# CardCalc: Spending Tracker — Track cards and payment dates

> Track cards and payment dates (iPhone/iPad app by Takumi Sekiguchi.)

- Source: https://appshunter.io/ios/app/cardcalc-spending-tracker/id6790125861 (this page in markdown: same URL + `.md`)
- Developer: [Takumi Sekiguchi](https://appshunter.io/developer/1896725776)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.0 · 6 MB
- Languages: American English, French (France), German (Germany), Japanese, Korean, Chinese (Simplified, China), Mexican Spanish
- Released: 2026-07-12
- Data updated: 2026-10-01
- User reviews in markdown: https://appshunter.io/ios/app/cardcalc-spending-tracker/id6790125861/reviews.md

## What is CardCalc?

CardCalc is a simple manual ledger for tracking credit card spending, current billing-cycle totals, and payment dates—without connecting a bank account or entering card numbers.

Features:
- Add each card's name, closing day, and payment day
- Log an amount, date, category, and note in a few taps
- See totals by card and for the current billing cycle
- Compare spending with an optional credit limit
- Review monthly trends and category breakdowns
- Set optional local reminders before payment dates

The free version supports up to two cards and shows a banner across all four main tabs. A single, non-renewing Full Access purchase unlocks unlimited cards and removes ads. There is no subscription.

Your card names, spending records, and credit limits stay on your device. CardCalc has no bank integration and no account sign-in.


## Version history (last 4 releases)

### 1.1.0 — 2026-09-22

CardCalc is now freemium.

- Track up to two cards for free
- One-time Full Access unlocks unlimited cards and removes ads
- Previous paid-download customers receive Full Access automatically
- Clearer onboarding, empty states, and Add buttons
- Improved statistics and overall visual quality

### 1.0.2 — 2026-07-25

Improved app stability and minor refinements.

### 1.0.1 — 2026-07-15

Added multilingual support and optimized App Store metadata.

### 1.0 — 2026-07-12

No release notes.

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## More apps by Takumi Sekiguchi

- [PinTimer: Quick Timers](https://appshunter.io/ios/app/pintimer-quick-timers/id6770227102)
- [NumberDash: Math Runner](https://appshunter.io/ios/app/numberdash-math-runner/id6779497857)
- [CarePill — Medication Tracker](https://appshunter.io/ios/app/carepill-medication-tracker/id6782528630)
- [VoiceMemo: Record & Organize](https://appshunter.io/ios/app/voicememo-record-and-organize/id6790124396)
- [QuickInvoice: Invoice Maker](https://appshunter.io/ios/app/quickinvoice-invoice-maker/id6790126044)

All apps by Takumi Sekiguchi: https://appshunter.io/developer/1896725776

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*