# Cash Flow Planner — Expense tracker & budget tool

> Personal finance app for tracking income, expenses, and budgets. (iPhone/iPad app by Erik Wegener.)

- Source: https://appshunter.io/ios/app/cash-flow-planner/id1436749337 (this page in markdown: same URL + `.md`)
- Developer: [Erik Wegener](https://appshunter.io/developer/424482392)
- Category: Productivity, Finance
- Price: Free (on sale, was $2.99)
- Rating: 4.60/5 from 304 App Store ratings · 45 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.4 · 4 MB
- Languages: American English
- Released: 2018-10-07
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews.md

## What is Cash Flow Planner?

Cash Flow Planner is a simple personal finance app that helps you track your income and expenses, plan ahead, and stay in control of your finances.

Features:
• Add one-time and recurring transactions
• Organize transactions using custom categories
• Create budgets for your expenses
• Set income targets
• Explore and filter transactions
• Track trends with charts
• Securely sync and back up your data with iCloud

Start using Cash Flow Planner today and take control of your hard-earned money.

## Key features

- Track income and expenses
- Record recurring transactions
- Create custom categories
- Set budgets for expenses
- Set income targets
- iCloud data sync

## What do users think of Cash Flow Planner?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 👍 Simple and uncomplicated
- 👍 Great for cashflow planning
- 👍 No bank linking required
- 👍 Clean look
- 👍 Lightweight and private
- 👍 No ads or junk
- 👍 Good for basic budgeting
- 👍 Customizable categories
- 👍 Helpful for saving money

**Cons**

- 🐛 Unreadable text in dark mode
- 🐛 Math drops cents to lower dollar
- 🐛 Too rigid, lacks customization
- 🐛 No reports or comparisons
- 🐛 Filter feature not working
- 🐛 Font disappears when adding/changing categories

**Commonly reported bugs**

- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions

**Most requested features**

- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color
- Notes feature for categories
- Recurring expenses with weekly/bi-monthly option
- Ability to click on categories for breakdown
- Carry balances forward monthly
- Trend reports
- Ability to split expenses across categories
- More options or icons
- Homepage shows budget to the penny
- Alert on abnormal expenses
- Vendor info
- Comparison of expenses to last month

## Recent user reviews (10 of 45)

All indexed reviews: https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews.md

### 5/5 — Cash Flow

*2026-08-16, version 1.2*

I see graphics now. Thank you!

### 5/5 — Recommend

*2026-08-14, version 1.2*

Excellent app I ever used to track my money flow

### 5/5 — Simple and sober

*2026-01-17*

5 star for free app
Must use and don’t waste money for another apps

### 4/5 — opus

*2025-10-28, version 1.1*

good job

### 4/5 — screen color

*2025-06-06, version 1.1*

I’ve set my phone screen to black for battery saving and eye comfort, but this app also turns completely black, making the text unreadable. It would be great if there was an option to adjust the background color within the app

### 1/5 — Dark Mode

*2025-03-24, version 1.1*

Difficult to see Alpha Numeric when phone is in Dark Mode

### 3/5 — Needs a fix for UI

*2025-02-20, version 1.1*

My system is set to dark mode and the app follows the same. The problem is the text on the 4th menu is all black and very hard to read. Also no way to change the app light or dark preference in app.

### 5/5 — Nice easy to use

*2025-01-31, version 1.1*

It would be nice to have some reports by week or month

### 5/5 — opus

*2025-01-27, version 1.1*

nice

### 3/5 — Eigentlich ganz gut …

*2024-12-25*

leider wird bei dunklem Thema bei der Erfassung der ´Transactionś der Feld-Text in schwarzer Schrift auf schwarzem Hintergrund angezeigt und ist somit nicht zu lesen. Bitte ändern !

**Developer response:** Behoben in v1.2!

## Frequently asked questions about Cash Flow Planner

### What does Cash Flow Planner do?

Cash Flow Planner is a personal finance application designed to help you meticulously track your income and expenses. It allows you to record both one-time and recurring financial activities, set up custom spending categories, and establish budgets for your expenses and targets for your income.

### What are the key features of Cash Flow Planner?

Key features include the ability to record one-time and recurring transactions, create your own expense categories, set up budgets for spending, and define targets for income. The app also provides an overview on the Home screen and detailed transaction views, with iCloud synchronization for data backup.

### Is Cash Flow Planner free to use?

Yes, Cash Flow Planner is a free application. Based on the provided information, there are no in-app purchases or advertisements, indicating it is entirely free for users.

### How does Cash Flow Planner help with budgeting?

The app allows you to set up specific budgets for your expenses, enabling you to monitor your spending against your planned limits. You can also set targets for your income, providing a comprehensive view of your financial inflows and outflows to aid in better financial planning.

### Can I sync my data across devices with Cash Flow Planner?

Yes, the application supports data synchronization via iCloud. This feature ensures that your financial data is backed up and can be accessed or updated across multiple devices, providing a seamless experience.

## Version history (last 3 releases)

### 1.2 — 2026-08-10

• Added a Net Income and Net Target section to the Home screen
• Improved month selection, including support for future months
• Removed rounding from totals
• Separated one-time and recurring transactions in the Transactions tab
• Added a Charts tab
• Added CSV export
• Added a setting to override the system appearance with light or dark mode
• Added long-press actions to rows on the Home screen
• Improved accessibility throughout the app
• Added support for Liquid Glass
• Improved performance and fixed bugs

### 1.1 — 2024-05-27

• Minor improvements

### 1.0 — 2018-10-07

No release notes.

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## More apps by Erik Wegener

- [Key Cloud Password Manager](https://appshunter.io/ios/app/key-cloud-password-manager/id473515839)
- [Key Cloud Pro Password Manager](https://appshunter.io/ios/app/key-cloud-pro-password-manager/id506738006)
- [Math Rocket – Solve Equations](https://appshunter.io/ios/app/math-rocket-solve-equations/id1074373097)
- [One Brain](https://appshunter.io/ios/app/one-brain/id1229367064)
- [Math Flash Brain Training](https://appshunter.io/ios/app/math-flash-brain-training/id1229460445)
- [Freaky Focus](https://appshunter.io/ios/app/freaky-focus/id1250123815)

All apps by Erik Wegener: https://appshunter.io/developer/424482392

## Related topics

[cash flow planner](https://appshunter.io/ios/topics/cash-flow-planner) · [cash tracker flow](https://appshunter.io/ios/topics/cash-tracker-flow) · [cashflow](https://appshunter.io/ios/topics/cashflow) · [cashflow forecaster](https://appshunter.io/ios/topics/cashflow-forecaster) · [cash flow project](https://appshunter.io/ios/topics/cash-flow-project)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*