# Cardo: Credit Card Rewards — Get More From Your Cards

> Maximize credit card rewards and savings with intelligent card recommendations and tracking. (iPhone/iPad app by Kyle Frandanisa.)

- Source: https://appshunter.io/ios/app/cardo-credit-card-rewards/id6754830039 (this page in markdown: same URL + `.md`)
- Developer: [Kyle Frandanisa](https://appshunter.io/developer/1850368735)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 65 MB
- Languages: American English
- Released: 2026-03-06
- Data updated: 2026-06-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/cardo-credit-card-rewards/id6754830039/reviews.md

## What is Cardo?

Stop leaving money on the table. Cardo tells you the best card to use for every purchase, tracks your statement credits so you never
   miss one, and shows you exactly how much you're saving — all without linking your bank accounts.                                   
                                                                                                                                      
  BEST CARD, EVERY TIME                                           
  Cardo instantly ranks your best cards for any merchant or spending category based on earning rates, active offers, and your custom
  point valuations. Search 888+ merchants or browse categories like Dining, Travel, Groceries, and Gas.

  STATEMENT CREDITS TRACKER
  Track 300+ statement credits across all your cards — monthly, annual, quarterly, and one-time. Know which credits are available,
  pending, or claimed, and get reminders before they expire.

  SMARTPAY — BEST CARD ON YOUR LOCK SCREEN
  Get automatic card recommendations as you arrive at stores. Live Activities show your best card right on your lock screen.

  OFFERS & BONUSES
  Browse and track offers across your entire wallet. Filter by card, expiration, or favorites. Never miss an expiring offer with
  timely notifications.

  ROTATING CATEGORIES
  Track quarterly bonus categories for Chase Freedom, Discover it, and more. See activation status, spending progress, and get
  reminders to activate.

  KNOW YOUR SAVINGS
  Cardo calculates your actual savings. See exactly how much more you earned by using the right card — real proof, not estimates.

  HOUSEHOLD MODE
  Manage cards for your whole family. Label cards by owner — Personal, Partner, Shared, or Business. One Pro subscription covers
  everyone.

  YOUR WALLET, ORGANIZED
  See everything in one place: earning rates, annual fees, welcome bonus progress, transfer partners, and travel benefits. Track
  application status and Chase 5/24.

  PRIVACY FIRST
  No bank linking, no transaction syncing, no security risks. Your financial data stays on your terms.

  FREE FEATURES
  - Best card recommendations
  - Statement credits tracking
  - Offer tracking with reminders
  - Rotating category tracking
  - Wallet management

  PRO FEATURES
  - Top-3 card rankings with value breakdown
  - Push notifications for expiring credits & offers
  - SmartPay location-based alerts & Live Activities
  - Household mode (up to 6 members)

  Cardo Pro: $8.99/month or $49.99/year. Payment charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at
   least 24 hours before the current period ends. Manage subscriptions in Settings. Any unused portion of a free trial is forfeited
  upon purchase.

  Terms of Service: https://www.usecardo.com/terms
  Privacy Policy: https://www.usecardo.com/privacy
  EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Best card recommendations for every purchase
- Statement credit tracking
- Offer tracking and reminders
- Rotating category tracking
- Wallet organization
- Household management

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Cardo Pro | $8.99 | per month |
| Cardo Pro | $59.99 | per year |



## Frequently asked questions about Cardo

### How does Cardo help me save money?

Cardo recommends the best credit card for each purchase based on earning rates and offers, ensuring you maximize rewards. It also tracks statement credits and expiring offers, preventing you from missing out on potential savings.

### Does Cardo link to my bank accounts?

No, Cardo prioritizes privacy and does not link to your bank accounts or sync transactions. Your financial data remains on your terms, with no security risks associated with account linking.

### What are the features of Cardo Pro?

Cardo Pro offers advanced features like top-3 card rankings with value breakdowns, push notifications for expiring credits and offers, SmartPay location-based alerts with Live Activities, and household mode for managing up to 6 members.

### How much does Cardo Pro cost?

Cardo Pro is available for $8.99 per month or $49.99 per year. Payments are charged to your Apple ID, and subscriptions auto-renew unless canceled at least 24 hours before the current period ends.

### Can I track statement credits with Cardo?

Yes, Cardo allows you to track over 300 statement credits across all your cards, including monthly, annual, quarterly, and one-time credits. You'll know which credits are available, pending, or claimed, with reminders before they expire.

### Is Cardo available on multiple devices?

Based on the provided data, Cardo is supported on iPhone and iPod. Further device compatibility details may be available from the developer.

### How often is Cardo updated?

The latest version of Cardo is 1.0.2, and it was last updated on March 10, 2026. This indicates recent development activity, suggesting regular updates are provided.

### What is the age rating for Cardo?

Cardo has an age rating of 4+. This means it is considered suitable for users aged 4 and above, with no mature content.

## Version history (last 3 releases)

### 1.0.2 — 2026-03-10

bug fixes and performance improvements

### 1.0.1 — 2026-03-10

- Fixed sign-up with Apple/Google sometimes getting stuck on the loading screen                           
- Pro subscription now syncs correctly to the browser extension                                           
- Fixed onboarding summary getting cut off on smaller screens                                                                                       
- General stability and performance improvements

### 1.0 — 2026-03-06

No release notes.

## Related topics

[cardo](https://appshunter.io/ios/topics/cardo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*
