# CardBrain - Benefit Tracker — Credit card perks & fees > Credit card perks & fees (iPhone/iPad app by Yishu Gu.) - Source: https://appshunter.io/ios/app/cardbrain-benefit-tracker/id6761742264 (this page in markdown: same URL + `.md`) - Developer: [Yishu Gu](https://appshunter.io/developer/1891227083) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 19 MB - Languages: American English, Chinese (Simplified, China), European Spanish - Released: 2026-05-23 - Data updated: 2026-08-14 - User reviews in markdown: https://appshunter.io/ios/app/cardbrain-benefit-tracker/id6761742264/reviews.md ## What is CardBrain? Get more value from every card in your wallet. Premium credit cards can include statement credits, category bonuses, travel protections, and other perks—but remembering what is available, what you have used, and which card to choose can be difficult. CardBrain brings your wallet into one clear, private dashboard on iPhone and iPad. Track benefits, compare perks, choose the best card for a purchase, and see whether annual fees are paying for themselves. TRACK BENEFITS Follow monthly, quarterly, semiannual, annual, and multi-year statement credits. Mark a benefit as used or enter a partial amount to see what remains before it resets. FIND THE BEST CARD Search a store or select a spending category to see which card in your wallet is likely to earn the most. Categories include dining, groceries, gas, travel, online shopping, rental cars, and foreign purchases. UNDERSTAND YOUR REAL ANNUAL COST CardBrain calculates effective annual fees using the benefits you have actually redeemed. Review the math by card and use the wallet value audit to make more confident renewal decisions. COMPARE PERKS AND PROTECTIONS Review rental car coverage, trip delay, cell phone protection, purchase protection, extended warranty, foreign transaction fees, and more across your cards. STAY ORGANIZED Add card open dates and private notes for retention offers, downgrade plans, referral bonuses, or anything else you want to remember. You can also add custom benefits. BUILT FOR IPHONE AND IPAD Use a streamlined phone experience or take advantage of spacious iPad dashboards, split views, and side-by-side card details. 230+ CARDS SUPPORTED Explore a growing catalog from major U.S. and Canadian issuers, including American Express, Chase, Capital One, Citi, Bilt, Bank of America, Wells Fargo, U.S. Bank, Discover, and more. CARDBRAIN PRO CardBrain is free to start. The optional CardBrain Pro upgrade adds reminders for expiring credits, card anniversaries, and free-night certificates, plus wallet value audit tools. Choose an annual auto-renewable subscription or a lifetime unlock. PRIVACY FIRST No bank login. No advertising. Your selected cards, benefit progress, notes, reminders, and preferences stay on your device. CardBrain uses RevenueCat to manage purchases and fetches public card catalog data over HTTPS so card information can stay current. CardBrain is not affiliated with any card issuer or payment network. Benefit terms change frequently; always confirm current details with your issuer before making financial decisions. CardBrain Pro Annual renews automatically unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple ID. Manage or cancel in App Store subscription settings. Prices vary by region and are displayed before purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://becky2019.github.io/creditbrain/privacy-policy.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | CardBrain Pro Annual | $14.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | CardBrain Pro Lifetime | $29.99 | one-time | | Small thanks | $2.99 | one-time | | This app rocks | $9.99 | one-time | | You're awesome | $6.99 | one-time | | You're a legend | $14.99 | one-time | ## Version history (last 5 releases) ### 1.3.4 — 2026-08-11 CardBrain now speaks your language. • Added Simplified Chinese and Spanish localization • Improved Simplified Chinese typography throughout the app • Refreshed localized App Store screenshots • Improved overall reliability ### 1.3.3 — 2026-07-27 CardBrain is more accurate and reliable in this update. • Track statement credits separately for each copy of the same card • Corrected annual-fee and wallet-value calculations for duplicate cards • Fixed an issue that could restore cards after you emptied your wallet • Refreshed card benefit data ### 1.3.2 — 2026-07-19 CardBrain is now optimized for iPad, with spacious dashboards, sidebar navigation, split views for benefits and card details, and adaptive layouts that make better use of larger screens. This update also improves perk details and refreshes card benefit data. ### 1.3.1 — 2026-07-09 Perks are easier to scan: each tracked benefit now shows the card it belongs to, so similar credits across multiple cards are easier to tell apart. We also added a back button to the wallet value audit detail page and refreshed card benefit data for more supported cards. ### 1.3.0 — 2026-06-29 - Added optional CardBrain Pro reminders for expiring credits, card anniversaries, and free-night certificates - Added wallet value audit tools for renewal decisions - Improved subscription disclosure, restore, Terms of Use, and Privacy Policy links - Continued card catalog updates ## More apps by Yishu Gu - [Calm Sudoku · 静心数独](https://appshunter.io/ios/app/calm-sudoku/id6761793567) - [Fruit Picker AI](https://appshunter.io/ios/app/fruit-picker-ai/id6780331946) All apps by Yishu Gu: https://appshunter.io/developer/1891227083 ## Related topics [credit card benefits tracker](https://appshunter.io/ios/topics/credit-card-benefits-tracker) · [sst card tracker](https://appshunter.io/ios/topics/sst-card-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*