# Car Loan Budget Calculator — Vehicle Loan and Lease Payment

> Comprehensive car loan and lease payment calculator with detailed financial analysis. (iPhone/iPad app by 倩 赵.)

- Source: https://appshunter.io/ios/app/car-loan-budget-calculator/id455957319 (this page in markdown: same URL + `.md`)
- Developer: [倩 赵](https://appshunter.io/developer/376557917)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.50/5 from 26 App Store ratings · 23 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 30 MB
- Languages: American English
- Released: 2011-08-16
- Data updated: 2026-09-03
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/car-loan-budget-calculator/id455957319/reviews.md

## What is Car Loan Budget Calculator?

If you want a simple but comprehensive car loan or lease calculator, this app will be the one.
Leave the complicated calculation to us, only you need to do is input the necessary value and rates, then just check the result, you will get the info you want. 

You can save the results for later reference and comparison.

It has four calculators:

Loan Calculator:
Input the car price, down payment, trade-in value, sales tax, interest rate, term and start date, you will get total interest, total sales tax, payoff date, total borrowed, total payment, loan cost and payment of each cycle.

Lease Calculator:
Input the MSRP, negotiated price, down payment, residual value, trade-in value, sales tax, interest rate and term to get pretax payment and total payment each cycle, total all payment and total lease cost.

Affordability Calculator: 
Input affordable payment, down payment, trade-in value, owned on trade-in value, sales tax, interest rate, term and start date to get the value you can borrow, total interest, payoff date, affordable car price, total of all payment and total loan cost.

Lease or Loan Calculator:
Input the car value, down payment, residual value, trade-in value, sales tax, interest rate, loan term and lease term, and then you can get the comparison sheet with payment of each cycle, number of payment, total sales tax, total of all payment and total cost.

Other features:
⁃ Take cash rebate, other fees and owed on trade-in value into calculation.
⁃ Frequency could be weekly, bi-weekly, monthly, quarterly and yearly.
⁃ The payment of each cycle including payment time, principal, interest and balance will be listed.
⁃ Add Extra payment.
⁃ Get the analysis if adding extra payment.
⁃ Share the schedule with others by email.
⁃ Save the loan and lease results.
⁃ Compare several loans or leases in one sheet.
⁃ Manage and track loans.
⁃ Create notification for each payment.
⁃ Passcode protection.
⁃ Set your own currency.
⁃ Backup and restore by iCloud or Dropbox.
⁃ Supports universal version.

If you have any question or suggestion, please send email to maxwellapp@tom.com.

## Key features

- Loan calculator
- Lease calculator
- Affordability calculator
- Lease vs. loan comparison
- Save and share results
- Add extra payments
- Passcode protection

## Recent user reviews (10 of 23)

All indexed reviews: https://appshunter.io/ios/app/car-loan-budget-calculator/id455957319/reviews.md

### 5/5 — Very handy

*2024-08-27*

Allows me to be totally prepared with payment options before getting the loan. I can check out different rates and terms will affect monthly payments.

### 5/5 — Review

*2024-07-25*

Very good use

### 5/5 — Thumbs up

*2024-05-27*

Great tool to have access to

### 5/5 — Loving it

*2022-01-22*

I love this simple, but well thought out app.

### 5/5 — Spot on with comparison with dealer out the door numbers

*2021-08-24*

I sold my truck due to the incredible market for used vehicles! Now that I find myself on the other side negotiating prices this tool has been absolutely spot on to be able to get down to the penny with dealers and out the door pricing!

You can play dumb up until the point that you get down the final #s then call them on their hidden fees!

### 5/5 — Quick and easy to use loan calculator

*2021-08-08*

Great loan calc that I use all of the time to give family and friends an idea on loan payments.  Keep up the great work devs!

### 3/5 — Click

*2021-05-12*

Would like this ap a lot if you could print or email.  When click the mail button it says set up mail account.  But there isn’t a section to set it up to your email.  Printing would be better.  Going from the wanted payment to how much would be a good addition.

### 4/5 — The best one

*2021-03-31*

The best i tried so far.

### 5/5 — Simplicity

*2020-12-05*

Very simple but useful app. Use it all the time for counseling my junior guys when they are contemplating making major purchases.

### 4/5 — Minus 1 for ads

*2019-09-08*

Remove the ads

## Frequently asked questions about Car Loan Budget Calculator

### How does Car Loan Budget Calculator handle security?

Car Loan Budget Calculator offers passcode protection to secure your financial data. This feature helps prevent unauthorized access to your saved loan and lease information.

### What platforms does Car Loan Budget Calculator support?

Car Loan Budget Calculator is a universal app, meaning it supports iPhone, iPad, and iPod. You can use it across your Apple devices.

### How often is Car Loan Budget Calculator updated?

The app was last updated on December 19, 2023, indicating regular maintenance and potential feature additions. The current version is 4.1.2.

### Can I compare different car loan or lease options with Car Loan Budget Calculator?

Yes, Car Loan Budget Calculator includes a 'Lease or Loan Calculator' that allows you to compare several loans or leases in one sheet. It provides a detailed comparison sheet with payment cycles, total payments, and costs.

### What kind of financial details can I calculate with Car Loan Budget Calculator?

You can calculate total interest, sales tax, payoff dates, total borrowed amounts, total payments, loan costs, and payment breakdowns for loans and leases. It also helps determine affordable car prices and borrowing values.

### Does Car Loan Budget Calculator allow for custom currency settings?

Yes, Car Loan Budget Calculator allows you to set your own currency. This ensures that the calculations are relevant to your local financial context.

### What are the main benefits of using Car Loan Budget Calculator?

Users appreciate its simplicity and comprehensive calculation capabilities for car loans and leases. The ability to save, compare, and share results, along with features like passcode protection and custom currency, adds significant value.

### How can I back up my data in Car Loan Budget Calculator?

Car Loan Budget Calculator supports backup and restore functionality via iCloud or Dropbox. This ensures your financial data is safe and accessible across devices.

## Version history (last 5 releases)

### 4.1.2 — 2023-12-19

⁃ Fixed decimal point display issue on numeric keypad.

### 4.1.1 — 2023-11-29

⁃ Compatible with iOS 17.
⁃ Other minor bugs fixed.

### 4.1 — 2023-06-08

⁃ Compatible with iOS 16.
⁃ Other minor bugs fixed.

### 4.0.1 — 2022-05-30

Minor bug fixed.

### 4.0 — 2022-05-17

⁃ Compatible with iOS 15.
⁃ Other minor bugs fixed.

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All apps by 倩 赵: https://appshunter.io/developer/376557917

## Related topics

[car loan budget calculator](https://appshunter.io/ios/topics/car-loan-budget-calculator) · [car payment calculator lease](https://appshunter.io/ios/topics/car-payment-calculator-lease) · [car loan calculator,auto lease](https://appshunter.io/ios/topics/car-loan-calculator-auto-lease) · [car loan budget calculator pro](https://appshunter.io/ios/topics/car-loan-budget-calculator-pro) · [lease calculator car](https://appshunter.io/ios/topics/lease-calculator-car)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*