# CardPecker: Cards & Rewards — Cards, Rewards & Travel News > Instantly find the best credit card for rewards and track purchases. (iPhone/iPad app by TravelPal LLC.) - Source: https://appshunter.io/ios/app/cardpecker-cards-and-rewards/id6761355656 (this page in markdown: same URL + `.md`) - Developer: [TravelPal LLC](https://appshunter.io/developer/1798108550) - Category: Finance, Travel - Price: $0.99 - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 17 MB - Languages: American English - Released: 2026-04-07 - Data updated: 2026-10-24 - Monetization: free ## What is CardPecker? CardPecker — Use Your Best Card Stop guessing which credit card to use. CardPecker instantly shows which card earns the most for dining, hotels, airlines, groceries, travel, and more — and tells you when a points redemption, hotel or flight is actually worth it. Follow News & Deals for travel and rewards developments. Supported stories include expanded explanations, key points, practical tips and credited photos, with links to the original sources. CHOOSE THE BEST CARD Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn. KNOW WHEN IT'S WORTH IT Search any rewards program, enter the points and the cash price, and see whether a redemption beats the points' usual value. Compare two hotels or two flights side by side on one screen: CardPecker counts the points you'd earn, the perks your elite status unlocks, and booking extras such as Amex Fine Hotels + Resorts breakfast and credits, then shows the real cost and the better choice. For hotels, it also weighs guest reviews and what's within a 10-minute walk. TODAY'S CARD NEWS Award chart changes, annual fee moves, new routes and program shake-ups, gathered each morning from the publications that cover them. Every story says where it came from — confirmed by the issuer or airline itself, or reported by a named publication — so you can judge it for yourself. NEVER FORGET A BENEFIT Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available. TRACK PURCHASES AND RECEIPTS Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card's reward multiplier. Review receipt history, filter by card, and monitor monthly totals. SCAN RECEIPTS ON-DEVICE Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional. BUILT FOR MULTI-CARD WALLETS Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates. ALERTS ON YOUR TERMS Choose whether news, deals, or both are worth an alert. Turn either off at any time, and CardPecker stops sending it. OPTIONAL ICLOUD BACKUPS Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, purchase history, and saved receipt images when moving to another iPhone. PRIVATE BY DESIGN No account is required. Your cards, benefits, status and receipt history are stored locally on your device, and receipt scanning uses on-device text recognition. News and deals are fetched from CardPecker's own service, and nothing about your cards or your spending is sent with the request. If you allow it, CardPecker uses your location only while the app is open to suggest the best card for where you are, and your location stays on your phone. Hotel names you compare are looked up with Apple Maps to find what's nearby. ## Key features - Instant best card recommendations - Automatic rewards calculation - One-tap receipt logging - Receipt scanning with OCR - Annual credit tracking - Multi-card management - Automatic iCloud backups ## Is CardPecker safe? Not enough ratings yet to assess CardPecker. ## Is CardPecker legit? CardPecker: Cards & Rewards appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for CardPecker is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about CardPecker ### How does CardPecker help me earn more rewards? CardPecker analyzes your credit cards and their category multipliers to instantly recommend the card that will earn you the most rewards for any given purchase, showing you the exact effective return percentage. ### Can CardPecker scan paper receipts? Yes, CardPecker allows you to snap a paper receipt with your camera. It then reads the total and merchant information directly on your device, saving you from manual entry. ### How does CardPecker track my credit card benefits? The Coupon Book feature in CardPecker tracks all your annual travel credits, dining credits, lounge passes, and free nights. It auto-refreshes these benefits each billing period so you always know what's available. ### Is CardPecker secure and private? CardPecker is designed for 100% privacy and offline use. Your data never leaves your device, there is no account creation, and even receipt scanning runs locally on your iPhone. ### Does CardPecker support many credit cards? Yes, CardPecker is built for multi-card wallets and can handle anywhere from 2 to 12 cards. It also supports subcategories to differentiate between brands like Delta and United. ### How often is CardPecker updated? The latest version of CardPecker is 1.2.6, and it was last updated on May 1, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What devices does CardPecker work on? CardPecker is currently supported on iPhone devices. It offers automatic iCloud backup, allowing for quick restoration on a new iPhone. ### What is the age rating for CardPecker? CardPecker has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial management and rewards optimization. ## Version history (last 5 releases) ### 1.7.0 — 2026-10-23 Worth It, rebuilt to be fast and simple. • Points: search a rewards program, enter the points and the cash price, and see right away whether to use your points. • Hotels and flights: compare two side by side on one screen. The answer opens as a card with the real cost after points and perks, color bars for each factor, and a points-and-perks table. • Amex Fine Hotels + Resorts: choose how you'd book each hotel and see what FHR adds. It keeps your hotel points and status perks, plus breakfast, a property credit and late checkout. • Your status counts: set your hotel and airline tiers once, and the perks you'd get are included. • Nearby: see places to eat, shops and transit within a 10-minute walk of each hotel. • Airline suggestions, a Start over button for Points, and faster typing throughout. ### 1.6.1 — 2026-10-04 News stories are easier to read with photos, expanded explanations, highlighted key points and practical tips when available. Photo credits and source links make it easy to explore further. News and Deals remain separate. ### 1.6.0 — 2026-09-28 News and Deals now share one tab. The new Worth It tab helps you compare the cash price of a booking with the points or miles required, using TPG’s estimated program values. Search for a rewards program by name—including programs unrelated to your cards—then tap a suggestion to select it. ### 1.5.7 — 2026-09-26 Privacy and Support URL update ### 1.5.6 — 2026-09-14 Fix a minor bug of some card benefit not shown properly introduced in 1.5.5 ## Apps similar to CardPecker | App | Rating | Price | Category | | --- | --- | --- | --- | | [Convert All: Unit Converter](https://appshunter.io/ios/app/convert-all-unit-converter/id6755319220) | — | Free | Finance | | [DCAvg: Investing Tracker](https://appshunter.io/ios/app/dcavg-investing-tracker/id1622807732) | 5.0 (6) | $4.99 | Finance | | [Money Manager & Expense: Penny](https://appshunter.io/ios/app/money-manager-and-expense-penny/id6761413928) | — | Free | Finance | | [ClaimReady - Home Inventory](https://appshunter.io/ios/app/claimready-home-inventory/id6763451786) | — | Free | Finance | | [Receipts Helper](https://appshunter.io/ios/app/receipts-helper/id6739758615) | — | $1.99 | Finance | | [ITER - Vehicle Expenses](https://appshunter.io/ios/app/iter-vehicle-expenses/id6738610795) | — | $3.99 | Finance | ## More apps by TravelPal LLC - [Monuments Tour](https://appshunter.io/ios/app/monuments-tour/id6742383114) - [TravelOrbit](https://appshunter.io/ios/app/travelorbit/id6772864604) - [DongDong: Home Workout](https://appshunter.io/ios/app/dongdong-home-workout/id6815518430) All apps by TravelPal LLC: https://appshunter.io/developer/1798108550 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*