# Cardlay Pay — Issue virtual cards

> Issue virtual cards (iPhone/iPad app by Cardlay AS.)

- Source: https://appshunter.io/ios/app/cardlay-pay/id1588075476 (this page in markdown: same URL + `.md`)
- Developer: [Cardlay AS](https://appshunter.io/developer/1144616741)
- Category: Business, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 100 MB
- Languages: Danish, English, German
- Released: 2022-07-19
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/cardlay-pay/id1588075476/reviews.md

## What is Cardlay Pay?

Issue virtual cards. Automate and streamline company spend to save time and money. Make life easier for your employees by eliminating out-of-pocket expenses and manual expense handling with Cardlay Pay - a virtual payment card program integrated directly with Concur Expense. 

Cardlay Pay automates and streamlines the way your company handles spending to save time and money. Get full control and visibility into company spending, avoid time-consuming paperwork, and make life easier for all your employees.
 
Control company spending upfront in a secure eco-system. Employees log in with their SAP Concur credentials, requests a virtual card and a budget, managers approve or reject the requests in the Cardlay card management system. The virtual card is issued immediately after approval. In the app, employees can access the card, view card details, view spending rules and add the card to a mobile wallet. Purchases are sent directly to the Concur Expense app, where the reconciliation is made.
 
 
Benefits:
-	Substitutes cash and out-of-pocket expenses
-	Integrated and seamless mobile/web portal solution
-	Direct card and transaction feed to Concur Expense
-	Minimize errors, faults, and fraud
-	No manual paperwork
-	No set-up or subscription fees

Download Cardlay Pay and get started today. Terms & conditions apply.


## Version history (last 5 releases)

### 1.0.47 — 2024-04-15

This time around we have included many improvements and bug fixes, they might not all be visible, but we guarantee you that our tests passed at least once and hope you will enjoy the latest version.

### 1.0.46 — 2024-04-13

This time around we have included many improvements and bug fixes, they might not all be visible, but we guarantee you that our tests passed at least once and hope you will enjoy the latest version.

### 1.0.43 — 2024-02-29

This time around we have included many improvements and bug fixes, they might not all be visible, but we guarantee you that our tests passed at least once and hope you will enjoy the latest version 1.0.43.

### 1.0.42 — 2024-02-23

This time around we have included many improvements and bug fixes, they might not all be visible, but we guarantee you that our tests passed at least once and hope you will enjoy the latest version 1.0.42.

### 1.0.21 — 2023-09-15

This time around we have included many improvements and bug fixes, they might not all be visible, but we guarantee you that our tests passed at least once and hope you will enjoy the latest version.

## Apps similar to Cardlay Pay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [BluPayment](https://appshunter.io/ios/app/blupayment/id1573938529) | 5.0 (1) | Free | Business |
| [Easy E-Money](https://appshunter.io/ios/app/easy-e-money/id6443951992) | — | Free | Business |

## More apps by Cardlay AS

- [Cardlay Expense](https://appshunter.io/ios/app/cardlay-expense/id6448982202)

All apps by Cardlay AS: https://appshunter.io/developer/1144616741

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*