# CarLoanMateAU — Car Finance & Tax Comparison

> Car Finance & Tax Comparison (iPhone/iPad app by Misun Park.)

- Source: https://appshunter.io/ios/app/carloanmateau/id6762237181 (this page in markdown: same URL + `.md`)
- Developer: [Misun Park](https://appshunter.io/developer/1887271258)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.6 · 4 MB
- Languages: American English
- Released: 2026-04-26
- Data updated: 2026-05-26
- User reviews in markdown: https://appshunter.io/ios/app/carloanmateau/id6762237181/reviews.md

## What is CarLoanMateAU?

Know the real cost before you buy your next car.

CarLoanMateAU is Australia's most comprehensive car finance comparison tool - compare Cash, Car Loan, and Novated Lease side-by-side with full tax analysis.

- WHAT YOU CAN DO -
- Compare all 3 finance options in one clear view
- See your true total cost after tax savings
- Understand exactly how novated lease reduces your income tax
- Save and revisit multiple car scenarios

- TAX COMPARISON ENGINE -
The only car finance app that shows you:
- Taxable income with vs without a novated lease
- Exact annual and total tax savings via salary sacrifice
- Your effective salary increase from pre-tax payments

- FULL BREAKDOWN -
Monthly repayments
Total interest paid
Residual value
After-tax real cost

- WORKS FOR -
Australia — ATO tax brackets + full Novated Lease
New Zealand — IRD tax brackets + Novated Lease
Other countries — Cash & Loan comparison

- FREE VERSION -
Cash vs Loan comparison
One saved scenario

- PREMIUM: $2.99 one-time -
- Full novated lease analysis
- Complete tax comparison table
- Unlimited saved scenarios
- Ad-free experience

This app provides general financial estimates for illustrative purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified financial adviser before making financial decisions.

- LEGAL -
Privacy Policy:
https://irradiatedsolution.github.io/carloanmateAU-privacy/

Terms of Use (EULA):
https://irradiatedsolution.github.io/carloanmateAU-privacy/terms.html


## Version history (last 1 release)

### 1.0 — 2026-04-26

No release notes.

## More apps by Misun Park

- [iCTProtocol](https://appshunter.io/ios/app/ictprotocol/id6761010287)
- [SuperPayAU](https://appshunter.io/ios/app/superpayau/id6761159640)
- [MortgagePayAU](https://appshunter.io/ios/app/mortgagepayau/id6761395952)
- [iCTDose](https://appshunter.io/ios/app/ictdose/id6761678769)
- [iCT Contrast](https://appshunter.io/ios/app/ict-contrast/id6762047370)
- [MyTaxMateAU](https://appshunter.io/ios/app/mytaxmateau/id6763236756)

All apps by Misun Park: https://appshunter.io/developer/1887271258

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-26.*