# Cardinal Mobile Banking — Allows you to bank on the go. > Mobile banking app for managing Cardinal accounts, payments, and transfers. (iPhone/iPad app by Cardinal Credit Union, Inc..) - Source: https://appshunter.io/ios/app/cardinal-mobile-banking/id681263438 (this page in markdown: same URL + `.md`) - Developer: [Cardinal Credit Union, Inc.](https://appshunter.io/developer/681263441) - Category: Finance - Price: Free - Rating: 4.80/5 from 693 App Store ratings · 23 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 46 MB - Languages: American English - Released: 2013-08-14 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cardinal-mobile-banking/id681263438/reviews.md ## What is Cardinal Mobile Banking? Manage your Cardinal accounts securely and conveniently from anywhere, using the Cardinal Mobile Banking App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. It’s free to download and offers quick access for managing your accounts. Check your balances, pay bills, transfer money, and locate Cardinal branches and more than 43,000 surcharge-free ATMs with just a touch. That’s why we developed the Cardinal Mobile App to manage your everyday banking needs. Features included are: Dashboard - Manage all your Cardinal accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, and personal recommendations all in one simple and easy to read screen. Accounts - View and manage all your cash accounts digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts through our easy to use fund transfer capability. ## Key features - Account dashboard - View account balances and transactions - Schedule and make bill payments - Transfer funds between accounts - Locate branches and ATMs ## What do users think of Cardinal Mobile Banking? Overall sentiment: mixed **Pros** - 👍 Easy to use and convenient - 🔒 Strong security features - 💰 Quick access to account information - 🚀 Reliable performance compared to competitors - 💡 Receipt attachment for deposits - 📊 Detailed spending insights - ✨ Recent updates improved functionality **Cons** - 🐛 Human verification loop issues - 🚫 No opt-out option for review prompts - ❌ Missing fraud department information - ⚠️ Inconsistent performance between app and website - 🔐 Account access problems - 📉 Outdated app design - 💔 Poor customer service perception **Commonly reported bugs** - Human verification stuck in infinite loop - App crashes on startup with distorted graphics - Unable to send password recovery texts/emails - Login failures preventing account access - Bill pay system unavailable error - Transfer feature removed in recent update - App unresponsive requiring reinstall **Most requested features** - Mobile check deposit via photo - Loan payment functionality through app - Transfer option between accounts - Visible account numbers for bill pay - Improved human verification process ## Recent user reviews (10 of 23) All indexed reviews: https://appshunter.io/ios/app/cardinal-mobile-banking/id681263438/reviews.md ### 1/5 — Horrible *2026-03-10, version 6.3.0* Always asks to review info and there’s no prompt to opt out of it except for closing the app. Also no fraud department information ### 4/5 — So far so good *2026-01-05, version 6.3.0* Pretty good. If you could deposit a check by taking a picture of it, that would be great. ### 1/5 — The app is so horrible it’s ruining my relationship with this bank *2025-10-06, version 6.3.0* I haven’t been able to log on to see my account fund in a week, the app kept asking if I was human and refused to let me see anything and now I’ve been logged out and cannot get the TEXT or EMAIL to recover my username, it won’t send AT ALL. I haven’t been able to see what’s in my account for a week and now with payday around the corner I haven’t no idea what’s going on with my account because this app simple won’t give me any information. ### 2/5 — Not sure what happened to the App *2025-10-06, version 6.3.0* I’ve loved this app since I first downloaded it a long time ago! Always been very helpful. As of the last week-ish, it’s requested I verify I’m human as soon as I open the app, which is fine, but it never confirms the verification, and I get stuck in a loop of verifying myself..however, when I open safari and go on the actual website, it verifies me the first time and lets me sign into my account. I’m not sure if it’s a bug with the app specifically or what, but hopefully this gets fixed soon. It kinda defeats the purpose of the app if I still