# CARD.com Premium Banking — Premium Banking on your phone

> Mobile banking app for managing finances, early direct deposit, and virtual card access. (iPhone/iPad app by Card Corporation.)

- Source: https://appshunter.io/ios/app/cardcom-premium-banking/id1528257793 (this page in markdown: same URL + `.md`)
- Developer: [Card Corporation](https://appshunter.io/developer/661772979)
- Category: Finance, Business
- Price: Free
- Rating: 3.70/5 from 4,747 App Store ratings · 238 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 78 MB
- Languages: American English
- Released: 2020-09-28
- Data updated: 2026-06-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cardcom-premium-banking/id1528257793/reviews.md

## What is CARD.com Premium Banking?

Get the app for your CARD Premium Bank Account by Pathward® N.A. that puts secure and convenient banking at your fingertips. We provide simple and practical solutions to help you manage your money, your way!

Features:
- Get paid up to 2 days early with QuickPay Direct Deposit***
- Access your account through a Virtual Card
- Upload checks on the go using Mobile Check Capture*********
- Reload cash at 90,000 participating retailers********
- Know where you money goes with RapidAlerts******
- Withdraw at 40,000 fee-free MoneyPass ATMs*
- Pay straight from your account with Bill Pay Service*****
- Link compatible to your preferred virtual wallet*****
- Save with an Optional Savings Account****
- Pause transactions at anytime
- Tap to pay at check out

Check out what other customers are saying about our notable features through Trustpilot:
https://www.trustpilot.com/review/card.com

The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc, and can be used everywhere Visa debit cards are accepted.

1*. While In-Network ATMs are available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. The standard Monthly Maintenance Fee is $9.95 and can be waived with a qualifying deposit. See the Demand Deposit Account Agreement for more details.

3***. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding.

4****. The optional Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. The interest rate and APY may change. The APY was accurate as of 08/17/2020. The minimum balance required to open the Savings Account is $10. The minimum daily balance required to obtain the advertised APY is $10. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account.

5*****. Optional services (such as Venmo, CashApp, Google, Apple Etc) are not CARD, Pathward or Visa products or services nor does CARD, Pathward or Visa endorse this offer. Third-party fees may apply.

6******. Standard data rates, fees, and charges may apply.

8********. Third party bank fees may apply.

9*********. Mobile Check Capture is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding at Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your Account. Unapproved checks will not be funded to your Account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your Account. See your Demand Deposit Account Agreement for details.

The Contactless indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

For more banking questions, please visit: https://card.com/faqs/
Website: https://card.com/

## Key features

- Get paid up to 2 days early
- Access account via Virtual Card
- Mobile Check Capture
- Reload cash at retailers
- RapidAlerts for spending
- Fee-free MoneyPass ATMs
- Bill Pay Service

## What do users think of CARD.com Premium Banking?

Overall sentiment: negative

**Pros**

- 🚀 One of the best, if not the best
- 🚀 Awesome prepaid card
- 🚀 Convenient
- 🚀 Personalize your own debit card
- 🚀 Happiness
- 🚀 Best card ever
- 🚀 Swear this card has best app

**Cons**

- 🐛 Card restricted from use
- 🐛 Dispute issues
- 🐛 Crashes and unreliable app
- 🐛 Inability to access funds
- 🐛 Terrible customer service
- 🐛 Account closure issues
- 🐛 Deactivation and replacement card problems
- 🐛 Fraud and unauthorized transactions
- 🐛 Frustrating features
- 🐛 Inability to change name on account
- 🐛 Constant login issues
- 🐛 Lack of transfer options
- 🐛 Delayed card delivery
- 🐛 Confusing and inconsistent policies

**Commonly reported bugs**

- App crashes and goes blank
- Login issues and invalid credentials
- Inability to access account for months
- Funds disappearing or being inaccessible

**Most requested features**

- Separate accounts for multiple cards
- Option to link card directly to savings account
- More money transfer options (PayPal, Venmo, etc.)
- Show card numbers in app
- Faster card unlocking
- Ability to change name on account

