# CardIQ: Maximize Rewards — Maximize Your Card ROI

> Credit card perk tracker to maximize benefits and understand card value. (iPhone/iPad app by Nader Khashab.)

- Source: https://appshunter.io/ios/app/cardiq-maximize-rewards/id6762305600 (this page in markdown: same URL + `.md`)
- Developer: [Nader Khashab](https://appshunter.io/developer/1893736155)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 5 MB
- Languages: English
- Released: 2026-04-27
- Data updated: 2026-10-17
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cardiq-maximize-rewards/id6762305600/reviews.md

## What is CardIQ?

CardIQ: Credit Card Perk Tracker
CardIQ helps you get the most out of every credit card you carry. Stop letting monthly credits, lounge visits, and statement perks go to waste. CardIQ gives you a clear view of every benefit so you always know what you have used, what is left, and whether each card is earning its keep.

TRACK EVERY PERK
Track monthly credits, annual statement credits, lounge visits, usage based perks, and insurance benefits all in one place.

UNDERSTAND YOUR VALUE
See exactly how much value you have earned, spot underused cards before renewal, and make smarter keep or cancel decisions with real ROI data.

BUILT FOR POWER USERS
Access a growing library of cards including popular travel and dining options. Features include anniversary year tracking, full yearly analytics, and no account required.

YOUR DATA NEVER LEAVES YOUR PHONE
CardIQ works without connecting to your bank or sending your information to external servers. Everything is stored privately and exclusively on your device.

CARDIQ PRO
Unlock full yearly history and analytics with a one time purchase. Pay once, keep forever for just $3.99. No subscriptions, no recurring charges.

LEGAL AND TRADEMARK DISCLAIMER
CardIQ is an informational utility for tracking and visualizing credit card benefits. CardIQ is not a financial advisor, bank, or credit card issuer. The information provided is for educational purposes only and does not constitute financial, legal, or tax advice. While we strive for accuracy, credit card terms and perks change frequently; please verify all benefits with your card issuer. CardIQ is not responsible for any financial losses, fees, or decisions made based on the information within the App.

All product names, logos, and brands are property of their respective owners. All company, product, and service names used in this App description and within the App are for identification purposes only. Use of these names, logos, and brands does not imply endorsement or affiliation.

## Key features

- Track monthly and annual credits
- Monitor lounge visits and usage perks
- Visualize card value and ROI
- Identify underused cards
- No bank account connection required
- Private on-device data storage

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| CardIQ Pro | $3.99 | one-time |


## Is CardIQ safe?

Not enough ratings yet to assess CardIQ.

## Is CardIQ legit?

CardIQ: Maximize Rewards has limited verification signals. The AppsHunter Legitimacy Score for CardIQ is 48 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/cardiq-maximize-rewards/id6762305600/reviews.md

### 5/5 — 🔥

*2026-04-28*

🔥🔥

## Frequently asked questions about CardIQ

### What is CardIQ?

CardIQ is a utility app designed to help users track and visualize their credit card benefits, credits, and perks. It provides insights into card value and helps users make informed decisions about their credit cards.

### How does CardIQ track credit card perks?

CardIQ allows users to manually input and track various perks such as monthly credits, annual statement credits, lounge visits, and insurance benefits. It consolidates this information for easy viewing.

### Is my financial data secure with CardIQ?

Yes, CardIQ prioritizes user privacy by storing all data exclusively on your device. It does not connect to your bank or send your information to external servers, ensuring your data never leaves your phone.

### What is the cost of CardIQ?

CardIQ is free to download and use. An optional one-time purchase of $3.99 unlocks full yearly history and analytics through CardIQ Pro, with no subscriptions or recurring charges.

### Does CardIQ have ads?

No, CardIQ does not contain advertisements. The app is free to use, with an optional one-time purchase for advanced features.

### What devices does CardIQ support?

CardIQ is available for iPhone and iPod devices. It is designed for users within the Apple ecosystem.

### How often is CardIQ updated?

The latest version of CardIQ is 1.2, released on May 7, 2026. Updates typically occur to improve features and maintain accuracy of credit card benefit information.

### Can CardIQ connect to my bank accounts?

No, CardIQ does not connect to your bank accounts. It operates independently, requiring manual input of credit card benefits to maintain user privacy and data security.

## Version history (last 3 releases)

### 1.2 — 2026-05-07

Bonus Category Intelligence: We've added a new way to compare your cards! You can now view and reference your cards' specific bonus multipliers—like 5x on Dining, 3x on Travel, or 4x on Groceries to help you decide which card is best for every spend.
End-of-Month Reminders: Never let a credit go to waste. You can now receive a smart notification one week before the month ends to remind you of any unused monthly card benefits or expiring bonus caps.

### 1.1 — 2026-04-29

Bug Fixes: Resolved an issue where swiping between pages prevented scrolling through banks on the Library Page.
UI Improvements: Fixed the card selection dropdown in the Analytics page for a smoother experience.

### 1.0 — 2026-04-27

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*