# Car & Auto Payment Calculator — Lease & Loan Finance Calc

> Auto loan and lease payment calculator with financing analysis tools. (iPhone/iPad app by ChuChu Train Productions.)

- Source: https://appshunter.io/ios/app/car-and-auto-payment-calculator/id1202635718 (this page in markdown: same URL + `.md`)
- Developer: [ChuChu Train Productions](https://appshunter.io/developer/415772087)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Rating: 4.10/5 from 2,243 App Store ratings · 70 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 10 MB
- Languages: American English
- Released: 2017-02-14
- Data updated: 2026-08-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/car-and-auto-payment-calculator/id1202635718/reviews.md

## What is Car & Auto Payment Calculator?

Don't let the dealership do the math for you.

Walk in prepared. Car Payments Calculator gives you the tools to estimate monthly payments, total interest, and true costs — before you ever sit down with a dealer.

Whether you're financing or leasing, this app breaks down the numbers so you can negotiate with confidence and keep more money in your pocket.

What You Can Do

• Loan Calculator — Estimate monthly payments, total interest, and amount financed
• Lease Calculator — Calculate lease payments with money factor, residual value, and more
• Side-by-Side Scenarios — Save and compare multiple loan and lease options
• Trade-Ins & Fees — Factor in your trade-in value, down payment, taxes, and dealer fees
• Vehicle Photo Storage — Attach photos to each scenario so you remember what you're comparing
• CSV Export — Export any scenario for deeper analysis in a spreadsheet
• iCloud Sync — Your data stays in sync across all your devices automatically

Built-In Tools

• Vehicle Depreciation — See how your car's value drops over time with straight-line and reducing balance methods
• Fuel Cost Calculator — Budget your gas expenses daily, weekly, monthly, and yearly
• Fuel Efficiency — Track your real-world MPG or km/L between fill-ups
• Distance Tracker — Log trips with automatic GPS tracking

Designed to Be Simple

Clean, intuitive interface. All your inputs are saved automatically — pick up right where you left off. Supports both miles and kilometers, dark mode, and adapts to your region.

Master auto financing before it masters you.

Auto Renewable Subscriptions:

Weekly, Monthly, and Yearly Pass subscriptions allow for unlimited saved entries, access to the additional tools, and an Ad free experience. You will be charged through your App Store account. Subscriptions help support the app team, and allow us to continue to provide updates and new features.

Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.

Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html

Disclaimer: Continuous use of GPS running in the background can dramatically decrease battery life.

## Key features

- Lease payment calculator
- Loan payment calculator
- Trade-in and fees calculation
- Save and compare scenarios
- Export data to CSV
- Vehicle depreciation calculator
- Fuel consumption cost calculator

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly Pass | $2.99 | per 7 days |
| Yearly Pass | $19.99 | per year |
| Monthly Pass | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| All Features | $29.99 | one-time |
| Remove Ads | $9.99 | one-time |
| Unlimited Saved Entries | $9.99 | one-time |
| Calculation Tools | $9.99 | one-time |


## What do users think of Car & Auto Payment Calculator?

Overall sentiment: negative

**Pros**

- ⭐ Best Car Payment App!
- 👍 Easy to use

**Cons**

- 💸 Too many ads
- 🤯 Confusing interface
- 🐛 Doesn't work as expected
- 📈 Inaccurate calculations

**Commonly reported bugs**

- Keyboard issues
- Calculation errors
- App freezes and crashes

**Most requested features**

- Add more payment options
- Improve ad experience
- Provide better explanations and guidance

## Recent user reviews (10 of 70)

All indexed reviews: https://appshunter.io/ios/app/car-and-auto-payment-calculator/id1202635718/reviews.md

### 1/5 — Ruined

*2026-07-10*

Deleted this app after 5 years of usefulness. This app used to be great, simple, accurate, and direct. They fixed it until it broke. There’s 1000 other apps and webpages that accomplish the same thing faster and clearer.

### 2/5 — Latest update ruined it

*2026-05-04*

Hi, I use this app regularly to help get ballpark monthly payments on loans for high end exotic vehicles. Recently you released an update that stops allowing users to insert loan terms for above 120 months which is semi common for exotic vehicles. The “A loan term above 120 months (10 years) is unrealistic” message is also semi disrespectful. I have now switched to another app because of this change. Thanks to the developer that thought that was a smart idea.

### 1/5 — Too many adds.

*2025-04-22*

The frequency of the adds is getting ridiculous. I’ll be looking for a new payment calculator.

### 2/5 — Better Apps Available

*2023-11-21*

For car loan, should include price, sales tax, interest rate, additional fees and down payment.

Most Annoying is the automatic decimal and two spaces. Just let me type in the number without everything sliding left. Especially annoy when typing in percentage rate.

### 1/5 — Complicado

*2023-10-30, version 4.4.0*

Demasiado trabajo para dar con el quick

### 1/5 — Useless doesn’t even work but the ads do. Click bait.

*2023-09-09*

Not any good. Useless.

### 1/5 — Too Basic

*2023-02-05*

Does not provide enough information and will show ads about every 30 seconds. I’ve seen way better car payment apps.

### 1/5 — Way too many ads

*2023-01-13*

Every other button prompts an ad. Easier just to google. App functions fine if your willing to wait

### 1/5 — Waste of time

*2022-12-08, version 4.3.0*

Never saw a total or paments just ad after ad. Totally worthless app.

### 1/5 — Way too many ads that are hard to clear off screen. Definitely Deleting this app.

*2022-03-22*

Way too many ads that are hard to clear off the screen. Definitely deleting this app!!

## Frequently asked questions about Car & Auto Payment Calculator

### What does the Car Payment Calculator Mobile app do?

This app helps you estimate your monthly payments and total interest costs for auto leases and loans. It aims to educate users about auto financing before they engage with car dealers, empowering them to make informed decisions and potentially save money.

### What are the key features of this app?

Key features include lease and loan payment calculators, the ability to account for trade-ins and additional fees, saving and comparing different financing scenarios, exporting data as CSV files, and tools for calculating vehicle depreciation and fuel consumption costs.

### Is this app free to use?

The app is free to download and use, but it does offer in-app purchases and may display advertisements. Specific features or advanced functionalities might require these purchases.

### What devices is this app compatible with?

The app is designed for mobile devices. It also supports iOS dark mode for devices running iOS 13 or newer. Continuous use of GPS for features like distance tracking may impact battery life.

### How can this app help me when buying a car?

By using the calculators and analysis tools, you can get a clear picture of potential costs associated with different auto loan and lease options. This knowledge helps you negotiate better terms with dealers and understand the total financial commitment before purchasing a vehicle.

## Version history (last 5 releases)

### 5.2.0 — 2026-05-17

minor fixes and updates

### 5.1.0 — 2026-04-17

Minor bug fixes

### 5.0.0 — 2026-04-16

Completely redesigned from the ground up, but all the great features you've come to love.

### 4.5.0 — 2024-01-18

Minor bug fixes and enhancements

### 4.4.0 — 2023-10-04

Minor bug fixes and updates.

## Apps similar to Car & Auto Payment Calculator

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All apps by ChuChu Train Productions: https://appshunter.io/developer/415772087

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*