# Cash Lender - IOU & Loans — IOU & Loans/Payments Manager

> App for tracking loans, IOUs, and money owed or due. (iPhone/iPad app by Sockii Pty Ltd.)

- Source: https://appshunter.io/ios/app/cash-lender-iou-and-loans/id1180859778 (this page in markdown: same URL + `.md`)
- Developer: [Sockii Pty Ltd](https://appshunter.io/developer/441413691)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.30/5 from 145 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 33 MB
- Languages: American English
- Released: 2017-01-23
- Data updated: 2026-09-03
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/cash-lender-iou-and-loans/id1180859778/reviews.md

## What is Cash Lender?

"If you constantly lend money out but forget to get back what you're owed, Cash Lender is a good app to try out." - TUAW.com

Cash Lender is the only IOU/debt manager app you will ever need! Designed to be easy and quick to use in mind, you will never lose track of your money again!

Cash Lender will help you manage your money easily. You will never forget to collect debts from your friends, family or colleagues or pay back the money you owe them!

KEY FEATURES
- Cloud Sync services (iCloud, Dropbox).
- Local Sync (365 Direct Sync).
- Ability to manage multiple people.
- Loans with interest (Compound and simple)
- Lending and borrowing money (incoming and outgoing debts)
- Partial repayments.
- Individual currencies for each person.
- Passcode and Touch ID protection.
- Built-in ability to email your debt reminder.
- Export history as CSV file.
- Export history out via SMS/Message/Email.
- Backup and restore you data.
- Ability to set debt due dates with reminders using notifications.
- Quick view of total sum of debts per person.
- Payments history
- Widget Support

Cloud and Local Sync
Have the option to sync your data on iCloud, Dropbox or locally. You can even sync your data to your other devices!

Manage Multiple People
Manage debts/IOU's with multiple people with the ability to assign a photo and a short note about each person.

Supports Lending and Borrowing
Whether you are lending or borrowing money from your friends, this app will help you manage it.

Interest Support
Compound and simple interest is supported per each individual loan.

Security Passcode
Keep your data safe with the built in passcode and Touch ID. Only you will be able to access your data.

Payment/Debt Reminders
You can set due dates for each debt so you will be reminded via notifications. You can even email them with one touch to remind them for the payment.

Partial Payments
Has the ability to support partial payments. Since sometimes they can not always pay the full amount back in time, you can have partial payments and keep track of how much they still owe you.

Exporting
Easily export the transaction history as a CSV file to iTunes file sharing or by email. AirPrint is also supported, so if you have an AirPrint compatible printer, you can print your history right from your device!

SMS/Messaging is also supported, so you can send transaction histories on the go.

An active subscription is required to use the application.

*The subscription will have options between 1-month (USD$0.99) and 1-year (USD$6.99) durations, with 1-month subscription providing a 1-week trial period (one time use only). 

Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. No cancellation of the current subscription is allowed during active subscription period.

Privacy Policy - http://cashlender.software/privacy.html
Terms of Use - http://cashlender.software/terms.html


SUPPORT 
Please write to us instead of submitting bugs or questions in an App Store review.

Visit us at www.sockii.com 
Contact us at support@sockii.com

## Key features

- Cloud and local data sync
- Manage multiple contacts
- Lending and borrowing tracking
- Interest calculation (simple & compound)
- Partial payment support
- Debt reminders and email notifications
- Data export (CSV, SMS, Email)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| All Access | $1.99 | per month |
| All Access | $19.99 | per year |


## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/cash-lender-iou-and-loans/id1180859778/reviews.md

### 4/5 — Everything that I was looking for.

*2026-07-12*

Unfortunately there is no way you can talk to them. They do not reply to emails. There are some bugs which do not allow the app to function at fully even after having a subscription. Examples: When trying to share the owe money it puts wrong info on it, and sometimes it takes a while to update the info after deleting it keeps appearing as it was never deleted before l.

### 4/5 — Good app needs enhancement

*2025-09-24*

Modify this so it can be used for payment for services . Allow 0 entry to indicate no service was performed on that day . Good idea get monthly positions or net balance during a time period

### 5/5 — Great Experience

*2025-02-12*

It’s very easy and excellent technology

### 1/5 — I’m not paying for this

*2023-08-13*

Wow, you actually want me to pay a subscription for this app?

Must be a record for how fast I’ve deleted one.

### 1/5 — Not free or trial

*2023-06-23*

Not free. Have to pay to use. It should state that.

### 2/5 — Lack of Improvement

*2022-04-08, version 3.2.0*

There’s just no more improvements to this app

### 5/5 — Love it

*2022-03-24*

Great app

### 1/5 — Terrible

*2022-02-20*

DO NOT WASTE YOUR TIME

### 1/5 — Needs Work!

*2021-12-06*

Can’t find how to change period of loan, which is currently set at 5 years only. 🤔 I’ve tried everything to change a loan payment to monthly for 10 years. I need to have the opportunity to have different loan lengths.

### 1/5 — Disappointed

*2021-10-06*

I downloaded this app and paid for a year only to find that it doesn’t really do what it claims to do.  There’s nowhere to enter scheduled payment amounts, late fees, etc.  Not useful to me at all.  🙁

## Frequently asked questions about Cash Lender

### What does Cash Lender do?

Cash Lender is an IOU and debt manager app designed to help you easily track money lent out and money you owe. It ensures you don't forget to collect debts or repay what you owe to friends, family, or colleagues.

### What are the key features of Cash Lender?

Key features include cloud and local data synchronization, management of multiple people and their debts, support for loans with simple and compound interest, tracking of partial repayments, individual currency settings, passcode and Touch ID protection, debt due date reminders with notifications, and data export options.

### How much does Cash Lender cost?

Cash Lender operates on a subscription model. Users can choose between a 1-month subscription for $0.99 or a 1-year subscription for $6.99. The 1-month subscription includes a one-time 1-week trial period.

### Is my data secure with Cash Lender?

Yes, the app offers robust security features. You can protect your data with a passcode and Touch ID, ensuring that only you can access your financial records. This prevents unauthorized access to your lending and borrowing information.

### Can I use Cash Lender to track loans with interest?

Absolutely. The app supports tracking loans with both simple and compound interest. You can set up individual interest rates for each loan, and the app will calculate the accrued interest, providing a clear picture of the total amount owed.

## Version history (last 5 releases)

### 3.2.1 — 2025-09-05

Bug fixes and improvements.

### 3.2.0 — 2021-05-01

- Bug fixes.

### 3.1.12 — 2020-09-07

- Bug fixes.

### 3.1.11 — 2019-12-16

- Bug fixes.

### 3.1.10 — 2019-09-05

Bug fixes.

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All apps by Sockii Pty Ltd: https://appshunter.io/developer/441413691

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*