# Capitol Federal® Mobile

> Mobile banking for deposits, transfers, payments, and account management. (iPhone/iPad app by Capitol Federal Financial, Inc..)

- Source: https://appshunter.io/ios/app/capitol-federal-mobile/id6450829757 (this page in markdown: same URL + `.md`)
- Developer: [Capitol Federal Financial, Inc.](https://appshunter.io/developer/625313307)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 6,560 App Store ratings · 102 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 20 MB
- Languages: English
- Released: 2023-08-07
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/capitol-federal-mobile/id6450829757/reviews.md

## What is Capitol Federal® Mobile?

Manage your money securely and conveniently from your iPhone or iPad.

Getting started is simple:

Download the app, log in with your True Blue Online® credentials, and launch the app.

Key Features:
•	Send and receive money with Zelle® – Fast and easy payments to friends and family you trust.
•	Enroll in True Blue Online® banking directly from your device.
•	Check balances, view transactions and search recent purchases anytime.
•	Transfer funds between your CapFed® accounts with ease.
•	Deposit checks using your mobile device.
•	Schedule payments and manage (add/edit) payees quickly.
•	Find nearby ATMs and branches with location search.

For assistance, call 1-888-8CAPFED.
Member FDIC. Equal Housing Lender.

## Key features

- Mobile check deposit
- Fund transfers
- Account balance and transaction history
- Payment scheduling
- ATM and branch locator
- Online banking enrollment

## What do users think of Capitol Federal® Mobile?

Overall sentiment: negative

**Pros**

- 💳 Transfer funds
- 📱 Great bank with a great app
- 💻 Love the app
- 🏦 Wonderful Bank
- 🆕 Much needed improvement
- 🚀 We Finally Have Transfers!
- 💻 Love the new features!

**Cons**

- 🐛 Issue with logging-in
- 📱 Horrible for iPad!
- 📱 Not an improvement
- 📱 Not iPad Friendly
- 📱 Step backwards for user experience
- 📱 Not Optimized for IPad
- 📱 iPad App needs work!
- 🐛 Horrible.
- 📱 Not good
- 📱 Terrible for iPad
- 📱 They messed this one up
- 📱 Not great
- 🔒 Dumb
- 📱 New app review
- 🐛 New mobile app
- 📱 Miss old app already
- 🐛 Shame on you CapFed
- 📱 A step backward
- 📱 Dumb new app
- 📱 New app is not as user friendly
- 📱 New app
- 🔒 Yikes
- 🔒 Nope, you'll get your account hacked
- 📱 Poor Roll Out Communication

**Commonly reported bugs**

- Login screen freezes
- Incompatible with older devices

**Most requested features**

- Dark mode option
- Advanced analytics dashboard

## Recent user reviews (10 of 102)

All indexed reviews: https://appshunter.io/ios/app/capitol-federal-mobile/id6450829757/reviews.md

### 5/5 — I Love CapFed!

*2026-08-15, version 25.2.0*

The app is easy to use and I love using it! Customer service is great if I ever have an issue as well! Thanks for all your hard work CapFed!

### 5/5 — User Friendly!

*2026-08-06, version 25.2.0*

The TBO App is fantastic!  Easy to use with a full menu of banking functions - and great response times from customer service.

### 5/5 — Much better than being a number.

*2026-07-31, version 25.2.0*

I’ve been with cap fed for many years and every time I need something they have been there for me and I can talk to a person anytime that’s what really stands out. Thank you guys for keeping it real.

### 5/5 — Instant transfers

*2026-07-24, version 25.2.0*

Being able to transfer money on the spot is kool

### 5/5 — Sharp

*2026-06-24, version 25.2.0*

Clean, smart employees and great coffee!

### 5/5 — Customer Service

*2026-06-01, version 25.2.0*

They are exceptionally helpful and understanding. I wouldn’t bank any where else!

### 4/5 — Password

*2026-05-21, version 25.2.0*

Just spent about 20 minutes, putting in a strong password. The app does not let me view the password that I have put in so when I’m confirming it if I have any typos, I don’t know what they are. When putting in 20+ random characters, it is easy to make a typo.

### 5/5 — So

*2026-04-29, version 25.2.0*

Si

### 1/5 — Worst banking app ever

*2026-02-20, version 25.1.2*

I have to use my laptop because every single time I log in on the app, it tells me I have successfully logged out.  Have reinstalled repeatedly.

### 5/5 — AWA

*2026-02-02, version 25.1.2*

I’ve banked all over the US with my job and have been very happy to have the privilege of working with the people in the Emporia branch of CAP FED for the last ten years.Top notch.

## Frequently asked questions about Capitol Federal® Mobile

### What can I do with the Capitol Federal mobile app?

The app allows you to deposit checks, transfer funds between your accounts, view account balances and recent transactions, schedule payments, and find nearby ATMs and branches. You can also enroll in True Blue Online® banking directly from your device.

### Is the Capitol Federal mobile app free to use?

Yes, the app is free to download and use. There are no charges for using the core banking features like deposits, transfers, and balance checks.

### How do I deposit a check using the app?

The app features a mobile check deposit function. You can deposit checks directly from your mobile device by following the on-screen instructions, which typically involve taking photos of the front and back of the endorsed check.

### Can I find ATMs and branches with this app?

Yes, the app includes a locator feature that allows you to find nearby Capitol Federal branches and ATMs. This is useful for planning your banking needs when you are away from home.

### What if I need help using the app?

For customer service related to the app or your accounts, you can call 1-888-8CAPFED. They can assist you with any questions or issues you may encounter while using the mobile banking services.

## Version history (last 5 releases)

### 25.2.0 — 2026-04-23

Enhanced security improvements to help keep your information safe.
Email one-time passcode authentication is now enabled for all banking desktop users.
To maintain strong security standards, devices that are no longer supported by their manufacturer may not be supported with this update.

### 25.1.2 — 2025-08-22

This update enables tablet enhancements and includes bug fixes and improvements, such as Biometric login fixes.

### 25.1.1 — 2025-08-21

This update enables tablet enhancements and includes bug fixes and improvements.

### 24.1 — 2024-10-25

This update includes bug fixes and enhancements.

### 23.1.1 — 2023-08-24

This update includes bug fixes and minor enhancements.

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## More apps by Capitol Federal Financial, Inc.

- [CapFed® Mobile](https://appshunter.io/ios/app/capfed-mobile/id1263984466)
- [CapFed® Business Mobile](https://appshunter.io/ios/app/capfed-business-mobile/id1502126391)
- [CapFed® Lite](https://appshunter.io/ios/app/capfed-lite/id6756897057)

All apps by Capitol Federal Financial, Inc.: https://appshunter.io/developer/625313307

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
