# Card Controls by Elements

> Manage debit card usage with custom controls, alerts, and spending limits. (iPhone/iPad app by Elements Financial Federal Credit Union.)

- Source: https://appshunter.io/ios/app/card-controls-by-elements/id1211444131 (this page in markdown: same URL + `.md`)
- Developer: [Elements Financial Federal Credit Union](https://appshunter.io/developer/507239964)
- Category: Finance
- Price: Free
- Rating: 4.19/5 from 134 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 53 MB
- Languages: English
- Released: 2017-05-14
- Data updated: 2026-07-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/card-controls-by-elements/id1211444131/reviews.md

## What is Card Controls by Elements?

Card Control by Elements – Full control over your debit card usage in a way you’ve never had before
• Manage how, when and where your cards are used—on your own terms. Card Control by Elements enables you to set controls regarding the transaction types, geographic rules, and the merchant types where your card can be used.
• Turn any card on, or off—in seconds. It’s as simple as a toggle. Perfect for safety, security and those scary moments when you’re not quite sure where your card might be.
• Ensure you are the only person using your cards.  GPS capabilities can either limit where your card is used—or assure it’s only able to be used when with you.
• Turn your cards into active budget participants. Set dollar limits for transactions, and receive alerts when those limits are being reached. No more worrying about going over budget!
• Receive alerts when suspicious activity is suspected.
• Stop fraudulent activity before it even happens with the alert feature of Card Control by Elements. Based on your preferences, Card Control by Elements can send you a real-time alert when your card is used outside of your chosen preferences, giving you the power to deny the transaction or turn your card off. 
• Alert preferences can be set by:
       - Location – based on where the transaction occurs 
       - Transaction type – based on type of transaction at point of sale
       - Merchant type – based on the type of merchant where the transaction occurred
       - Threshold – based on the threshold amount set by the user

## Key features

- Set transaction type controls
- Define geographic usage rules
- Specify merchant categories
- Instantly turn cards on/off
- Set dollar transaction limits
- Receive real-time alerts
- Monitor suspicious activity

## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/card-controls-by-elements/id1211444131/reviews.md

### 1/5 — Can't open app

*2026-05-12, version 3.12.2*

The latest update no longer allows me to enter the app. Now I can't use my card because of the idiots who work on the app. Bravo

### 5/5 — Don’t do it

*2026-05-10, version 3.12.2*

I cut my card off in my app on my phone and then the app will not open it so I can cut it back on

### 1/5 — Update issue

*2026-05-10, version 3.12.2*

It appears that elements has updated this application. Despite uninstalling and reinstalling the Card Control app multiple times, I continue to receive an error message, which has caused some inconvenience.

### 1/5 — 5-9-26 install latest but can’t use?

*2026-05-09, version 3.12.2*

Says to install the latest on the App Store on my iPad and iPhone but still gives me the same message even after uninstalling and reinstalling it. My card is currently off, what do I do?

### 5/5 — BWAAAA

*2025-07-02, version 3.11.8*

Turned off my card after I lost it just in case🤪

### 1/5 — Unable to make this work. Zero support.

*2024-09-16, version 3.11.8*

I have tried to make this work, and have tried to contact Elements. This just does not function and as far as i can tell there is no support.

### 2/5 — International travel controls don’t work

*2024-02-16, version 3.11.8*

You can list 5 countries you are traveling to internationally .  However, if you want to delete one and add another, the app does not work. It won’t let you delete. I have given this feedback multiple times over multiple months with no response.  It’s a broken app for international travel.

### 2/5 — Poor international controls

*2023-10-01*

App only allows 5 countries to be entered. App won’t let you delete countries.   Last time I went to EU and called Elements support for assistance, the “24/7” phone line didn’t have access to my account.

### 1/5 — When app goes down - you can’t do anything

*2023-07-23, version 3.11.2*

App went down and I’m locked out of my money.

This is not acceptable!

### 1/5 — Still not fixed—Latest update seems to have broken app

*2021-08-23, version 3.10.5*

No longer receive push notifications when purchases are made. I have to go into Elements and turn on Card Control every time I want to access the CC app. Please fix as I very much appreciate real time purchase updates! I have tried uninstalling/reinstalling the app and it’s still not working for me.

## Frequently asked questions about Card Controls by Elements

### What does Card Controls by Elements do?

Card Controls by Elements allows you to manage your debit card usage with unprecedented control. You can set specific rules for how, when, and where your card is used, including transaction types, geographic locations, and merchant categories. It also enables you to instantly turn your card on or off, set spending limits, and receive alerts for suspicious activity.

### How can I control where my card is used?

You can set geographic rules to limit where your card is used. This feature can either restrict transactions to specific areas or ensure the card is only usable when it's with you, leveraging GPS capabilities for enhanced security.

### Is there a cost to use Card Controls by Elements?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases, suggesting it is a complimentary service.

### How does the app help with budgeting?

The app allows you to turn your cards into active budget participants by setting dollar limits for transactions. You will receive alerts when these limits are being approached, helping you avoid overspending and stay within your budget.

### What kind of alerts can I receive?

You can receive real-time alerts for various situations, including suspicious activity, transactions occurring outside your set preferences (location, transaction type, merchant type), and when spending reaches or exceeds your defined thresholds. This allows you to quickly respond to potential issues.

## Version history (last 5 releases)

### 3.12.3 — 2026-05-12

Card Control - iOS 3.12.2

### 3.12.2 — 2026-05-07

This update includes required security enhancements.

### 3.12.0 — 2025-08-27

Card Control - iOS 3.12.0

### 3.11.8 — 2024-01-23

Security Updates

### 3.11.7 — 2023-10-24

New security certificate as well as a map rendering update.

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## More apps by Elements Financial Federal Credit Union

- [Elements Mobile Banking](https://appshunter.io/ios/app/elements-mobile-banking/id507239961)

All apps by Elements Financial Federal Credit Union: https://appshunter.io/developer/507239964

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*