# CardCycle — Credit card annual fee tracker

> Credit card annual fee and spending cycle tracker with goal management. (iPhone/iPad app by 凡 王.)

- Source: https://appshunter.io/ios/app/cardcycle/id6799073605 (this page in markdown: same URL + `.md`)
- Developer: [凡 王](https://appshunter.io/developer/6798913989)
- Category: Finance, Utilities
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 3 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Taiwan)
- Released: 2026-08-16
- Data updated: 2026-10-06
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cardcycle/id6799073605/reviews.md

## What is CardCycle?

CardCycle is a simple tracker for credit card annual fee cycles.

• Record annual fees, currencies, cycle dates, and waiver rules
• Track spending-count, spending-amount, or combined goals
• Quickly log transaction counts and spending amounts
• Support lifetime-free, non-waivable, and manually completed cards
• Filter cards by bank, status, and progress
• Sync your data across devices with the private iCloud database for your Apple Account
• Choose Chinese or English, plus Light, Dark, or Auto appearance

CardCycle does not connect to banks or process card payments, and it never asks for a full card number. You only enter the information needed to manage your card fee cycles.

## Key features

- Track annual fees and cycle dates
- Manage waiver rules
- Monitor spending goals
- Log transactions quickly
- Filter cards by bank and status
- Cross-device data sync
- Customizable appearance

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/cardcycle/id6799073605/reviews.md

### 5/5 — 界面简洁、操作简单实用

*2026-08-17*

完全解决了信用卡过多年费管理的问题，操作界面也非常简洁，到期及完成进度一目了然，也可以自行添加非软件内置的银行，非常便捷。

## Frequently asked questions about CardCycle

### What is CardCycle's primary function?

CardCycle is designed to help users track credit card annual fees, monitor fee cycles, and manage waiver rules. It also supports tracking spending goals related to card usage.

### Does CardCycle connect to my bank accounts?

No, CardCycle does not connect to banks or process card payments. It only requires manual entry of information needed to manage your card fee cycles.

### How does CardCycle handle data privacy?

Your data is synced across devices using the private iCloud database associated with your Apple Account. This ensures your financial information remains private and secure.

### What types of cards can I track with CardCycle?

You can track various card types, including lifetime-free cards, non-waivable cards, and cards for which you have manually completed the waiver requirements.

### Can I filter my credit cards within CardCycle?

Yes, CardCycle allows you to filter your recorded cards by bank, their current status, and your progress towards any set goals.

### What languages and appearance options does CardCycle offer?

CardCycle supports both Chinese and English languages. For appearance, you can choose between Light, Dark, or Auto mode.

### What is the update frequency for CardCycle?

The app was last updated on August 19, 2026, indicating active development. Users can expect ongoing improvements and bug fixes.

### Is CardCycle available on multiple devices?

CardCycle is currently supported on iPhones. Data can be synced across your Apple devices via iCloud.

## Version history (last 3 releases)

### 1.0.2 — 2026-10-05

Fixed bugs, improved performance.

### 1.0.1 — 2026-08-19

Fixed bugs, improved performance.

### 1.0.0 — 2026-08-16

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-06.*