have to go to the website to view my account and transfer funds. ### 1/5 — I can’t open my account *2025-10-05, version 6.3.0* It keeps getting stuck on human verification and it won’t let me log in ### 5/5 — Great *2025-08-13, version 6.3.0* Cardinal Mobile Banking is convenient and fairly easy to use. It’s nice to have your information online right away and at anytime of the day. ### 4/5 — Bill pay *2024-12-31, version 6.3.0* Yes, the app does have bill pay for your credit cards utility bills stuff like that but if you actually have a loan for your home auto recreational vehicle through Cardinal banking you cannot pay it. There’s no way to pay your loan through the Cardinal banking app. You either physically have to call them or you have to email the loan department And tell them it’s good for them to withdraw the money it by far is the stupidest thing I’ve ever seen in my life and at no point shouldn’t even have been an option. You should be able to click on your loan and hit pay bill through the mobile app and be done. It should be that simple but it’s not, love the banking here, but that is by far the dumbest thing I’ve ever seen ### 5/5 — App *2024-08-25, version 6.2.0* The app is fantastic, great new features! I love it. ### 5/5 — Love the new update *2024-07-26, version 6.2.0* This new update is exactly what this app needed. It actually works for me now. Easy to use. So many more tools to use as well. Very happy ### 5/5 — Great new app *2024-07-16* Very great update ## Frequently asked questions about Cardinal Mobile Banking ### What can I do with the Cardinal Mobile Banking App? The app allows you to manage your Cardinal bank accounts securely from your mobile device. You can check account balances, view account information and recent transactions, make and edit payments, transfer funds between accounts, and locate Cardinal branches and surcharge-free ATMs. ### Is the Cardinal Mobile Banking App free to use? Yes, the Cardinal Mobile Banking App is free to download and use. It provides quick and convenient access to manage your everyday banking needs without any additional cost. ### How do I view my account information? The 'Accounts' feature lets you view and manage all your cash accounts digitally. You can review recent transactions, see current balances, and search for specific payments or deposits within the app. ### Can I make payments and transfer money with this app? Yes, the app includes features for both bill payments and fund transfers. You can schedule or manually make payments on your bills through the easy-to-use bill pay system, and send funds to and from your connected accounts using the fund transfer capability. ### Where can I find Cardinal branches and ATMs? The app provides a feature to locate Cardinal branches and over 43,000 surcharge-free ATMs. This allows you to easily find a convenient location for your banking needs when you're on the go. ## Version history (last 5 releases) ### 6.3.0 — 2024-12-12 Misc enhancements & bug fixes ### 6.2.0 — 2024-07-19 UI Improvements New Look and Feel Card Control ### 6.1.3 — 2024-07-16 UI Improvements New Look and Feel Card Control ### 5.0.1 — 2024-03-12 UI Improvements Bug fix for camera issue ### 5.0.0 — 2021-09-15 UI Improvements New Look and Feel Card Control ## Apps similar to Cardinal Mobile Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [FFCCU Mobile Banking](https://appshunter.io/ios/app/ffccu-mobile-banking/id6447992653) | 4.8 (1,879) | Free | Finance | | [Eaton Family CU Mobile Banking](https://appshunter.io/ios/app/eaton-family-cu-mobile-banking/id1585406063) | 2.8 (4) | Free | Finance | | [PSE mBANKING](https://appshunter.io/ios/app/pse-mbanking/id1213374277) | 4.7 (616) | Free | Finance | | [PCU Mobile Banking](https://appshunter.io/ios/app/pcu-mobile-banking/id1064672640) | 4.2 (6) | Free | Finance | | [Lakeview Federal Credit Union](https://appshunter.io/ios/app/lakeview-federal-credit-union/id1353039190) | 4.8 (283) | Free | Finance | | [LCE Federal Credit Union](https://appshunter.io/ios/app/lce-federal-credit-union/id1059890329) | 5.0 (2) | Free | Finance | ## More apps by Cardinal Credit Union, Inc. - [Cardinal Advantage](https://appshunter.io/ios/app/cardinal-advantage/id1524875908) All apps by Cardinal Credit Union, Inc.: https://appshunter.io/developer/681263441 ## Related topics [cardinal credit union](https://appshunter.io/ios/topics/cardinal-credit-union) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*