# Carpe Money - Budget Alerts — Private spending tracker > Private budgeting app that alerts users before overspending occurs. (iPhone/iPad app by Carpe Solutions, LLC.) - Source: https://appshunter.io/ios/app/carpe-money-budget-alerts/id6798097083 (this page in markdown: same URL + `.md`) - Developer: [Carpe Solutions, LLC](https://appshunter.io/developer/6798097085) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 2 MB - Languages: American English - Released: 2026-08-22 - Data updated: 2026-09-10 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/carpe-money-budget-alerts/id6798097083/reviews.md ## What is Carpe Money? Carpe Money is private budgeting that warns you before you overspend — not after. See what you have actually spent, what is still committed, and what is genuinely left — and get an alert while there is still time to do something about it. YOUR BANK DATA STAYS YOURS Bank balances and transactions are never stored on our servers. They are fetched live and the math happens on your device. Anything you type in — a CSV, cash, property, a loan from a friend — stays yours: encrypted, never sold, never shared. WHAT IT DOES - Connect your banks and see every account in one place - Know what is left to spend after the bills that have not landed yet - Set spending limits by category and get an alert while you can still act - Track recurring charges so nothing renews unnoticed - Follow net worth, savings rate, and where the money actually goes - Add cash, property, or anything a bank does not know about - Share one budget with a partner, each with your own sign-in - Export everything to CSV or Excel whenever you like NO ADS. NO DATA SELLING. NO DARK PATTERNS. Every member gets the complete app. There is no free tier holding features hostage, no premium version, and nothing that arrives later if you pay more. Carpe Money is paid for by the members who use it, which is exactly why it can be built for them. PAY WHAT IS FAIR New accounts get 30 days free, no card required. After that it is $7.99 a month, or a year at $39.99, $59.99, $79.99, or $119.99 — whichever is right for you. Every one of them is the same complete app: a floor should not price anyone out, and members who can pay more keep Carpe Money independent, private, and ad-free. A year at $79.99 or above also covers a full free year for another member who cannot pay. They get the identical complete app, with no marker on their account and no way for anyone to tell. Because excellent tools for managing money should be for everyone. SIGNING IN Two-factor sign-in with an authenticator app, an emailed link, or Face ID/passkey. You can delete your account and everything in it from inside the app, at any time. TERMS AND PRIVACY Terms of Use: https://www.carpemoney.app/terms Privacy Policy: https://www.carpemoney.app/privacy ## Key features - Proactive overspending alerts - Secure, on-device bank data processing - Track committed and remaining expenses - Set category-specific spending limits - Monitor net worth and savings rate - Add manual entries for cash and property - Share budgets with partners ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Carpe Money | $39.99 | per year | | Carpe Money | $59.99 | per year | | Carpe Money | $79.99 | per year | | Carpe Money | $119.99 | per year | | Carpe Money | $7.99 | per month | ## Frequently asked questions about Carpe Money ### How does Carpe Money protect my bank data? Carpe Money processes your bank balances and transactions directly on your device, ensuring your data is never stored on their servers. This approach prioritizes your privacy and security. ### What are the subscription options for Carpe Money? Carpe Money offers a 30-day free trial. After that, monthly subscriptions are $7.99, with annual options ranging from $39.99 to $119.99. All plans provide the complete app functionality. ### Does Carpe Money have ads? No, Carpe Money is ad-free. The app is funded by its users, allowing for a private and uninterrupted experience without advertisements. ### Can I share my budget with someone else using Carpe Money? Yes, you can share one budget with a partner, and each person can have their own sign-in. This feature allows for collaborative financial management. ### How often is Carpe Money updated? The latest version, 1.0.2, was released on September 3, 2026, indicating regular updates to improve functionality and reliability. ### What is the age rating for Carpe Money? Carpe Money has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPod. ### Can I export my financial data from Carpe Money? Yes, you can export all your financial data to CSV or Excel formats whenever you need to. This allows for further analysis or backup of your financial information. ### What is the user sentiment for Carpe Money? Based on the provided data, Carpe Money has a perfect 5.0-star rating from one review, indicating very positive initial user sentiment. ## Version history (last 3 releases) ### 1.0.2 — 2026-09-03 Improved the user onboarding experience. Added support for OTP email codes. Fixed a bug where users could get stuck on a "You're offline" page. Made significant visual improvements to Alerts. ### 1.0.1 — 2026-08-25 Fixed a critical bug where some banks would not connect via Plaid in iOS. ### 1.0 — 2026-08-22 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*