# CardMate: Credit Card Tracker — Track Cards & Due Dates

> Track Cards & Due Dates (iPhone/iPad app by Pradeep Buddhika Hettiarachchi.)

- Source: https://appshunter.io/ios/app/cardmate-credit-card-tracker/id6761858641 (this page in markdown: same URL + `.md`)
- Developer: [Pradeep Buddhika Hettiarachchi](https://appshunter.io/developer/1891796118)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 47 MB
- Languages: American English
- Released: 2026-04-16
- Data updated: 2026-08-25
- User reviews in markdown: https://appshunter.io/ios/app/cardmate-credit-card-tracker/id6761858641/reviews.md

## What is CardMate?

Never pay another late fee. CardMate keeps all your credit cards organized in one private, offline app.

WHAT CARDMATE DOES

- Smart payment reminders before due dates
- Track spending by actual billing cycle (not just monthly)
- Monitor credit utilization with color-coded health checks
- See outstanding balances from previous cycles
- Visual spending analytics across 10+ categories
- 100% offline - your financial data never leaves your device

STAY ORGANIZED

- Dashboard shows all cards, balances, and upcoming payments
- Needs Attention alerts for cards requiring immediate action
- Log expenses instantly with category icons
- Visual charts reveal spending patterns over 1, 3, 6, or 12 months
- Filter transactions by card, category, date, or billing cycle

YOUR DATA STAYS YOURS

- No internet required - works 100% offline
- No account, registration, or personal info needed
- Only stores last 4 digits - never CVV or full card numbers
- Optional password protection for extra security
- No tracking, no ads, no third-party services
- All data encrypted and stored locally on your device

PRICING

Start FREE with 1 card - all features included:

- Payment reminders and notifications
- Spending analytics and visual charts
- Billing cycle tracking
- Credit utilization monitoring

Need more cards? Upgrade to Premium for unlimited cards.

GET STARTED

Download CardMate today. Your cards organized, your data private. Start free with 1 card,
upgrade anytime for unlimited.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $49.99 | per year |



## Version history (last 5 releases)

### 1.2.21 — 2026-08-18

Thanks for using CardMate!

This release includes:
• Performance improvements
• UI enhancements
• Bug fixes and stability improvements

We're continuously improving CardMate to make credit card tracking simpler and more reliable.

### 1.2.20 — 2026-06-02

Thanks for using CardMate!

This release includes:
• Performance improvements
• UI enhancements
• Bug fixes and stability improvements

We're continuously improving CardMate to make credit card tracking simpler and more reliable.

### 1.2.18 — 2026-05-21

Analytics is now easier to explore with a new card filter, so you can view spending trends for a specific card or across all cards. Card color badges have been added throughout transactions and billing cycles to make cards easier to recognize at a glance. We also fixed billing cycle entries to display in proper chronological order for a more natural statement view. Have feedback? Contact us at webspeaky@gmail.com. Track smarter, spend wiser.

### 1.2.17 — 2026-05-15

Hey there!

We've made some nice improvements to make tracking your credit cards even smoother. Charts load faster, buttons are easier to tap, and you'll now know when updates are available.

As always, thank you for being part of the CardMate community!

### 1.2.16 — 2026-05-12

Hey there!

We've made some nice improvements to make tracking your credit cards even smoother. Charts load faster, buttons are easier to tap, and you'll now know when updates are available.

As always, thank you for being part of the CardMate community!

## Apps similar to CardMate

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MyCards-Credit Card Management](https://appshunter.io/ios/app/mycards-credit-card-management/id6759859325) | — | Free | Finance |
| [Credit Owl](https://appshunter.io/ios/app/credit-owl/id6774329440) | — | Free | Finance |
| [MyCards - Card Payment Tracker](https://appshunter.io/ios/app/mycards-card-payment-tracker/id6772623679) | — | Free | Finance |
| [Credit Card Cycle](https://appshunter.io/ios/app/credit-card-cycle/id6776449105) | — | Free | Finance |
| [Credit Card Control](https://appshunter.io/ios/app/credit-card-control/id6759989076) | — | Free | Finance |
| [Credit Card Cut & Due Reminder](https://appshunter.io/ios/app/credit-card-cut-and-due-reminder/id6759475531) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*