# Cardly - Points & Cards — Maximize your card rewards

> Maximize your card rewards (iPhone/iPad app by Fabien Barcelo.)

- Source: https://appshunter.io/ios/app/cardly-points-and-cards/id6792184178 (this page in markdown: same URL + `.md`)
- Developer: [Fabien Barcelo](https://appshunter.io/developer/1896520822)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 2 MB
- Languages: American English
- Released: 2026-08-26
- Data updated: 2026-10-24

## What is Cardly?

Cardly helps Canadians get the most out of their credit card rewards.

Track your spending, and Cardly automatically calculates the points, miles or cash back you earn on every purchase — using each card's exact multipliers and monthly caps.

• Add your Canadian cards from a built-in catalogue with up-to-date multipliers
• See your points by card, by category and by month
• Import transactions by CSV, PDF statement (18 banks) or receipt photo
• Track your credit score and utilization
• Payment reminders so you never miss a due date
• Optional AI advisor to spot the best card for each purchase

Cardly is built for Canadian rewards programs — Amex Membership Rewards, Aeroplan, Scene+, WS, TD, RBC, BMO, Scotia and more.

## Is Cardly safe?

Not enough ratings yet to assess Cardly.

## Is Cardly legit?

Cardly - Points & Cards has limited verification signals. The AppsHunter Legitimacy Score for Cardly is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.6 — 2026-10-22

- Security update for the app's native layer.
- New optional reminder on your statement day, so you know when your card's cycle closes.
- Reliability improvements.

### 1.0.5 — 2026-10-05

Reminders on your phone: Cardly can now notify you before a card payment, the end of a welcome bonus period, an expiring card credit or an annual fee. One message a day at most, never an amount on the lock screen. Turn them on from Reminders or Settings.

### 1.0.4 — 2026-10-03

- Fixed white areas around the keyboard in dark mode.

### 1.0.3 — 2026-10-02

- Refreshed app icon, with dedicated dark and tinted versions for your Home Screen.
- Fixed a light band at the top of the screen in dark mode on iOS 27.
- The app no longer shows a blank white screen while opening.

### 1.0.2 — 2026-10-01

New Cardly icon and launch screen in blue and white. Nothing else changes: same features, same data.

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## More apps by Fabien Barcelo

- [OwnDesk](https://appshunter.io/ios/app/owndesk/id6767921521)

All apps by Fabien Barcelo: https://appshunter.io/developer/1896520822

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*