# Carolina Federal Credit Union

> Mobile banking app for checking balances, transactions, and fund transfers. (iPhone/iPad app by Carolina Federal Credit Union.)

- Source: https://appshunter.io/ios/app/carolina-federal-credit-union/id718498815 (this page in markdown: same URL + `.md`)
- Developer: [Carolina Federal Credit Union](https://appshunter.io/developer/591660994)
- Category: Finance, Utilities
- Price: Free
- Rating: 2.83/5 from 6 App Store ratings · 5 written reviews indexed
- Age rating: 12+
- Requires: iOS 12.0 · 78 MB
- Languages: English, Spanish
- Released: 2013-10-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/carolina-federal-credit-union/id718498815/reviews.md

## What is Carolina Federal Credit Union?

The CFCU Mobile App allows you to check balances, view transaction history, transfer funds, pay your loan and much more.  Our app is like a full service branch in the palm of your hand!

Features:
- Online Bill Pay
- View Transaction History
- Check Balances
- View Rates & Specials
- Push Notification
- Shared Branching Locations
- Visa Log-on
- Online Loan Applications

www.carolinafcu.org

Carolina Federal Credit Union is a trusted financial organization, federally chartered in 1969.  In order to join CFCU one must live, work, worship or go to school in Gaston or Cleveland County.  Anyone in your family can join once you become a member.  We have also expanded our membership to include anyone in the state of North Carolina through membership in the North Carolina Consumer Council.  We are a non-profit organization offering better rates, lower fees, helpful service and expert advice.

## Key features

- Check balances
- View transaction history
- Transfer funds
- Pay loans
- Online Bill Pay
- View rates & specials
- Push notifications

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/carolina-federal-credit-union/id718498815/reviews.md

### 3/5 — Eh

*2023-10-13*

Lots of extra buttons that are unnecessary to get to things. I can’t find the Zelle part of the app.

### 1/5 — App is terrible

*2023-09-26*

I love this bank everyone here is great. But this app is awful. It’s pretty much just a clunky webpage. Zelle is impossible to use because you have to pull up bill pay but it will not come up. It says disable add blockers but there is no option to do so. Someone needs to design an actual app for the bank not a webpage launcher.

### 2/5 — Gets the job done, kind of

*2023-08-11*

Slow and clunky, lots of unnecessary button smashing . Also I can’t find the Zelle that the app supposedly has

### 3/5 — App seems outdated

*2023-07-21*

The app is not thought out or “optimized” to be an app. It just seems like a clunky webpage. I also do not see an option to use Zelle with the app

### 4/5 — Update caused some problems

*2017-04-24, version 1.12*

The first version seemed to work well. The updated version, as of Nov 2016, has a lot nice new features but takes a long time to load. I usually check my balance and perform simple tasks while the "wait" spinner is still showing. You can log on and enter your information with the black box in the foreground. I am using a sixth gen iPod Touch, but it does the same with my iPad mini...Still having issues and recently (April 2017) couldn't sign in at all. New update is available. I will check this version for glitches.

## Frequently asked questions about Carolina Federal Credit Union

### What can I do with the Carolina Federal Credit Union app?

The Carolina Federal Credit Union app allows you to check account balances, view transaction history, transfer funds between accounts, pay loans, and utilize online bill pay. It also provides access to rates, specials, and shared branching locations.

### Is the Carolina Federal Credit Union app secure?

While specific security features are not detailed, financial institutions typically employ robust security measures to protect user data and transactions within their mobile applications. Users should always practice good security habits like using strong passwords.

### What devices does the Carolina Federal Credit Union app support?

The Carolina Federal Credit Union app is available for iPhone, iPad, and iPod devices. It is designed for iOS operating systems.

### How often is the Carolina Federal Credit Union app updated?

The app was last updated on January 19, 2022, with version 1.16. Update frequency can vary, but regular updates are important for security and feature enhancements.

### What is the user rating for the Carolina Federal Credit Union app?

The app has a rating of 2.8 stars based on 6 user ratings. This indicates a mixed reception from its user base.

### Does the Carolina Federal Credit Union app have ads?

No, the Carolina Federal Credit Union app does not contain advertisements. It is a free application focused solely on providing banking services.

### What are the membership requirements for Carolina Federal Credit Union?

To join CFCU, you must live, work, worship, or go to school in Gaston or Cleveland County. Family members can join once you are a member, and North Carolina residents can join through the North Carolina Consumer Council.

### Can I apply for loans through the Carolina Federal Credit Union app?

Yes, the app features online loan applications, allowing members to conveniently apply for loans directly through their mobile device.

## Version history (last 5 releases)

### 1.16 — 2022-01-19

- Fix Mobile Banking minor bugs
- Add Deposit

### 1.15 — 2021-06-11

- Fix Biometrics bug
- Terms and Conditions update

### 1.14 — 2020-08-24

- Biometrics
- Minor bug fixes

### 1.13 — 2017-04-14

Remote Deposit Update

### 1.12 — 2017-01-11

bug fixes

## Apps similar to Carolina Federal Credit Union

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Carolina Trust Mobile Banking](https://appshunter.io/ios/app/carolina-trust-mobile-banking/id578815457) | 2.6 (54) | Free | Finance |
| [CTFCU CardControl](https://appshunter.io/ios/app/ctfcu-cardcontrol/id1548540780) | 1.7 (6) | Free | Finance |
| [Members Credit Union Mobile](https://appshunter.io/ios/app/members-credit-union-mobile/id1439609040) | 4.7 (1,404) | Free | Finance |
| [United Credit Union](https://appshunter.io/ios/app/united-credit-union/id1464540400) | 3.8 (4) | Free | Finance |
| [Mountain West FCU Mobile](https://appshunter.io/ios/app/mountain-west-fcu-mobile/id1498836761) | — | Free | Finance |
| [Emerald Bank Kansas](https://appshunter.io/ios/app/emerald-bank-kansas/id1496258564) | — | Free | Finance |

## More apps by Carolina Federal Credit Union

- [Carolina FCU](https://appshunter.io/ios/app/carolina-fcu/id6596757172)

All apps by Carolina Federal Credit Union: https://appshunter.io/developer/591660994

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
