# Cash Coach AI: Money Tracker — Budget Planner: Bills & Saving > AI financial coach for budgeting, expense tracking, and goal achievement. (iPhone/iPad app by KT Financial.) - Source: https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987 (this page in markdown: same URL + `.md`) - Developer: [KT Financial](https://appshunter.io/developer/1722620722) - Category: Finance - Price: Free with in-app purchases - Rating: 4.50/5 from 19 App Store ratings · 18 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 123 MB - Languages: American English - Released: 2024-09-25 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987/reviews.md ## What is Cash Coach AI? Meet your AI money coach. Cash Coach connects to your accounts, finds the money you're wasting, and answers any money question in plain English. No spreadsheets, no lectures, no judgment. Just a coach that actually knows your numbers. FIND FORGOTTEN SUBSCRIPTIONS & BILLS The average person pays for subscriptions they forgot they had. Cash Coach scans your transactions and surfaces every recurring charge: streaming services, memberships, free trials that quietly turned into paid plans, and bills that crept up in price. See everything in one list, spot what you no longer use, cancel it, and keep the difference. Most users find their first forgotten charge within minutes of connecting. ASK YOUR COACH ANYTHING "Can I afford this trip?" "Where did my paycheck actually go?" "Should I pay off my card or build savings first?" "How much did I spend on food delivery last month?" Ask in plain English and get straight answers built from your real transactions, not generic internet advice. Your coach explains what's happening with your money and what to do next, like a financially savvy friend who never gets tired of your questions. BUDGETS THAT BUILD THEMSELVES Link your bank once and your spending is pulled in and categorized automatically. Your budget updates itself in real time while you live your life. Prefer hands-on control? Edit categories in bulk, set custom limits for the things you care about, and get a heads-up before you overshoot, not after. PAY OFF DEBT, HIT YOUR GOALS Set a payoff plan for your cards or loans and watch your payoff date get closer every month. Build savings goals for the things that matter, from an emergency fund to a vacation, and let your coach break them into weekly wins, track your progress, and celebrate with you. BANK-GRADE SECURITY, ALWAYS Your connection is powered by Plaid, the same technology trusted by most major US banks and thousands of financial apps. Your data is protected with 256-bit encryption. We never see or store your bank login, and we never sell your data. Your money information stays yours. SIMPLE, TRANSPARENT PRICING Start with a free trial and see what Cash Coach finds. Then it's $6.99/month or $49.99/year. Cancel anytime in one tap, no hoops, no hidden steps. Download Cash Coach and ask your first question. Your coach is ready. Privacy policy: https://cashcoach.ai/privacy-policy Terms of service: https://cashcoach.ai/terms ## Key features - AI-powered financial insights - Smart budgeting and expense tracking - Automated transaction categorization - Goal setting and progress tracking - Debt management strategies - Secure bank account linking ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Premium | $6.99 | per month | | Yearly Premium | $49.99 | per year | | Yearly Premium Legacy | $49.99 | per year | | Monthly Premium | $6.99 | per month | | Yearly Premium | $49.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Cash Coach AI - Lifetime | Free | one-time | ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987/reviews.md ### 5/5 — 5 star *2026-08-15, version 1.16.15* Awesome app! Love how intuitive and easy it is! Highly recommend! ### 5/5 — Best Financial Planning App *2026-08-11, version 1.16.14* I thought this was just a budgeting application, but it’s way more than that!! The AI really helps you manage your finances and provides excellent advice. I use this for all my financial planning needs now! ### 5/5 — Just the nudge I needed *2026-08-06, version 1.16.14* I check this app at least weekly to see if I’m on track with spending. The monthly wrap up is great and it categorizes my Amex transactions perfectly. Can’t wait to see what’s next. ### 1/5 — 玩不起 *2026-06-07* 玩不起就不要搞限免活动骗下载量了 ### 5/5 — Great App *2026-05-19, version 1.14.6* Exactly what I’ve been looking for. ### 5/5 — Nice budget tracker *2025-11-21, version 1.11.10* It has potential to be a great budget tracker. It has nice set of categories that is already AI categorized. You can also edit and choose from in case it was wrongly categorized. The budget metrics are good too. The only question is how safe is the account linking? ### 5/5 — …And it’s just the beginning!! *2025-11-19, version 1.11.9* First off, l LOVE this app!!! I know you're in your infancy but it's already