# Cardsy: Credit Card Tracker — Maximize Rewards & Benefits > Credit card tracker for benefits, value, spending, and rewards. (iPhone/iPad app by Thrumm LLC.) - Source: https://appshunter.io/ios/app/cardsy-credit-card-tracker/id6761130681 (this page in markdown: same URL + `.md`) - Developer: [Thrumm LLC](https://appshunter.io/developer/1851298862) - Category: Finance - Price: Free with in-app purchases - Rating: 4.60/5 from 11 App Store ratings - Age rating: 4+ - Requires: iOS 18.6 · 15 MB - Languages: American English - Released: 2026-06-11 - Data updated: 2026-08-19 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/cardsy-credit-card-tracker/id6761130681/reviews.md ## What is Cardsy? Cardsy gives you a complete picture of your card strategy. Track your cards, benefits, credits, annual fees, bonus offers, and earning rates in one simple place. Whether you manage a few cards or a full rewards setup, Cardsy helps you understand what each card is worth and which one to use for every purchase. TRACK YOUR CARD BENEFITS Track all the benefits that come with your cards, from monthly dining credits to yearly free night certificates. Cardsy helps you stay focused on the perks that matter, with auto-tracking for benefits that are automatically charged and the option to hide benefits you don’t use. KNOW YOUR REAL CARD VALUE Compare the value you receive from benefits and bonuses against annual fees. View card value over time, review past benefit usage, and see which cards are adding value to your wallet and which ones may be costing more than they’re worth. FIND THE BEST CARD TO USE Use the Best Card explorer to rank your cards by earning rate for any spending category. Cardsy lets you tailor rankings to how you actually spend, whether you prefer booking direct instead of using travel portals or use Apple Pay to earn more with mobile wallet bonuses. Add custom points valuations so rankings reflect how you personally value points, miles, and cash back. MANAGE YOUR WALLET Add cards, track open dates, product changes, closed cards, and credit limits. Cardsy also gives you helpful wallet insights, such as your total credit limit and average card age. TRACK BONUSES AND OFFERS Follow sign-up bonuses, retention offers, upgrade offers, and more from start to finish. Track progress toward spending requirements, stay ahead of deadlines, and remember the value you’ve earned from past bonuses. EXPLORE LOUNGES AND TRACK VISITS Discover which airport lounges you can access with your cards and plan your travels accordingly. Browse lounges by airport or network, see access details for each lounge your cards unlock, and log your visits to track the value you're getting from lounge benefits and which lounges you've visited. BUILT FOR CREDIT CARD ENTHUSIASTS With Cardsy, your credit cards become easier to understand, easier to manage, and easier to optimize. Terms of Service: https://cardsyapp.com/terms Privacy Policy: https://cardsyapp.com/privacy ## Key features - Track card benefits and credits - Calculate real card value vs. fees - Find best card for spending categories - Manage wallet and card details - Track bonuses and offers - Explore and track lounge access ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Cardsy Pro (1 month) | $4.99 | per month | | Cardsy Pro (1 year) | $49.99 | per year | ## Frequently asked questions about Cardsy ### What is Cardsy? Cardsy is a finance app designed to help users track their credit card benefits, understand the true value of their cards against annual fees, and optimize spending by identifying the best card for each purchase. It aims to simplify credit card management for enthusiasts. ### How does Cardsy help track card benefits? Cardsy allows you to track all benefits associated with your credit cards, such as dining credits or free night certificates. It offers auto-tracking for charged benefits and the option to hide those you don't use, keeping your focus on what matters. ### Can Cardsy help me understand my card's value? Yes, Cardsy helps you know your real card value by comparing the benefits and bonuses you receive against your annual fees. You can view card value over time and identify which cards are providing value versus those that might be costing more than they're worth. ### How does Cardsy help me choose which card to use? The 'Best Card' explorer in Cardsy ranks your cards by earning rate for any spending category. You can tailor these rankings to your spending habits and even add custom point valuations to reflect how you personally value points, miles, or cash back. ### Does Cardsy offer a subscription for advanced features? Yes, Cardsy offers subscription plans called 'Cardsy Pro'. There is a monthly option for $4.99 and an annual option for $49.99, providing access to enhanced features beyond the free version. ### What devices does Cardsy support? Cardsy is currently supported on iPhone devices. It is designed to provide a seamless experience for iOS users managing their credit card information. ### How often is Cardsy updated? The latest version of Cardsy is 1.0.3, and it was last updated on June 24, 2026. This indicates a recent update, suggesting ongoing development and support for the application. ### What is the age rating for Cardsy? Cardsy has an age rating of 4+. This means it is considered suitable for users of all ages, with no specific content restrictions that would limit its audience. ## Version history (last 5 releases) ### 1.0.8 — 2026-08-19 feature enhancements and bug fixes ### 1.0.7 — 2026-08-16 feature enhancements and bug fixes ### 1.0.6 — 2026-07-29 improved year overview experience - more clear information about total value and value achieved vs annual fee - more detailed benefits breakdowns - introduce simpler flow for backfilling past benefits in the year overview benefit breakdown feature enhancements and bug fixes ### 1.0.5 — 2026-07-16 feature enhancements and bug fixes ### 1.0.4 — 2026-07-10 improved bonus offers experience - added referrals and authorized user bonuses in addition signups, retention, and upgrades - dedicated view to explore all bonuses with detailed breakdown of what was earned - easily add sign-up bonuses as popular offers are prepopulated feature enhancements and bug fixes ## More apps by Thrumm LLC - [Check-in Bot](https://appshunter.io/ios/app/check-in-bot/id6754995125) All apps by Thrumm LLC: https://appshunter.io/developer/1851298862 ## Related topics [credit card tracker](https://appshunter.io/ios/topics/credit-card-tracker) · [meijer credit card](https://appshunter.io/ios/topics/meijer-credit-card) · [credit card benefits tracker](https://appshunter.io/ios/topics/credit-card-benefits-tracker) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*