# CardPecker — Best card for every purchase > Instantly find the best credit card for rewards and track purchases. (iPhone/iPad app by TravelPal LLC.) - Source: https://appshunter.io/ios/app/cardpecker/id6761355656 (this page in markdown: same URL + `.md`) - Developer: [TravelPal LLC](https://appshunter.io/developer/1798108550) - Category: Finance, Travel - Price: Free (on sale, was $0.99) - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: American English - Released: 2026-04-07 - Data updated: 2026-08-25 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cardpecker/id6761355656/reviews.md ## What is CardPecker? CardPecker — Use Your Best Card Stop guessing which credit card to use. CardPecker instantly shows which card earns the most for dining, hotels, airlines, groceries, travel, and more — and tells you when an offer or a program change is worth knowing about. CHOOSE THE BEST CARD Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn. TODAY'S CARD NEWS Award chart changes, annual fee moves, new routes and program shake-ups, gathered each morning from the publications that cover them. Every story says where it came from — confirmed by the issuer or airline itself, or reported by a named publication — so you can judge it for yourself. CARD-LINKED DEALS Amex Offers, Chase Offers, Citi Offers and merchant promotions, with the terms up front: spend thresholds, statement credits, points earned, and whether the offer has to be activated first. Filter by issuer, and open the original source whenever you want to check the details. NEVER FORGET A BENEFIT Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available. TRACK PURCHASES AND RECEIPTS Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card's reward multiplier. Review receipt history, filter by card, and monitor monthly totals. SCAN RECEIPTS ON-DEVICE Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional. BUILT FOR MULTI-CARD WALLETS Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates. ALERTS ON YOUR TERMS Choose whether news, deals, or both are worth an alert. Turn either off at any time, and CardPecker stops sending it. OPTIONAL ICLOUD BACKUPS Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, purchase history, and saved receipt images when moving to another iPhone. PRIVATE BY DESIGN No account is required. Your cards, benefits, and receipt history are stored locally on your device, and receipt scanning uses on-device text recognition. News and deals are fetched from CardPecker's own service, and nothing about your cards or your spending is sent with the request. CardPecker does not ask for your location. ## Key features - Instant best card recommendations - Automatic rewards calculation - One-tap receipt logging - Receipt scanning with OCR - Annual credit tracking - Multi-card management - Automatic iCloud backups ## Frequently asked questions about CardPecker ### How does CardPecker help me earn more rewards? CardPecker analyzes your credit cards and their category multipliers to instantly recommend the card that will earn you the most rewards for any given purchase, showing you the exact effective return percentage. ### Can CardPecker scan paper receipts? Yes, CardPecker allows you to snap a paper receipt with your camera. It then reads the total and merchant information directly on your device, saving you from manual entry. ### How does CardPecker track my credit card benefits? The Coupon Book feature in CardPecker tracks all your annual travel credits, dining credits, lounge passes, and free nights. It auto-refreshes these benefits each billing period so you always know what's available. ### Is CardPecker secure and private? CardPecker is designed for 100% privacy and offline use. Your data never leaves your device, there is no account creation, and even receipt scanning runs locally on your iPhone. ### Does CardPecker support many credit cards? Yes, CardPecker is built for multi-card wallets and can handle anywhere from 2 to 12 cards. It also supports subcategories to differentiate between brands like Delta and United. ### How often is CardPecker updated? The latest version of CardPecker is 1.2.6, and it was last updated on May 1, 2026. Updates typically include new features, bug fixes, and performance improvements. ### What devices does CardPecker work on? CardPecker is currently supported on iPhone devices. It offers automatic iCloud backup, allowing for quick restoration on a new iPhone. ### What is the age rating for CardPecker? CardPecker has an age rating of 4+, making it suitable for a wide range of users. The app focuses on financial management and rewards optimization. ## Version history (last 5 releases) ### 1.5.0 — 2026-08-22 NEWS AND DEALS CardPecker now follows the card world for you and brings back what matters, every morning. • Deals lead with the terms. Spend thresholds, statement credits, points earned, and whether an offer needs activating — all before you open anything. Filter by issuer to see only the cards you carry. • Every story says where it came from. Confirmed by the issuer or airline itself, or reported by a named publication, so you can weigh it for yourself and open the original source in a tap. • Alerts on your terms. Choose whether news, deals, or both are worth interrupting you for, and change your mind whenever you like. • Read and unread stay apart. What you have already looked at moves out of the way, and anything you dismiss stays dismissed. • Always current. The feed refreshes when you come back to the app, and stories retire once they are no longer news. Everything else you rely on is unchanged: your best card for every purchase, benefit and credit tracking, on-device receipt scanning, and iCloud backups. ### 1.4.1 — 2026-07-21 Bug fix for adding the first card. ### 1.4 — 2026-07-20 CardPecker 1.4 makes it easier to get more value from every card: • Discover nearby card offers, with duplicate offers automatically combined • Get faster offer results with background prefetching • Enjoy a cleaner Home screen and improved navigation • Replay the onboarding guide anytime from Home • Updated Benefits, Rewards, Help, and Settings experiences • Improved reliability when upgrading from earlier versions • Additional performance improvements and bug fixes ### 1.2.6 — 2026-05-01 - Scan receipts from your photo library, not just the camera. Handy for receipts already snapped earlier. - Settings is now its own tab. Help, About, and Contact live under Settings, so the bottom bar shows what you actually use. - New Rate on the App Store and View on the App Store links inside About - tap to leave a review or share the listing in one step. - Refreshed wallet-style visuals: recommendation cards now use gradient fills with a card-color initial badge, and the Which Card screen has a clearer title and subtitle. Thanks for using CardPecker! ### 1.2 — 2026-04-29 Scan Receipts - Tap Scan in the new receipt form to capture a paper receipt with your camera. CardPecker reads the total and merchant for you (all on-device, no internet, no servers). New Receipts Tab - Log purchases, see monthly spend and points earned at a glance, and filter by card. Receipts capture each card's multiplier at the moment you save, so your history stays accurate even if you adjust card details later. Record from the Recommendation - When CardPecker suggests the best card, tap "Record Receipt" right from the result to log the purchase in one step with the card and category pre-filled. Attach Photos - Optionally keep a photo of each receipt with a single toggle. Attached images travel with your backups. Automatic iCloud Backup - Set it once to Daily, Weekly, or Monthly. CardPecker writes timestamped backups to iCloud Drive (in the CardPecker folder) on launch, keeping the 5 most recent automatically. Updated Help - New in-app guides for receipts, scanning, and auto-backup. Thanks for using CardPecker! Got feedback? Tap Settings then Help then Contact. ## More apps by TravelPal LLC - [Monuments Tour](https://appshunter.io/ios/app/monuments-tour/id6742383114) - [TravelOrbit](https://appshunter.io/ios/app/travelorbit/id6772864604) All apps by TravelPal LLC: https://appshunter.io/developer/1798108550 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*