# Carpay — Car loan management made easy

> Mobile application for managing car loans, including payments and balance checks. (iPhone/iPad app by CarPay, Inc..)

- Source: https://appshunter.io/ios/app/carpay/id1440081995 (this page in markdown: same URL + `.md`)
- Developer: [CarPay, Inc.](https://appshunter.io/developer/1440081994)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 4,868 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 33 MB
- Languages: English
- Released: 2018-11-03
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/carpay/id1440081995/reviews.md

## What is Carpay?

Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!

## Key features

- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications

## What do users think of Carpay?

Overall sentiment: negative

**Pros**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**Cons**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Commonly reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Most requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/carpay/id1440081995/reviews.md

### 1/5 — Horrible

*2026-02-18, version 2.9.5*

Been paying 11.99 since i got my car because “the dealer set up my auto pay @

### 1/5 — This app is trash

*2026-02-18, version 2.9.5*

I think it’s rip off tht I have to pay a extra 3.50 because I paid a hour later then u requested the money

### 1/5 — Might as well drive down there and pay for it

*2025-12-02, version 2.9.5*

This app is pointless 4 dollars for a connivence fee are u fkkm wish i could talk to the greedy guy

### 1/5 — Worst app ever

*2025-07-18, version 2.8.0*

I tried to make a payment but it kept saying my card was invalid despite the fact that my card is still valid for another seven months and I put its information in correctly. I had trouble logging in as well as it kept telling me my credentials were invalid. Get it together.

### 1/5 — Scam app

*2025-07-16, version 2.8.0*

If it were possible to give this company and the vehicle I bought this vehicle through a -1000 I would this app raises the fees without any notice there’s a fee on there that I never signed up for the company I bought the vehicle through was the biggest scam companyalive other than this app I wish I had never done it. It was one of the most worst mistakes of my life.

### 1/5 — Fraudulent app

*2025-04-06, version 2.6.2*

Not user friendly, designed to scam the unsuspecting and low income. Does not allow you records of historical payments or set up future payments. Also, does not stick to payments dates setup by original contracts. Many people will be seeking litigation shortly.

### 1/5 — HORRIBLE

*2025-02-21, version 2.5.0*

If you ever buy a car and you have to use or pay through this app return the car because they have horrible customer service. I mean absolutely horrible customer service they’re rude. They belittle you. They talk down to you. It’s absolutely horrible. I’ve even tried speaking to a supervisor the supervisors are just as horrible and have horrible customer service just as their agents do not go with this company. If I could give a -100 stars I would if I can give a -1000 I’ll feel like that would be generous.

### 1/5 — App update

*2024-12-19, version 2.4.1*

App updated and now my credentials have been deleted

### 1/5 — Worse app

*2024-12-15*

Not user friendly, designed to scam the unsuspecting and low income.

### 5/5 — So very convenient !!

*2024-09-19, version 1.5.9*

My car salesman lot is located in Illinois and I live in Missouri. This app is so convenient and keeps me from having to drive across town just to make a car payment!

## Frequently asked questions about Carpay

### What does Carpay do?

Carpay is a mobile application designed to help users manage their car loans. It allows you to easily track your loan details, make payments, and stay informed about your account status.

### What are the key features of Carpay?

Key features include the ability to make loan payments, print receipts for your transactions, check your current loan balance, schedule automatic payments, and enable notifications to avoid missing any deadlines.

### Is Carpay free to use?

Based on the provided information, Carpay is a free application. There are no mentions of subscription fees, in-app purchases, or advertisements.

### Who is Carpay for?

This app is intended for individuals who currently have a car loan and are looking for a convenient and accessible way to manage their loan obligations directly from their smartphone.

## Version history (last 5 releases)

### 2.14.0 — 2026-06-10

Fix the logon and issues.

### 2.13.7 — 2026-06-05

Fix: Display balance issue.

### 2.9.7 — 2026-05-06

* Add account number and transaction reference prefix to payment receipt.
* Display chargeback balance in payment breakdown.

### 2.9.6 — 2026-03-20

* Configure iOS Universal Links and Android App Links for deep linking
* Include cardLast4 in payment payload

### 2.9.5 — 2025-09-28

Removed review popup during guest registration

## Apps similar to Carpay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Direct Auto Insurance](https://appshunter.io/ios/app/direct-auto-insurance/id1571501814) | 4.8 (46,277) | Free | Finance |
| [AssuranceAmerica+](https://appshunter.io/ios/app/assuranceamerica-plus/id1535216184) | 3.3 (269) | Free | Finance |
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| [My Westlake Portfolio](https://appshunter.io/ios/app/my-westlake-portfolio/id1436568719) | 4.6 (7,419) | Free | Finance |
| [Split Pay: Split Bills in Two](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850) | 4.9 (15,695) | Free | Finance |

## More apps by CarPay, Inc.

- [Carpay Shop](https://appshunter.io/ios/app/carpay-shop/id6790931531)

All apps by CarPay, Inc.: https://appshunter.io/developer/1440081994

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*