# Card Lock

> Mobile app for managing card usage, alerts, and security for participating financial institutions. (iPhone/iPad app by First Data Corporation.)

- Source: https://appshunter.io/ios/app/card-lock/id1062398909 (this page in markdown: same URL + `.md`)
- Developer: [First Data Corporation](https://appshunter.io/developer/407590380)
- Category: Finance
- Price: Free
- Rating: 2.91/5 from 11 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 11 MB
- Languages: English
- Released: 2015-12-08
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/card-lock/id1062398909/reviews.md

## What is Card Lock?

For participating financial institutions, the Card Lock app gives you the ability to select the alerts you want to receive and control where and when your card can be used.  Misplaced your card or left it at a recent store – use the app to turn off the card and ensure that it won’t be used until you find it or pick it up!  
● Choose from many popular alert options, such as an email before a payment is due
● Select where you want alerts to be delivered – via text, email, or right in the app
● Set the threshold for alerts that meet your specific needs
● Manage where your card can be used
● Use the app to set or change controls and alerts in real time

## Key features

- Real-time card controls
- Customizable payment alerts
- Select alert delivery methods
- Set spending thresholds
- Manage card usage locations
- Instant card locking

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/card-lock/id1062398909/reviews.md

### 1/5 — I thought I had this on my card

*2020-05-19, version 1.0*

I just saw that this is for “participating financial institutions”. I thought my card was safe when it wasn’t. This should be made MUCH CLEARER!

### 3/5 — Great Idea, So-So Execution

*2019-12-23, version 1.0*

It only works with credit cards, not debit cards. Also, when a card is locked, it doesn’t show up any differently, so you can’t tell if it’s locked or unlocked. It should have a padlock icon when the card is locked.

### 2/5 — SMS alerts stopped working

*2019-11-22, version 1.0*

App worked well years ago but SMS alerts stopped. Sounds like the App needs an update.

### 2/5 — Alerts

*2019-09-25, version 1.0*

Push Alerts don’t go any where. You have to click on the actual app to see emails within the app about alerts. Would be nice if it sent a text, email or actually alerted that there was an active alert.

### 1/5 — App does not work

*2018-10-22, version 1.0*

Message keeps popping up CAN NOT CONNECT TO SERVER??

### 2/5 — Only Select Cards Can Be Locked

*2018-06-03, version 1.0*

I set up a similar app for my Federal Credit Union debit card and it’s great, easy to set up and easy to use. I downloaded Credit Lock and set up a pin. Unfortunately only cards from select financial institutions can be added. I had hoped to lock all of my credit cards in one app but no such luck.

### 1/5 — Does not work

*2017-10-08, version 1.0*

I have put my information in and it will not go through.

### 5/5 — Very easy and useful!

*2017-09-19, version 1.0*

Have yet to need to use it to lock my card, but it is so simple I know that when I need to lock it I will be able to do it at a moments notice with no issues. Very reassuring app to have and I have recommended to friends and family.

### 5/5 — Card Lock with MSDFCU

*2017-09-18, version 1.0*

Easy to setup and use with my Merck sharpe and Dohme federal credit union account. I used to lock my card when I left it at a bar by accident, and then unlock it the next day when I picked it up.

### 5/5 — Great app!

*2017-09-18, version 1.0*

This is a great app, it is very easy to set your card up and gives you the ability to lock your card at a moments notice. You can also set up alerts for your card. Would definitely recommend it!

## Frequently asked questions about Card Lock

### What is Card Lock?

Card Lock is a mobile application designed to give users control over their debit and credit cards. It allows for real-time management of card usage, setting custom alerts, and immediate locking of cards if they are misplaced.

### Is Card Lock free to use?

Yes, Card Lock is available for free download and use. There are no charges associated with using the app's features for managing your cards.

### What devices does Card Lock support?

Card Lock is compatible with iPhone, iPad, and iPod devices. It is designed for Apple's iOS ecosystem.

### How secure is Card Lock?

Card Lock provides security features like the ability to instantly lock your card, preventing unauthorized use. It allows users to manage where and when their card can be used, adding a layer of personal security.

### Can I set up alerts for my card payments with Card Lock?

Yes, Card Lock offers popular alert options, including notifications before a payment is due. You can also set specific thresholds for alerts to meet your individual needs.

### How often is Card Lock updated?

The latest version of Card Lock is 1.0, and it was last updated on December 8, 2015. Users should check their app store for any newer updates that may have been released since then.

### Does Card Lock work with any bank?

Card Lock is available for participating financial institutions. Users should verify with their bank if they are a participating partner to utilize the app's full functionality.

### What is the user rating for Card Lock?

Card Lock has an average rating of 2.9 stars based on 11 user ratings. This indicates a mixed reception from its user base.

## Version history (last 1 release)

### 1.0 — 2015-12-08

This app has been updated by Apple to display the Apple Watch app icon.

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## More apps by First Data Corporation

- [Money Network Mobile App](https://appshunter.io/ios/app/money-network-mobile-app/id616090626)
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- [Direct Express Mobile App](https://appshunter.io/ios/app/direct-express-mobile-app/id6692630123)

All apps by First Data Corporation: https://appshunter.io/developer/407590380

## Related topics

[card lock](https://appshunter.io/ios/topics/card-lock)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*