# CardPointers for Credit Cards — Earn more points & cashback

> App to maximize credit card rewards and cashback by tracking bonuses and offers. (iPhone/iPad app by CardPointers LLC.)

- Source: https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808 (this page in markdown: same URL + `.md`)
- Developer: [CardPointers LLC](https://appshunter.io/developer/440113695)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Rating: 4.70/5 from 9,966 App Store ratings · 488 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 124 MB
- Languages: American English
- Released: 2019-09-19
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808/reviews.md

## What is CardPointers for Credit Cards?

CardPointers will save you money and earn you more cash back, points, and miles every day by maximizing credit card spend bonuses, offers, and welcome bonuses. Most users save $750+ per year!

The app automatically tracks every category bonus and recurring bank credits from over 5,000 credit cards and helps you auto-add and use your Amex, Chase, Bank of America, Citibank, Wells Fargo, and US Bank offers to save even more money every day.

Make sure you're using your best card every time to maximize your points: ask Siri, "CardPointers here", and you'll immediately know which of your cards to use at the store that you're in to maximize your points or cashback, all without even opening the app -- because no one wants to be the person holding up the line.

Wish you had a chatbot which knows everything about your cards and offers? Now you do! Say "Siri, ask CardPointers", and it will answer any question you have about your wallet.

Turn on Autopilot from the app or a shortcut and it will automatically use your location to tell you your best card (or offer) as you go from store to store. Safely and securely, as no location information ever leaves your device.

Thanks to the Safari Web Extension, you'll even know which card to use while shopping on the web thanks to integrated Shopping Pointers, with support for thousands of merchant sites. If you use Amex, Chase, BoA, Citi, Wells Fargo, or US Bank offers, you can now search, filter, and add every one of them at once with just a tap when viewing the offers pages on their sites -- or let the extension auto-add every one of them for you, safely and securely.

There's even a great Apple Watch app which shows you your best card at nearby stores.

Whether you're new to credit cards and "travel hacking" or you already have 20+ credit cards to your name, this is the app to help you earn tens of thousands more points, miles, and cash back every year, and ensure that you have the best cards available in your wallet. All without having to give up any personal or banking details thanks to the largest database of credit cards available.

CardPointers integrates all of the latest Apple features, including:

- Total redesign for Liquid Glass, including a new icon
- On-device Apple Intelligence (AI)
- AutoPilot uses Live Activities to show you the best card to use for each store based on your location, and will automatically appear on your Apple Watch + CarPlay
- Widgets now available on CarPlay
- New integrations into Spotlight for all of your cards and offers, plus new App Intents and Shortcuts
- New controls and configurable widgets for Apple Watch
- Interactive widgets and snippets let you redeem offers, navigate your pointers, and more, from your home screen & lock screen
- Passkeys by default to further protect your account
- Location Reminders using native region-based notifications stored solely on-device
- Safari Web Extension (Shopping Pointers and automatic Offers Activation)
- Full accessibility for VoiceOver and voice control support
- Extensive keyboard support
- Fully independent Watch app with rich complication family support + widgets

You don't even need to launch the app to be able to quickly get the information that you need, thanks to the integrated lock screen widgets, app shortcuts, donated intents which show up in the system search for any matching category, Spotlight search, and quick action menus from the home screen.

Over 5,000 cards from 900 different banks are fully supported across the world, and if any are missing you can add them yourself, in any country. Here are just some of the banks which are supported:

Chase
American Express (AmEx)
Citibank
Discover
Capital One
Goldman Sachs
Bank of America (BofA)
Barclaycard
Synchrony Bank
Wells Fargo
US Bank
Target Bank
USAA
Navy Federal CU
Comenity Bank

--

Privacy Policy: https://cardpointers.com/privacy/
Terms of Use: https://cardpointers.com/terms/

## Key features

- Automatic category bonus tracking
- Real-time card recommendations
- Offer management and activation
- Siri and chatbot integration
- Location-based store suggestions
- Safari web extension for online shopping
- Apple Watch app

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| CardPointers+ | $89.99 | per year |
| CardPointers+ | $9.99 | per month |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $6.99 | per month |
| CardPointers+ | $59.99 | per year |
| CardPointers+ | $71.99 | per year |
| CardPointers+ | $7.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Tiny Tip | $0.99 | one-time |
| Large Tip | $9.99 | one-time |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| CardPointers+ (Lifetime) | $139.99 | one-time |
| CardPointers+ (Lifetime) | $199.99 | one-time |
| CardPointers+ (Lifetime) | $239.99 | one-time |


## Chart rankings

- #41 in Top Grossing · Finance (US App Store)

## What do users think of CardPointers for Credit Cards?

Overall sentiment: positive

**Pros**

- 🚀 Best app for adding and tracking credit card offers
- 👍 Indispensable credit card companion
- 👍 Great app, great customer service
- 👍 Exceptional customer service
- 👍 Helpful and intuitive app
- 👍 Comprehensive credit card management

**Cons**

- 🐛 Glitchy and slow performance
- 💰 Subscription is too steep
- 🚫 No support for non-US cards

**Commonly reported bugs**

- Inconsistent data across devices
- Inability to edit card details

**Most requested features**

- Location-based card recommendations
- Ability to adjust bonus categories
- Option to track multiple cards of the same type

## Recent user reviews (10 of 488)

All indexed reviews: https://appshunter.io/ios/app/cardpointers-for-credit-cards/id1472875808/reviews.md

### 5/5 — Very exceptional

*2026-07-28, version 7.3.8*

Credit offer is better than ever for limited time. It’s amazing. Get on it and purchase the subscription.

