# CardValet

> Digital card management app with spending controls, location restrictions, and real-time transaction alerts. (iPhone/iPad app by Fiserv, Inc.)

- Source: https://appshunter.io/ios/app/cardvalet/id849898083 (this page in markdown: same URL + `.md`)
- Developer: [Fiserv, Inc](https://appshunter.io/developer/386678214)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 18,753 App Store ratings · 133 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 86 MB
- Languages: American English
- Released: 2014-12-18
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cardvalet/id849898083/reviews.md

## What is CardValet?

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading.

CardValet helps you efficiently manage your cards digitally.
 
 
TAKE CONTROL
Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. 

- Set card to be on or off in an instant, restricting whether it can be used or not
- Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map
- Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card
- Enable or disable international transactions
- Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you
 
BE ALERT
Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card.

VIEW YOUR CARD PURCHASE 
View your purchases, add memos and tag your purchases for easy tracking. 
 
DO IT YOURSELF
Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. 

Key Benefits
- Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage
- Remotely control and monitor children’s spending
- Helps ensure business spending policy compliance

## Key features

- Turn cards on/off instantly
- Set spending limits
- Restrict usage by location
- Control merchant categories
- Receive real-time transaction alerts
- View purchase history
- Activate cards and set PIN

## What do users think of CardValet?

Overall sentiment: neutral

**Pros**

- 🚀 Real-time transaction alerts
- 🔒 Ability to lock/unlock card
- 💡 Customizable spending limits
- 👍 Convenient card management

**Cons**

- 🐛 Frequent login issues
- 🐛 Unreliable connectivity
- 🐛 Disappearing transaction history
- 👎 Reduced functionality after updates

**Commonly reported bugs**

- Unable to reset password
- Inconsistent account syncing
- Repeated 'too many devices' errors

**Most requested features**

- Balance and spending overview
- Fingerprint/biometric login
- Ability to add multiple cards
- Improved notification system

## Recent user reviews (10 of 133)

All indexed reviews: https://appshunter.io/ios/app/cardvalet/id849898083/reviews.md

### 1/5 — Worst Sign Up ive used

*2026-08-15, version 6.3.0*

No matter the pasword its always wrong.

### 1/5 — This app has gone down hill severely

*2026-01-18, version 6.2.1*

I never leave reviews but this app made me want to throw my phone in anger. It used to be half decent but after now it’s not even that. It’s just flat out bad. The UI is clunky, the app glitches out and refuses to open regularly, and they removed the balance button. That last part is what makes me mad. For the MANY years I’ve used this app it had a button to check your balance. They took that away a while ago for no reason and made the app borderline unusable. What made me write this review is what happened today. I received money via Venmo to get something for a friend. I got the push notification saying $17.69 was added to my account. The total was $17.20. My card declined 3 times. That isn’t the apps fault, however that never would have happened if they HAD A BALANCE BUTTON!!! If you like actually knowing how much money you have don’t get this app. I hope whoever decided to remove the balance button gets removed from the team because that is quite possibly the stupidest decision I’ve seen a BANK APP make. I’m genuinely considering changing banks just so I never have to use this app again because what bank app doesn’t let you see your balance!?!? This one apparently.

### 1/5 — App not working

*2025-11-03, version 6.2.1*

App not working on WiFi is only working on my cellular data

### 3/5 — Can’t view balance

*2025-10-22, version 6.2.1*

I used to love this app because it was super simple and easy to use. Much easier than using the app that’s run with my bank. Unfortunately, about two or so weeks ago the app suddenly stopped showing my balance. No glitch or anything, the option to view balance is just completely gone.

### 2/5 — Not the best banking app

*2025-10-09, version 6.2.1*

I’ve had this app for quite a while and it doesn’t have a lot of features, it’s really simple but that was ok until now that I’ve been trying to check my balance which I usually use it for that and it doesn’t have that option anymore.

### 1/5 — No direct support

*2025-10-01, version 6.2.1*

The app has stopped my card after a purchase.  Couldn’t use it.  The bank said card valet locked it.  No way to contact card valet. Another instance, Tried to enter a new card and made a mistake on the security code, no way to correct.  Had to delete app and start over. Bank always says to contact card valet.  Good while it works..

### 1/5 — Slow

*2025-09-30, version 6.2.1*

Super slow . Stresses me out when I’m just trying to pay . Tried 5 different times waiting for so long each time. Still waiting 😔

### 1/5 — Hasn’t opened and loaded in since Initially putting card on the app

*2025-09-27, version 6.2.1*

I put my bank card in the app when I first installed it. Tried to get in the app a second time and it never opened back up again. It stayed on the loading screen well over 30 minutes unchanging.

### 1/5 — Terrible

*2025-09-25, version 6.2.1*

I’ve had this app for a few years now and I’ve had nothing but problems with it. I can’t ever get this app to open. It’s always just thinking thinking thinking. It’s a pain in the a&$
I have tried to uninstall it and reinstall it and it just never opens for you. I’m sick of using it.

### 2/5 — No place to pay?

*2025-09-22, version 6.2.1*

There is no option or a way to pay your credit card. Kinda frustrating

## Frequently asked questions about CardValet

### What does CardValet do?

CardValet allows you to manage your debit and credit cards digitally. You can instantly turn your cards on or off, set spending limits, restrict where and when your card can be used, and receive real-time alerts for all transactions.

### How can I control my card usage with CardValet?

You can control your card usage by setting it to be on or off, restricting purchases to specific locations or merchant categories, enabling or disabling international transactions, and establishing spending limits to prevent transactions exceeding your set thresholds.

### Is CardValet free to use?

Yes, the application itself is free to download and use. However, it is powered by Fiserv, Inc. and must be activated through your specific financial institution. You should check with your bank or credit union to ensure they participate in CardValet before downloading.

### What kind of alerts can I receive?

You can receive real-time alerts for all purchases, select purchases, or when a card transaction is attempted but declined. You can customize your alert preferences to be notified as per your choice, helping you quickly detect unauthorized activity.

### Can I use CardValet to manage my child's spending?

Yes, CardValet can help you remotely control and monitor children's spending by setting appropriate limits and restrictions on their cards, ensuring they adhere to spending policies.

## Version history (last 5 releases)

### 6.3.0 — 2026-08-03

Updates to the app to make it compatible with the latest iOS version requirements  

Bug fixes

### 6.2.1 — 2025-03-18

Performance improvements and bug fixes.

### 6.1.0 — 2025-01-06

Enhances the authentication experience when registering or adding a card by allowing users to receive their one-time passcode (OTP) either by email or by text on their mobile phone.

### 6.0.13 — 2024-08-19

Minor bug fixes and securities enhancement.

### 6.0.11 — 2024-04-25

Minor bug fixes and securities enhancement.

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## More apps by Fiserv, Inc

- [TouchBanking](https://appshunter.io/ios/app/touchbanking/id386678211)
- [Director Mobile for iPad](https://appshunter.io/ios/app/director-mobile-for-ipad/id520207098)
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- [Nautilus® Mobile for iPhone](https://appshunter.io/ios/app/nautilus-mobile-for-iphone/id592477645)
- [Director Mobile for iPhone](https://appshunter.io/ios/app/director-mobile-for-iphone/id776121565)

All apps by Fiserv, Inc: https://appshunter.io/developer/386678214

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*