# Cash Advance USA: Payday Loans — Borrow Money Quick and Easy!

> Instant cash advance app with a finance tracker and flexible repayment. (iPhone/iPad app by Personal finance advisors Ltd.)

- Source: https://appshunter.io/ios/app/cash-advance-usa-payday-loans/id6446894290 (this page in markdown: same URL + `.md`)
- Developer: [Personal finance advisors Ltd](https://appshunter.io/developer/1679556266)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.26/5 from 105 App Store ratings · 4 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 49 MB
- Languages: English
- Released: 2023-03-30
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cash-advance-usa-payday-loans/id6446894290/reviews.md

## What is Cash Advance USA?

Introducing Ask Money - your instant cash advance solution! Say goodbye to traditional loans with long wait times. Our app provides quick and easy access to cash advances, so you can handle unexpected expenses or cover your everyday needs. Financial solutions are just a click away with Ask Money - Payday Cash Advance.

Our Process
- Submit ONE simple form 
- Carefully REVIEW your loan offer
- Receive your funds the SAME DAY

Ask Money Provides:

1. Easy Application: 
We offer a convenient and secure way to borrow money, making it easier than ever to get cash fast. Receive funds without tedious paperwork or long waits. Simply fill out one form and get a personal loan the same day.
-  No hidden fee
- No obligation
- Fast approval

Get the money you need when you need it with Ask Money!

2. Direct Deposit:
Your payday cash advance is automatically deposited into your bank account.

3. No Credit Check: 
No credit history, no problem! We never ask your credit score or conduct a credit check. 

4. Finance Tracker: 
Manage your money with ease on our Finance Tracker.  Input your income, loans, and daily expenses to get a full picture of your finances at a glance. Whether you’re looking to stay organized or just want a better way to manage your money, we’ve got you covered.

5. Best Rates & Flexible Repayment Options:
Ask Money analyses the financial market to provide users with the best possible rates and flexible installment plans for their cash advance. Repay your loan in as little as 65 days or spread it out over 84 months.

6. Fast, Secure, and User-Friendly:
We employ the highest level of security on our intuitive and easy to use app. Enjoy peace of mind with the latest encryption technology to keep your personal information safe and secure. 

MATERIAL DISCLOSURE
Annual Percentage Rate (APR)
APR ranges from 4.95% min. to 35.95% max. The APR you are offered depends on various factors, including your credit history, employment, and salary. The lender you are matched with will set the terms for the loan.

Repayment Period
The repayment period varies by loan with a min. 65 days and a max. 84 months.

Representative Example of APR
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219.79 each month.  The total amount payable will be $2,637, with a total interest of $137.48.

Privacy Policy: https://persfinadvisors.com/privacy-policy
Terms of Use: https://persfinadvisors.com/terms-of-use

## Key features

- Instant cash advances
- Simple one-form application
- Same-day fund deposit
- No credit check required
- Finance tracker included
- Flexible repayment options
- Secure and user-friendly interface

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/cash-advance-usa-payday-loans/id6446894290/reviews.md

### 1/5 — Not worth it

*2023-08-03*

Tried downloading I do all the steps but it keeps asking me to download the same app that I’m using after finishing all info.

### 1/5 — Do not use!

*2023-07-03*

They send you and your information to multiple multiple sites and you will receive endless emails, texts, etc. they are not a lending company, but a middle man that spreads your personal info out everywhere. Please do not use!!

### 1/5 — Steer clear

*2023-06-13*

They collect your personal info and back acct info with no plans of providing a loan. Very sketchy

### 1/5 — sketchy

*2023-05-04, version 1.0*

this app doesnt work scared they will do something with my info

**Developer response:** We take data privacy very seriously and do not sell any personal information to third parties. If you have any specific concerns, please reach out to our support team and we'll be happy to address them.

## Frequently asked questions about Cash Advance USA

### What is the minimum and maximum repayment period for Cash Advance USA?

The repayment period for loans through Cash Advance USA varies. The minimum repayment period is 65 days, and the maximum can extend up to 84 months.

### What is the APR range for loans offered through Cash Advance USA?

The Annual Percentage Rate (APR) for loans obtained via Cash Advance USA ranges from a minimum of 4.95% to a maximum of 35.95%. The specific APR offered depends on individual factors determined by the lender.

### Does Cash Advance USA perform a credit check?

No, Cash Advance USA does not require a credit check. The app explicitly states that no credit history or credit score is needed to apply for a cash advance.

### How quickly can I receive funds after applying with Cash Advance USA?

The app aims to provide funds on the same day. After submitting one simple form and reviewing your loan offer, you can receive your funds quickly.

### Is Cash Advance USA available on all devices?

Cash Advance USA is available on iPhone and iPad devices. It is designed for the iOS ecosystem.

### How is my personal information secured by Cash Advance USA?

Cash Advance USA employs the highest level of security, utilizing the latest encryption technology to protect your personal information. The app is designed to be fast, secure, and user-friendly.

### What are the fees associated with Cash Advance USA?

The app states there are 'no hidden fees' and 'no obligation' for the loan offer. However, a representative example shows a 3% fee on a $2,500 loan.

### How often is Cash Advance USA updated?

Cash Advance USA was last updated on August 11, 2023, with version 1.0.5. This indicates relatively recent maintenance and potential improvements.

## Version history (last 5 releases)

### 1.0.5 — 2023-08-11

Performance improvement

### 1.0.4 — 2023-08-09

Performance improvement

### 1.0.3 — 2023-07-25

Performance improvement

### 1.0.2 — 2023-07-13

Performance updates

### 1.0.1 — 2023-07-02

- Performance and stability improvements

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All apps by Personal finance advisors Ltd: https://appshunter.io/developer/1679556266

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*