# Carry Splits — Shared expenses, settled fast

> App for tracking and settling shared expenses without requiring accounts for all users. (iPhone/iPad app by JONNATHAN RYAN MACKINNON.)

- Source: https://appshunter.io/ios/app/carry-splits/id6809092546 (this page in markdown: same URL + `.md`)
- Developer: [JONNATHAN RYAN MACKINNON](https://appshunter.io/developer/6784287819)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-09-15
- Data updated: 2026-09-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/carry-splits/id6809092546/reviews.md

## What is Carry Splits?

Know who paid. Know who owes. Settle shared expenses with less back-and-forth.

Carry Splits keeps trips, dinners, household costs, and everyday shared expenses organized in one place. One person records the expenses, so everyone else can skip creating an account or installing an app.

SPLIT IT YOUR WAY
Divide an expense equally or enter exact amounts for each person. Choose who paid and who participated.

KEEP BALANCES TOGETHER
Record multiple expenses and see each person's running balance update as you go.

MAKE SETTLING SIMPLE
Open Settle Up for a clear plan showing who pays whom. Mark payments complete as people settle outside the app.

SHARE THE PLAN
Send a settlement summary through your iPhone's share menu.

KEEP THINGS ORGANIZED
Create separate splits for different trips or groups. Rename them, manage participants, and archive completed splits.

WORK OFFLINE
Your expense records are stored on your iPhone. No account, bank connection, ads, or subscription is required. Sharing through another service follows that service's connection requirements.

Choose one currency for each split. Carry Splits calculates and records balances; it does not transfer money or convert currencies.

Split it. Carry it. Settle it.

## Key features

- Track shared expenses
- Split expenses equally or by exact amounts
- View running balances
- Generate settlement plans
- Mark payments as complete
- Organize expenses into separate splits
- Offline functionality

## Is Carry Splits safe?

Not enough ratings yet to assess Carry Splits.

## Is Carry Splits legit?

Carry Splits has limited verification signals. The AppsHunter Legitimacy Score for Carry Splits is 50 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/carry-splits/id6809092546/reviews.md

### 5/5 — Simple but perfect

*2026-09-15*

Love the app. Helps me with splitting the bills especially when we are on a business trip

## Frequently asked questions about Carry Splits

### How does Carry Splits handle security?

Carry Splits prioritizes user privacy by not requiring accounts or bank connections. All expense records are stored locally on your iPhone, ensuring your financial data remains private and secure on your device.

### What currencies does Carry Splits support?

Carry Splits allows you to choose one currency for each split. The app will then calculate and record balances within that chosen currency. It does not offer currency conversion services.

### Can I use Carry Splits without an internet connection?

Yes, Carry Splits is designed to work offline. Your expense records are stored directly on your iPhone, so you can track and manage shared costs even without an internet connection.

### Does Carry Splits have ads or require a subscription?

No, Carry Splits is completely free to use and does not contain any advertisements or require a subscription. This ensures an uninterrupted and cost-free experience for managing your shared expenses.

### How often is Carry Splits updated?

Carry Splits was last updated on 2026-09-15 with version 1.0. As a new release, users can expect future updates to introduce new features and improvements based on user feedback and development cycles.

### What devices is Carry Splits compatible with?

Carry Splits is currently available for iPhone. Future updates may expand compatibility to other devices.

### How does Carry Splits compare to other expense splitting apps?

Carry Splits distinguishes itself by not requiring accounts or app installations for all participants, simplifying the process for those who don't want to download another app. It focuses on core expense tracking and settlement features.

### What is the age rating for Carry Splits?

Carry Splits has an age rating of 4+, making it suitable for users of all ages. This indicates that the app's content is appropriate for a broad audience.

## Version history (last 1 release)

### 1.0 — 2026-09-15

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*