### 5/5 — Perfect CC Companion

*2026-07-28, version 7.3.8*

I love the app- it tracks my credit card and directs me which card to use to maximize the benefit. One key thing that I notice is that the app tends to lag/slow down when typing. In addition, the app can use some UI improvements. I am not a developer nor a designer, but there are times when I scrolling is sluggish, and it’s a bit difficult to navigate to some settings. In the cards section- i feel like we can make this section a bit compact instead of wide. 
Using sliders in some offers could be helpful, but sometimes, a check box is all you need. That’s my two cents. 

But above all- functionality wise,  this app allows you maximize your credit card!

### 5/5 — Great app!

*2026-07-27, version 7.3.8*

I downloaded this after it was recommended by ChatGPT to help manage the rewards on my credit cards. If you’ve ever tried to do it manually, you’ve left a lot of money on the table (I guess unless you make it your full-time job). This app is really remarkable. It takes the complex layers of rewards points, temporary bonuses, and opt-in benefits, and simplifies it for those of us with more important things to do. I’ve literally never reviewed an app before, but I really thought this one deserved it! Quit wasting your time and money and download it today!

### 1/5 — Ghost support, doesn’t automatically track

*2026-07-26, version 7.3.8*

Purchased a lifetime subscription because I thought it would be exactly what I needed. My fault, perhaps, for not doing enough research ahead of time, but I really needed something that could sync to all my accounts and automatically track what benefits had/hadn’t been used. This app does not do that, for security reasons, which I can understand. But this is also not clearly stated in the description of the app. I reached out to the developers immediately upon discovering this (within a day of downloading), requesting a cancellation/refund since I won’t be able to use it. It’s been nearly three weeks and no response or resolution.

### 5/5 — Fantastic App and Tremendous Customer Service!

*2026-07-22, version 7.3.8*

Other apps created for similar reasons may be heavily publicized by the social media content creators, but CardPointers fulfills all the same utilities as those other apps except it does so with a 10x multiplier. There is way more peace of mind that I am not providing access to my accounts or giving away my passwords and login info, but it’s able to still auto-add all the offers available to me. The best part of this app is how responsive the developer is to any suggestions and constantly trying to improve the product and assist in making it more personalized for each individual. If you’re on the fence, just take the plunge and buy the Lifetime subscription, you’ll make your money back at a sweet 3.5 CPP redemption easily!

### 5/5 — Great App

*2026-07-22, version 7.3.8*

This app has saved me a bunch of money with nearly zero effort by automatically adding offers to my credit cards.  Sometimes I’m surprised to see the credit on my statement!  I’d never go through the trouble of adding the offers myself.   Well worth the fee.  I’ve earned it back many times over!

### 1/5 — Not what I was hoping for

*2026-07-21*

Pretty basic. Low customizability without the subscription.

### 5/5 — Awesome

*2026-07-15, version 7.3.8*

Great

### 5/5 — Great app and great customer service

*2026-07-13, version 7.3.8*

One of the better decisions I have ever made was getting lifetime access. I use this app daily and it has saved me a ton of

### 5/5 — 1

*2026-07-11, version 7.3.8*

This has got to be hands-down the best app I have ever come across try it out and I guarantee you you’ll feel the same way changed my life. I know that thank you so much CardPointers I owe you big time seriously.

## Frequently asked questions about CardPointers for Credit Cards

### What does CardPointers do?

CardPointers helps you earn more cashback, points, and miles by automatically tracking your credit card category bonuses and offers. It provides real-time recommendations on which card to use at physical stores and online to maximize your rewards, and allows you to easily manage and activate your credit card offers.

### How does the app help me save money?

The app saves you money by ensuring you always use the credit card that offers the best bonus or cashback for your specific purchase. It also helps you find and activate offers from major banks like Amex, Chase, and Bank of America, further increasing your savings and rewards.

### Is CardPointers free to use?

The app offers a free version with core features for maximizing rewards. However, it also provides in-app purchases for advanced features and enhanced functionality, allowing users to choose the level of service that best suits their needs.

### What devices is CardPointers compatible with?

CardPointers is designed for Apple devices, including iPhones, iPads, and Apple Watches. It also features a Safari web extension for seamless use while shopping online and integrates with Apple features like Siri, Live Activities, and widgets.

### Can I use this app if I have many credit cards?

Yes, the app is designed for both new credit card users and those with extensive card collections (20+ cards). It helps manage a large database of over 5,000 credit cards and their associated offers, making it ideal for advanced 'travel hacking' or simply optimizing everyday spending.

## Version history (last 5 releases)

### 7.3.8 — 2026-06-28

Bug fix update for an edge case Chase Offers issue.

### 7.3.6 — 2026-06-24

Various bug fixes for Chase and US Bank offers affecting a small subset of users (but I like to make every one of you happy!)

### 7.3.3 — 2026-06-19

A few important improvements in this update:

* Restore Wells Fargo offers after some server changes
* Add a trackable Points Accelerator to Bilt Obsidian + Bilt Palladium from the Card Details screen
* Add an option to exclude Citi Restaurant Offers in the extension and handle some edge case Citi issues
* Additional bug fixes and improvements

### 7.3.2 — 2026-06-04

A few edge case bugs were squashed in the making of this update.

### 7.3 — 2026-06-02

This update fixes some new edge cases around Amex Offers, and adds a few other bug fixes and improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*