# CapWay: More Than Banking — Debit Card. Save. Learn Money.

> Mobile banking, financial education, and community for financial empowerment. (iPhone/iPad app by CapWay, Inc.)

- Source: https://appshunter.io/ios/app/capway-more-than-banking/id1217543033 (this page in markdown: same URL + `.md`)
- Developer: [CapWay, Inc](https://appshunter.io/developer/1089182491)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 3.90/5 from 40 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.2 · 164 MB
- Languages: American English
- Released: 2017-09-26
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/capway-more-than-banking/id1217543033/reviews.md

## What is CapWay?

CapWay creates financial opportunities for everyone through mobile banking, financial education and tools, and providing a social culture for money.

MOBILE BANKING - Open money account to receive your CapWay Visa debit card
No hidden fees. Bank from your phone. Multiple deposit options, including cash deposits. Send and receive money. Save and create money goals. Created for those who have been overlooked by the rest. 

*CONTENT AND RESOURCES*
Learn Money is our social financial feed that includes videos, short articles, infographics, tips, and resources. Come here and find out how to improve your credit score, getting out of debt, and other facts and hacks that will put on you a level playing field when it comes to making smart decisions with your money. 

We create all of our content with your financial health in mind.

*MONEY TALK*
Daily conversations with others in the CapWay community. If you think you're alone in some of your financial goals or struggles? Think again. Vote and discuss it with our Money Talk feature.

*FINANCIAL LITERACY PROGRAMS* 
Lack of knowledge is expensive, and we help you cut the cost. Our programs cover personal finance topics including credit, debt, personal loans, student loans, investing, entrepreneurship, and more. We use content from history to pop culture. 

We can gain access to our financial literacy programs through a few different channels.
1. We partner with organizations
2. Individuals can subscribe to our literacy programs with an in-app purchase
3. We offer free financial education classes and content in collaboration with brands and influencers (celebrities)


CapWay provides the convenience and access to​ a better opportunity and financial future.

## Key features

- Mobile banking account
- Visa debit card
- Savings goals
- Financial literacy programs
- Social financial feed
- Community discussions

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| College - Financial Literacy | $1.99 | per month |


## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/capway-more-than-banking/id1217543033/reviews.md

### 1/5 — The

*2023-11-30*

Cannot register error message

### 5/5 — Great app - really feel like I know what’s going on

*2023-07-16*

Not confusing like other banks.  Direct links, fast.  Lots of education in how to save money.

### 1/5 — To many malfunction

*2023-01-19, version 3.2*

I been using the card for over a year, today when I go to unlock my card the button to push to unlock my card disappeared. I will be taking my money out and closing this account and never using it again

### 5/5 — Not functioning

*2022-12-13, version 3.2*

This app is not functioning. I can’t even deposit money from my bank, it keep failing. Very bad app

### 1/5 — Not functional

*2022-10-26, version 3.2*

App is not functioning, can’t even process a transfer correctly, made 3 ach transfers & not one was processed smh

### 1/5 — Unauthorized transactions

*2022-08-01, version 3.2*

They wouldn’t refund the $80 worth of unauthorized transactions on the account. Beware.

### 1/5 — App is a scam

*2022-04-14, version 3.2*

They will randomly close your account and keep the money. Reporting to the FDIC immediately.

### 1/5 — App isn’t working

*2022-01-17, version 3.2*

App won’t get passed the age verification screen just say preloading questions

### 1/5 — Warning!

*2022-01-05, version 3.2*

This is a scam.  They are not considered a legitimate financial institution.  Your money is not safe here.  They will lock your account as soon as you deposit more than $100 just over night then steal it for over a month or two. 
My $250 deposit here after new debit card arrived and activated, it was stolen for 2 months. 
If you have money to just give away for extensive time, download and open account here.  They don’t follow any banking regulations.

### 5/5 — The next BIG thing

*2021-10-13, version 3.1*

This CapWay app is amazing! CapWay offers services like other mobile banks but they do it even better and it’s very easy to use. I recommend hopping on the train now

## Frequently asked questions about CapWay

### What is CapWay?

CapWay is a mobile banking application that provides users with a debit card, savings tools, and access to financial education resources and community discussions.

### Is CapWay free to use?

The core CapWay mobile banking features are free. However, users can subscribe to financial literacy programs through an in-app purchase.

### What are the subscription options for CapWay's financial literacy programs?

CapWay offers a 'College - Financial Literacy' subscription plan for $1.99 per month, providing access to educational content.

### What kind of financial education does CapWay offer?

CapWay provides a social financial feed with videos, articles, and infographics covering topics like credit scores, debt management, investing, and entrepreneurship.

### Can I deposit cash into my CapWay account?

Yes, CapWay supports multiple deposit options, including cash deposits, allowing for convenient account funding.

### How does CapWay ensure the security of user data?

While specific security measures are not detailed in the provided data, mobile banking apps typically employ industry-standard encryption and security protocols to protect user information.

### What devices is CapWay available on?

CapWay is currently supported on iPhone and iPod devices.

### How often is CapWay updated?

The latest version of CapWay is 3.2, and it was last updated on October 15, 2021. This indicates a moderate update frequency.

## Version history (last 5 releases)

### 3.2 — 2021-10-15

- CapWay Money Accounts are now available
- Various performance and UI improvements

### 3.1 — 2021-06-29

- Performance and UI improvements
- Fixes to card activation

### 3 — 2021-06-09

- Open a Money Account to get your CapWay Visa Debit Card
- Send and Receive Money
- Request Money from others
- Create Money Goals

### 2.3 — 2020-10-25

- Keep track of your income and spending using CapWay's new Qast feature.
- Various user experience improvements
- Stability fixes

### 2.2 — 2020-05-26

- Various performance improvements
- Bug fixes

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## More apps by CapWay, Inc

- [InstaFunds - Checkbook (Finances, Spending, Accounts + Pic Option)](https://appshunter.io/ios/app/instafunds-checkbook-finances-spending-accounts-plus-pic-option/id475083362)

All apps by CapWay, Inc: https://appshunter.io/developer/1089182491

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*