# Cash Advance: Payday Loans — Instant Payday Loans for You!

> Instant payday loans for immediate financial needs. (iPhone/iPad app by PAYDAY LOANS INC.)

- Source: https://appshunter.io/ios/app/cash-advance-payday-loans/id6444194310 (this page in markdown: same URL + `.md`)
- Developer: [PAYDAY LOANS INC](https://appshunter.io/developer/1658651639)
- Category: Finance
- Price: Free
- Rating: 4.76/5 from 6,312 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 14 · 8 MB
- Languages: English
- Released: 2022-11-10
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cash-advance-payday-loans/id6444194310/reviews.md

## What is Cash Advance?

Looking for extra cash to cover your bills? No problem! Loans Plus LLC is here to offer you the fastest and the most reliable money solution in any life situation.
Just submit our smart online request form, get connected with a lender and enjoy your extra cash! It will take less than 5 minutes.

Material Disclosure:
Here at Loans Plus LLC we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc.

If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.

## Key features

- Instant loan requests
- Fast lender connection
- Quick cash access
- Transparent APR details
- Flexible repayment options

## What do users think of Cash Advance?

Overall sentiment: negative

**Pros**

- 🚀 Fast and convenient
- 💡 Helpful app

**Cons**

- 🚫 Scam and spam calls
- 🔒 Concerns about data privacy and security
- 🤖 Poorly designed and buggy app
- 💰 Excessive fees and hidden costs

**Commonly reported bugs**

- Frequent crashes and glitches
- Redirects to unrelated and suspicious websites

**Most requested features**

- Improve app reliability and functionality
- Provide transparent and ethical lending practices

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/cash-advance-payday-loans/id6444194310/reviews.md

### 1/5 — DO NOT RECOMMEND

*2024-01-18*

first big thing is spam calls. i signed up and all i get is spam. and it’s nothing like dave or credit genie. not worth it

### 1/5 — Scam

*2024-01-11*

Scam

### 1/5 — DO NOT USE I REPEAT NOO

*2024-01-08*

This gets no stars for me what so ever and I would even suggest this app be removed for the safety of apple users. This app takes your information like SSN, Drivers License Number, Date of Birth and holds your information. They could possible be leaking it even, your identity will get stolen here. This is not a loan all and once you fill everything out, they will send you links to lenders. Afterwards I received messages from all types of scammers. I hope your reading this before you opened and installed the app.

### 1/5 — This app is a horrible Scam

*2023-12-20*

This app does not do what it is advertised to do. It’s a poorly made app with serious flaws. I would not recommend this app at all.

### 1/5 — Spam Phone Calls and Emails

*2023-12-08*

I didn’t realize that this app would transfer my information to third-party vendors. I’ve received so many email, phone calls and text messages from lots of strange “lenders”, some of the phone calls are even late night. It’s a complete waste of time!

### 5/5 — Love it

*2023-12-07*

Awesome app

### 1/5 — This app is clickbait

*2023-11-17*

This app requires you to download a different app that does the same thing. No loan just clickbait

### 1/5 — Horrible

*2023-10-22*

Kept redirecting me to different pay day sites and ya I won’t ever do that again come 9 am my phones probably gonna be ringing off the hook

### 1/5 — DO NOT GIVE THEM YOUR INFO!

*2023-08-31*

This app is a complete scam. They take all of your personal information and then direct you to a number of websites that may be able to give you a payday loan no money they just steal your information.

### 3/5 — Approve MY loan Sebastian Bel

*2023-08-13*

Get Me An Instant Loan

## Frequently asked questions about Cash Advance

### What is this app for?

This app provides a platform to quickly request payday loans to cover immediate financial needs. It connects users with lenders who can offer funds in various life situations, aiming for a fast and reliable money solution.

### How quickly can I get cash?

The process is designed to be very fast. You can submit an online request form in under 5 minutes, get connected with a lender, and potentially receive your extra cash shortly after.

### What are the costs and APRs?

APRs can range from a minimum of 4.95% to a maximum of 35.95%. The specific APR offered depends on individual factors like credit score and financial standing. You will receive full details of the APR and loan terms before accepting any offer.

### Is this app available on all devices?

The provided information does not specify compatibility with different operating systems or devices. It is generally assumed to be a mobile application, but specific platform availability is not detailed.

### What is a common use case for this app?

A common use case is to cover unexpected expenses such as medical bills, car repairs, or other urgent financial obligations that arise before your next payday.

## Version history (last 1 release)

### 1.0.1 — 2023-01-10

Bug Fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*