0 (3) | Free | Finance | | [99rises](https://appshunter.io/ios/app/99rises/id1483894843) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*