blown me away! It's the first budgeting app I've come across that actually automatically pulls your bank information and transactions without having to manually input them! I've been wanting this for so long I can't even imagine someone's finally done it!! Yes, there are areas of improvement but I know they're actively working on still building the app and offer many ways to send suggestions, including through the Al! Get this app now, you won't be sorry, and you'll thank yourself later! Keep up the amazing work!! ### 5/5 — Cool ai *2025-10-12, version 1.11.2* The AI is surprisingly good ### 5/5 — Love tracking my subscriptions *2025-10-12, version 1.11.2* I love seeing all my upcoming bills / found some I didn’t even realize I still had! ### 5/5 — Great potential *2025-08-15* I love the chat feature and ability to query my spending in plain language. Love that’s it’s free with no ads! **Developer response:** Thanks so much for the great feedback. We’re glad to hear Cash Coach AI is saving you time. We’re always working to make the app even more helpful, and we have more great features coming soon! - Team Cash Coach AI ## Frequently asked questions about Cash Coach AI ### Is Cash Coach AI free to use? Yes, Cash Coach AI is free to use. Users have reported it is free with no ads, as mentioned in recent reviews. The app is available for iPhone and iPod devices. ### How secure is my financial data with Cash Coach AI? Your financial data's security is a top priority. The app securely connects your bank accounts using bank-level encryption to protect your sensitive information and provide peace of mind. ### What kind of financial goals can I set with Cash Coach AI? You can set clear, achievable financial goals such as saving for a vacation or building an emergency fund. The app provides a personalized plan with milestones to help you stay motivated and on track. ### How does Cash Coach AI help with debt management? Cash Coach AI offers a clear, actionable strategy for managing and reducing debt. It provides progress tracking to help you work towards becoming debt-free. ### How often is Cash Coach AI updated? The latest version of Cash Coach AI is 1.13.8, which was last updated on March 25, 2026. This indicates a commitment to ongoing development and improvements. ### What devices does Cash Coach AI support? Cash Coach AI is currently supported on iPhone and iPod devices. The app is rated for users aged 17 and older. ### Can I automatically track my expenses with Cash Coach AI? Yes, the app automatically tracks and categorizes your expenses as they happen after securely linking your bank accounts. This provides clear, intuitive visualizations of your spending patterns. ### What makes Cash Coach AI different from other budgeting apps? Cash Coach AI stands out as an all-in-one financial solution offering a true AI coach for personalized advice, automated tracking, and goal-oriented plans, aiming to save users time and reduce financial stress. ## Version history (last 5 releases) ### 1.16.17 — 2026-08-18 What’s New: • We’ve made additional changes to the app’s design and stability for a smooth and user-friendly experience. ### 1.16.15 — 2026-08-11 What’s New: • We’ve made additional changes to the app’s design and stability for a smooth and user-friendly experience. ### 1.16.14 — 2026-07-31 What’s New: • We’ve made additional changes to the app’s design and stability for a smooth and user-friendly experience. ### 1.16.13 — 2026-07-29 What’s New: • We’ve made additional changes to the app’s design and stability for a smooth and user-friendly experience. ### 1.16.7 — 2026-07-20 What’s New: • We’ve made additional changes to the app’s design and stability for a smooth and user-friendly experience. ## Apps similar to Cash Coach AI | App | Rating | Price | Category | | --- | --- | --- | --- | | [Loan Calc: Easy EMI Calculator](https://appshunter.io/ios/app/loan-calc-easy-emi-calculator/id6450543887) | 4.6 (45) | Free | Finance | | [SmartWallet - Budget Manager](https://appshunter.io/ios/app/smartwallet-budget-manager/id6743027963) | — | Free | Finance | | [Allowance Tracker - Acorn](https://appshunter.io/ios/app/allowance-tracker-acorn/id6742759864) | 4.9 (8) | Free | Finance | | [Envelope Budget - Kualia](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367) | 4.6 (46) | Free | Finance | | [SUMA Wealth](https://appshunter.io/ios/app/suma-wealth/id1593442598) | 4.5 (18) | Free | Finance | | [Lydia AI Budgeting Coach](https://appshunter.io/ios/app/lydia-ai-budgeting-coach/id6737857464) | 4.9 (24) | Free | Finance | ## Related topics [lydia ai budgeting coach](https://appshunter.io/ios/topics/lydia-ai-budgeting-coach) · [wealth power financial tracker](https://appshunter.io/ios/topics/wealth-power-financial-tracker) · [personal financial coach](https://appshunter.io/ios/topics/personal-financial-coach) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*