# Carbon: A.I Business Banking — Banking & Financial Management > AI-powered business banking and financial management for SMEs. (iPhone/iPad app by Carbon Finance and Investments Limited.) - Source: https://appshunter.io/ios/app/carbon-ai-business-banking/id6478011221 (this page in markdown: same URL + `.md`) - Developer: [Carbon Finance and Investments Limited](https://appshunter.io/developer/1494856666) - Category: Finance - Price: Free - Rating: 4.60/5 from 51 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 101 MB - Languages: American English - Released: 2024-05-20 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/carbon-ai-business-banking/id6478011221/reviews.md ## What is Carbon? Carbon Business brings the power of SME banking right into your hands. Designed for small and medium-sized enterprises (SMEs), our app combines traditional banking features with artificial intelligence to help manage your business finances efficiently and effectively. From seamless transactions to insightful AI-powered analytics. Carbon Business is your go-to business bank for: AI Business Assistant: Get personalised financial insights to make informed decisions for your business growth. Instant Transactions: Send and receive payments instantly. Create business accounts instantly and also sub-accounts for specific uses. Cashflow management: Monitor your spending patterns, categorize expenses, and manage your budgets with ease. Loan Services: Access low interest business loans with competitive rates and flexible repayment options. ## Key features - AI Business Assistant for insights - Instant transactions - Business and sub-account creation - Cashflow and budget management - Access to business loans - Expense categorization ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/carbon-ai-business-banking/id6478011221/reviews.md ### 5/5 — Horlahrewaju *2026-01-23* Lots of improvements I like it a lot ### 1/5 — WHAT IS GOING ON *2026-01-20* What happened to the other carbon app? First I can’t find it in AppStore no more and secondly my account was downgraded which I find difficult updating, I have around 1 million in that account, I have write to your customer support and no body is responding. Does that mean you guys want to fraud us or what?? Please I need my money. Find a way to upgrade my account and get my money out. I don’t understand what is going on this time with your bank ## Frequently asked questions about Carbon ### What is Carbon's primary function? Carbon is an AI-powered business banking app designed for SMEs. It offers features like instant transactions, cash flow management, and AI-driven financial insights to help businesses manage their finances efficiently. ### Is Carbon suitable for all business sizes? Carbon is specifically designed for small and medium-sized enterprises (SMEs). It provides tools tailored to their financial management needs, including account creation and loan services. ### How does Carbon use AI? Carbon utilizes an AI Business Assistant to provide personalized financial insights. This helps business owners make more informed decisions for their company's growth and financial strategy. ### Can I get loans through Carbon? Yes, Carbon offers loan services, providing access to business loans with competitive interest rates and flexible repayment options for eligible SMEs. ### What devices does Carbon support? Carbon is available on iPhone, iPad, and iPod devices, allowing users to manage their business finances on the go. ### How secure is Carbon for business banking? While specific security measures are not detailed, the app is categorized under Finance and Banking, implying a focus on secure transaction handling and data protection for business accounts. ### When was Carbon last updated? The latest version of Carbon was updated on March 9, 2026, indicating ongoing development and feature enhancements for its users. ### Does Carbon have ads? No, Carbon does not contain advertisements, offering an ad-free experience for its users. ## Version history (last 5 releases) ### 1.3.6 — 2026-08-27 Smart Bank Suggestions: The app now automatically detects and suggests the most likely recipient banks as you type an account number, making transfers faster and more accurate. Improvements: Stability Enhancements, and general bug fixes Update now for the best Carbon Business Banking experience. Thank you for banking with us! ### 1.3.5 — 2026-08-27 Show Balance toggle in Account Alerts — You can now choose whether your balance appears in account alerts, right from your alert settings. Improvements Safer business verification — Improved checks during business verification to prevent duplicate-name conflicts and guide you if an issue comes up. Redesigned loan application — A cleaner, more consistent way to apply across SME and Flex, with terms shown up front. Upgrade to Pro without leaving the screen — Tapping a Pro feature now opens the upgrade offer right where you are, so you can start your free trial or activate Pro instantly. Update now for the best Carbon Business Banking experience. Thank you for banking with us! ### 1.3.4 — 2026-08-13 Show Balance toggle in Account Alerts — You can now choose whether your balance appears in account alerts, right from your alert settings. Improvements Safer business verification — Improved checks during business verification to prevent duplicate-name conflicts and guide you if an issue comes up. Redesigned loan application — A cleaner, more consistent way to apply across SME and Flex, with terms shown up front. Upgrade to Pro without leaving the screen — Tapping a Pro feature now opens the upgrade offer right where you are, so you can start your free trial or activate Pro instantly. Update now for the best Carbon Business Banking experience. Thank you for banking with us! ### 1.3.3 — 2026-07-24 Bulk Team Invites – Invite multiple team members in a single action. Flexible Invitations – Phone number is now optional when inviting team members, giving you more flexibility during onboarding. Performance Enhancements – Faster navigation, improved stability, and a smoother overall experience. Update now for the best Carbon Business Banking experience. Thank you for banking with us! ### 1.3.2 — 2026-07-23 Faster Loan Decisions – Attach your bank statement (PDF or CSV) right in your loan application. No extra steps, just faster approvals. Instant Navigation – Deep links take you straight where you need to go — no more hunting through menus. Enhanced Performance – Faster load times and smoother navigation across all features. Update now for the best Carbon Business experience. Thank you for banking with us! ## Apps similar to Carbon | App | Rating | Price | Category | | --- | --- | --- | --- | | [Moneyfield MFB Mobile App](https://appshunter.io/ios/app/moneyfield-mfb-mobile-app/id6741734677) | 3.0 (9) | Free | Finance | | [Ucee](https://appshunter.io/ios/app/ucee/id6476814776) | 4.5 (36) | Free | Finance | | [Sycamore - Save Invest Borrow](https://appshunter.io/ios/app/sycamore-save-invest-borrow/id1592757960) | 4.3 (124) | Free | Finance | | [Aella MFB](https://appshunter.io/ios/app/aella-mfb/id6753731908) | 4.6 (157) | Free | Finance | | [Credx Finance](https://appshunter.io/ios/app/credx-finance/id6745017170) | 1.0 (1) | Free | Finance | | [Neocash Mobile](https://appshunter.io/ios/app/neocash-mobile/id6444277601) | 3.7 (6) | Free | Finance | ## More apps by Carbon Finance and Investments Limited - [Carbon: Mobile Banking & Loans](https://appshunter.io/ios/app/carbon-mobile-banking-and-loans/id1494856668) All apps by Carbon Finance and Investments Limited: https://appshunter.io/developer/1494856666 ## Related topics [carbon bank](https://appshunter.io/ios/topics/carbon-bank) · [cabon](https://appshunter.io/ios/topics/cabon) · [carbon app](https://appshunter.io/ios/topics/carbon-app) · [carbon loan app](https://appshunter.io/ios/topics/carbon-loan-app) · [carbon](https://appshunter.io/ios/topics/carbon) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*