## Recent user reviews (10 of 238)

All indexed reviews: https://appshunter.io/ios/app/cardcom-premium-banking/id1528257793/reviews.md

### 1/5 — Will cost u money

*2026-05-27, version 1.0.86*

They closed my account and sent me a check after 60 days n cost me $60 to cash it. SMH. Worthless banking

### 5/5 — Excellent online

*2026-05-05, version 1.0.86*

I LOVE THIS APP ice never had ANY PROBLEMS with receiving or using it for purchasing items ON LINE or In a STORE!
five stars are not enough!💐

### 1/5 — Closed my account

*2026-04-13, version 1.0.86*

Closed my account for who knows what reason after 4 years being with them!!!! Then they didn’t issue a check with your money you have in there NOT UNTIL 60 DAYS! Stupid

### 5/5 — John Lee

*2026-04-11, version 1.0.86*

Best and preferred bank card to use at all stores and online payments with %100 secured and assurance

### 1/5 — No good

*2026-04-07, version 1.0.86*

Canceled my card and can’t even get my money so now I can’t pay rent or anything never use this card

### 1/5 — Stupidity

*2026-04-03, version 1.0.86*

They sent me an email saying they were closing my account thank God I don’t use it for my direct depo anymore from work but I was using it still for my monthly disbursement checks from school these idiots closing my account for no apparent reason and said it’s not my fault although my card wasn’t used for direct deposit for work but it was always funded I would transfer funds from my other account now I have to do paper checks and the system won’t let me update my direct deposit information this is some bs !!!

### 5/5 — Great app.

*2026-04-01, version 1.0.86*

This  app has been a blessing to me, my brand image and my business Tebb Club.

### 1/5 — Sucks

*2026-03-22, version 1.0.86*

Doesn’t give u access to a virtual or physical card information on the account and they close accounts on u for no apparent reason with out decent amount of time in advance they don’t have human customer service to give u verification codes to help u add card to Apple or google wallet while the call center is closed

### 5/5 — Dara Falode

*2026-03-18, version 1.0.86*

Dara Falode

### 1/5 — Steals your money

*2026-03-18, version 1.0.86*

They randomly started charging me $10 a month on maintenance fees. I had this card for over a year without this charge. Will no longer be using this card or app

## Frequently asked questions about CARD.com Premium Banking

### What does the CARD.com Premium Banking app do?

This app provides secure and convenient mobile banking for your CARD Premium Bank Account. It allows you to manage your money, access your account through a virtual card, deposit checks remotely, and more.

### What are the key features of this banking app?

Key features include getting paid up to two days early with direct deposit, using a virtual card, capturing checks with your phone, reloading cash at numerous retailers, receiving spending alerts, withdrawing cash at fee-free ATMs, and paying bills directly from your account.

### Is there a cost to use the CARD.com Premium Banking app?

The app itself is free to use. However, the CARD Premium Bank Account has a standard Monthly Maintenance Fee of $9.95, which can be waived with a qualifying deposit. Additional third-party fees may apply for certain services.

### What are the compatibility requirements for this app?

The description does not specify exact operating system version requirements. However, it is designed for mobile phones and is compatible with virtual wallets like Apple Pay and Google Pay, suggesting it supports modern smartphone operating systems.

### Who is this app best suited for?

This app is ideal for individuals who prefer managing their finances digitally and on the go. It's particularly beneficial for those who want early access to their paychecks, need to deposit checks remotely, or appreciate the convenience of a virtual card and widespread ATM access.

## Version history (last 5 releases)

### 1.0.86 — 2026-02-14

- Fixing bug with viewing statements on Android devices
- Optimizations for statement loading and processing
- Various other bug fixes

### 1.0.85 — 2026-01-29

Bug fixes

### 1.0.84 — 2026-01-16

User experience improvements and bug fixes

### 1.0.83 — 2025-12-18

Bug fixes

### 1.0.82 — 2025-12-15

Performance improvements and bug fixes.

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## More apps by Card Corporation

- [CARD Prepaid Debit](https://appshunter.io/ios/app/card-prepaid-debit/id661772976)

All apps by Card Corporation: https://appshunter.io/developer/661772979

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-19.*