# Cards with Benefits: Rewards — Credit Card Perk Tracker > Track and use your credit card perks and statement credits efficiently. (iPhone/iPad app by Shane Edwards.) - Source: https://appshunter.io/ios/app/cards-with-benefits-rewards/id6773170439 (this page in markdown: same URL + `.md`) - Developer: [Shane Edwards](https://appshunter.io/developer/1896066470) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 3 MB - Languages: American English - Released: 2026-06-12 - Data updated: 2026-07-20 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/cards-with-benefits-rewards/id6773170439/reviews.md ## What is Cards with Benefits? Cards with Benefits helps you actually use the credits and perks you already pay for. Premium cards come loaded with statement credits, travel credits, dining credits, free nights, and annual perks, and most of them quietly expire unused. This app keeps every one of them in front of you, so the money you pay WHAT IT DOES - See every credit and perk across all your cards in one place - A monthly view showing exactly what expires this month and how much is still on the table - A per-card progress bar that tracks your perks against the annual fee, so you know if a card is paying for itself - Mark credits as used, or set recurring ones to count automatically - Optional reminders before a credit expires - Personalize each card with colors and finishes PRIVATE BY DESIGN No account. No sign-up. No servers. Nothing you enter ever leaves your phone. No tracking, no ads. And unlike subscription rewards apps, there's no yearly fee. FREE TO START Track one card with every feature, free. A single one-time purchase unlocks unlimited cards plus all the metallic and pattern finishes. No subscription, ever. Cards with Benefits is an independent app and is not affiliated with, endorsed by, or sponsored by any bank, card issuer, or card network. All trademarks are the property of their respective owners. ## Key features - Centralized credit and perk tracking - Monthly expiration view - Per-card progress bar against annual fee - Mark credits as used - Optional expiration reminders - Personalize card appearance ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Unlock Everything | $9.99 | one-time | ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/cards-with-benefits-rewards/id6773170439/reviews.md ### 5/5 — Maximize the Cards You Have *2026-06-28* I’ve been using the same cards from different issuers for years and every platform seems to make it confusing or difficult to clarify what benefits are available and how to redeem them. All this app asks for is what kind of card you’re using, the tutorial is short and succinct, it gives you the option of deadline reminders, and allows you to checklist off the benefits you’ve already redeemed so you can keep track of getting the most out of your card. I wish I had this app years ago. ### 5/5 — Great! *2026-06-20* Cards With Benefits has become one of my favorite apps for keeping up with credit card rewards, benefits, and travel perks. The information is organized well, easy to understand, and saves a ton of time compared to digging through card issuer websites. I especially like how it helps compare benefits across different cards and highlights opportunities I might otherwise miss. ### 5/5 — Money Saver *2026-06-17* Easy to use and and should charge more for all the money you saved!! ### 5/5 — Worth every penny! *2026-06-14* I love credit card perks but keeping track of them is a full time job! This app not only helps to make sure I take full advantage of the rewards my cards give but also helps me to be sure that the annual fee is worth it. Amazing app, easy to use and best of all it keeps your info private! ## Frequently asked questions about Cards with Benefits ### How does Cards with Benefits help me use my credits? Cards with Benefits displays all your credits and perks in one place, showing what expires soon and how much value you have on the table. This visibility encourages you to use them before they expire. ### Is Cards with Benefits secure? Yes, the app is designed with privacy in mind. It requires no account, sign-up, or servers, meaning nothing you enter ever leaves your phone. It also has no tracking or ads. ### What are the pricing details for Cards with Benefits? The app is free to start, allowing you to track one card with all features. A single, one-time purchase unlocks unlimited cards and all customization options. There is no subscription. ### Does Cards with Benefits have ads? No, Cards with Benefits is ad-free. The description explicitly states 'no ads' and emphasizes its private design. ### What devices does Cards with Benefits support? Cards with Benefits is available for iPhone and iPad. It is rated for ages 4 and up. ### How often is Cards with Benefits updated? The latest version, 1.0.2, was released on June 24, 2026, indicating recent development activity. The app was initially released on June 12, 2026. ### What do users like about Cards with Benefits? Based on the available rating of 5.0 stars from 4 ratings, users likely appreciate the app's ability to consolidate credit card benefits and prevent them from expiring. The privacy-focused design is also a significant positive. ### Can I track multiple credit cards with Cards with Benefits? You can track one card for free with all features. To track unlimited cards, a one-time purchase is required, which also unlocks additional customization options. ## Version history (last 5 releases) ### 1.0.4 — 2026-07-07 Now you can lock Cards with Benefits behind Face ID or Touch ID. Turn it on in Settings under Privacy to keep your cards and credits private every time you open the app. Also includes small performance and polish improvements. ### 1.0.3 — 2026-06-30 Fly your colors! Your cards can now wear a national flag for the world's biggest soccer summer. Tap Edit color, open the new Flags tab, and pick from 32 nations. Free for everyone while the tournament is on. Your perks and credits keep working exactly as before. ### 1.0.2 — 2026-06-24 - Added an App Store preview video so you can see Cards With Benefits in action. - Behind-the-scenes polish. Thanks for using Cards With Benefits. Spot a credit that looks off? Tell us in the app. ### 1.0.1 — 2026-06-14 What's new in this update: - Shared credits like Uber One, Walmart+, and Global Entry now count once automatically when more than one of your cards offers them, so your totals stay accurate. - Marking credits is simpler. Memberships are a single tap, while larger spending credits let you log exactly how much you used. - If two of your cards share a credit, you can now choose which card it counts on, or keep both when you genuinely pay for two. - Updated the Capital One Savor card name to match its current name. ### 1.0 — 2026-06-12 No release notes. ## More apps by Shane Edwards - [frAIme](https://appshunter.io/ios/app/fraime/id6765770361) All apps by Shane Edwards: https://appshunter.io/developer/1896066470 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*