# Carpay Shop — Shop by Budget > Used car marketplace focused on user-defined budgets and monthly payments. (iPhone/iPad app by CarPay, Inc..) - Source: https://appshunter.io/ios/app/carpay-shop/id6790931531 (this page in markdown: same URL + `.md`) - Developer: [CarPay, Inc.](https://appshunter.io/developer/1440081994) - Category: Shopping - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 16.4 · 43 MB - Languages: American English - Released: 2026-08-04 - Data updated: 2026-08-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/carpay-shop/id6790931531/reviews.md ## What is Carpay Shop? Start with your budget — not the sticker price. Carpay Shop is a used-car marketplace built around one question: what can you actually afford? Tell us the cash you can put down and the monthly payment you're comfortable with, add your ZIP code, and we'll show you buy here, pay here cars that fit — from dealers near you. HOW IT WORKS 1. Set your budget. Cash down, a comfortable monthly payment, and your ZIP. 2. Browse cars that fit. Every car is shown against YOUR budget, with photos, mileage, and the dealer's city. 3. Save what you like. Tap the heart to save a car, or save the whole search. 4. Reach out. Send an inquiry to the dealer to check availability, or message the Carpay team with a question. WHAT YOU GET • Budget-first search — by down payment and monthly budget, not just price • Cars near you — 15 to 250 miles from your ZIP, or nationwide • Filters that matter — car, SUV, truck, coupe, van; distance; sort by lowest monthly or lowest down • Saved cars and saved searches, with optional alerts when new cars match • Free messaging — ask a Carpay team member about a car, availability, or a test drive • Call or text us in one tap from any car • No account and no password — start browsing immediately • No credit check to browse or inquire on Carpay ABOUT THE CARS Carpay Shop lists inventory from independent buy here, pay here dealerships. Listings shown as dealer-confirmed have been provided or confirmed by a participating dealer; others are compiled from dealer sources and may be unverified. Vehicles and terms can change or be withdrawn at any time. IMPORTANT — PLEASE READ CarPay is not a car dealership and not a lender. We do not sell vehicles, make credit decisions, run credit checks on shoppers, or set payment terms. Any purchase, financing, trade-in, or test drive is strictly between you and the dealer, and the dealer sets and confirms all terms. "No credit check" refers only to browsing and submitting an inquiry on Carpay — it does not apply to buying a vehicle or to any financing a dealer may offer, which may involve a credit review. Nothing in this app is an offer of credit, an approval, or a guarantee of price, payment, terms, condition, or availability. You must be 18 or older to submit an inquiry. Questions? Call (747) 277-2474 or email support@carpay.com Terms: https://shop.carpay.com/terms Privacy: https://shop.carpay.com/privacy ## Key features - Budget-first car search - Set down payment and monthly budget - Browse cars from local dealers - Save favorite cars and searches - Direct dealer contact - No account or credit check required to browse ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/carpay-shop/id6790931531/reviews.md ### 5/5 — Best Car Shopping App I’ve Used *2026-08-06* CarPay Shop makes car shopping incredibly simple. Instead of wasting time looking at vehicles outside my budget, I was able to enter my down payment, monthly payment, and location, and instantly see cars I could realistically afford. The app is fast, easy to navigate, and takes a lot of the guesswork out of the process. ### 5/5 — Seamless car finding experience!! *2026-08-04* I used this app to find all the cars in my area with my no perfect credit and it found so many matches instantly! I sent my interest and multiple dealerships reached out same day and I had the keys the next day. 5/5 would recommend. ### 5/5 — Easy to use *2026-08-04* Great app! It was easy to find cars that fit my budget, and I love being able to search by monthly payment instead of just price. The app is simple to use and easy to navigate ## Frequently asked questions about Carpay Shop ### How does Carpay Shop help me find a car within my budget? Carpay Shop allows you to set your desired down payment and monthly payment upfront. The app then filters used car listings from local dealers to show you only vehicles that fit these financial parameters. ### Does Carpay Shop require a credit check to browse cars? No, Carpay Shop does not require a credit check to browse vehicles or submit an inquiry to a dealer. This feature allows users to explore options without impacting their credit score. ### Can I save cars I like on Carpay Shop? Yes, you can save cars you are interested in directly within the app. You can also save entire searches, and optionally set up alerts for when new cars matching your criteria become available. ### How do I contact a dealer through Carpay Shop? You can easily reach out to dealers by sending an inquiry directly through the app. Additionally, there's an option to call or text the dealer in one tap from any car listing. ### What kind of cars are listed on Carpay Shop? Carpay Shop lists inventory from independent buy here, pay here dealerships. Listings may include cars, SUVs, trucks, coupes, and vans, with options to filter by distance and sort by lowest monthly payment or down payment. ### Is Carpay Shop available on all devices? Based on the provided data, Carpay Shop is currently supported on iPhones. Information about availability on other devices like Android is not specified. ### How often is Carpay Shop updated? The app was last updated on August 4, 2026, with version 1.0. This indicates it is a recent release, and further update frequency will be determined by the developer. ### What is the age rating for Carpay Shop? Carpay Shop has an age rating of 4+. Users must be 18 or older to submit an inquiry through the app. ## Version history (last 1 release) ### 1.0 — 2026-08-04 No release notes. ## More apps by CarPay, Inc. - [Carpay](https://appshunter.io/ios/app/carpay/id1440081995) All apps by CarPay, Inc.: https://appshunter.io/developer/1440081994 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*