# Cash Predict — Bills, Budget, Forecasts > Financial forecasting app for planning future income, expenses, and savings. (iPhone/iPad app by Softgroup Technology LLC.) - Source: https://appshunter.io/ios/app/cash-predict/id6444193844 (this page in markdown: same URL + `.md`) - Developer: [Softgroup Technology LLC](https://appshunter.io/developer/1356250709) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.80/5 from 30 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 36 MB - Languages: American English, Brazilian Portuguese - Released: 2022-11-06 - Data updated: 2026-10-08 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/cash-predict/id6444193844/reviews.md ## What is Cash Predict? Know what your money can do next. Cash Predict helps you see your future balance, stay ahead of bills, and plan for the life you want. Start with your current account balances, add your expected income and scheduled payments, and see how your finances could change over the coming months and years. SEE YOUR CASH FLOW AHEAD Forecast daily balances up to one year ahead. See when money is coming in, when bills are due, and where a cash shortfall could appear. Adjust your plan and see the effect on your savings and net worth. EXPLORE UP TO 30 YEARS Future Outlook takes your plan further. Explore projections from 5 to 30 years, adjust inflation, income growth, and savings returns, and see how scheduled commitments ending could affect your future finances. ASK SIRI AND BUILD SHORTCUTS Check account balances, upcoming bills, financial reports, goals, and forecasts. Update balances, record daily spending, and mark scheduled bills as paid or income as received. Test a one-time purchase or monthly income change against your cash flow before changing your plan. Open-ended financial questions require Apple Intelligence on a supported device running iOS 27 or later. UNDERSTAND YOUR FINANCIAL PICTURE See actual versus budgeted totals, recorded net worth progress, and interactive cash flow, savings, and category charts. Get insights about projected shortfalls, emergency savings, debt, and progress toward your goals. KEEP ACCOUNTS AND BILLS ORGANIZED Manage cash, savings, credit cards, debt, and other assets in one place. Set savings goals, schedule recurring income, expenses, and transfers, and choose reminders for upcoming payments. EXPLORE YOUR OPTIONS See how a new expense, a pay rise, or a larger savings contribution could change your forecast. Export your one-year budget to your preferred AI app when you want to explore it further. EASY TO START, EASY TO KEEP CURRENT Guided setup helps you create your starting budget. Keep balances updated without connecting your bank. Use widgets for a quick look at your forecast and upcoming bills, and sync your financial records between devices through iCloud. NO ACCOUNT OR BANK LOGIN REQUIRED Your financial records are stored on your devices and synced through iCloud. You choose whether to export them to another app; that service's privacy practices apply when you share. FREE TO USE, OPTIONAL PLUS Use Cash Predict with ads, or choose the optional Plus subscription for an ad-free experience and to support continued development. Plus is an annual auto-renewing subscription. Payment is charged to your Apple Account. It renews unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. Privacy Policy: https://cashpredict.app/privacypolicy.pdf Terms of Service: https://cashpredict.app/termsofservice.pdf ## Key features - Financial future forecasting - Debt payoff timelines - Bill payment feasibility - Savings goal setting - Recurrent income/expense scheduling - Bill reminders - iCloud sync - Financial simulations ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Plus | $9.99 | per year | ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/cash-predict/id6444193844/reviews.md ### 5/5 — I've been on the hunt for this for SO long! *2026-06-29* This is the first budgeting app that I've found that does ACTUAL budget forecasting, with real-time updates and cash level monitoring so that you can easily see where you stand at any given time. It's AMAZING and has been such a game changer for me! If I could give this app 1,000 stars I would. I've gone from a seriously struggling budgeter to looking forward to checking in on what I affectionately call my "wizard app" every morning. Seeing where and when we can expect to have excess cash gets me excited to save! This app is a treasure! 🙌 **Developer response:** Thank you so much for your kind words and for describing your experience with such enthusiasm: we truly appreciated it. Feedbacks like yours is what fuels our team’s passion for delivering a great product. 🙏🎉 ### 1/5 — Horrendous UI and functionality *2026-05-10* Numbers spilling over themselves, basic fields on the front page completely illegible. I hoped for a 5 star budgeting app there would be more functionality than a calculator but I was wrong. Also a banner ad taking up 20% of the screen? Reviews must be botted. ### 5/5 — Fantastic *2026-05-08* This is an essential piece of software for me. My finances revolve around it and I have used it everyday for a couple years. **Developer response:** Your support is very much appreciated. Thank you. ### 4/5 — Simple and effective cash flow forecasting *2025-12-13* Just about exactly what I needed - it shows when my near-zero-interest checking account will dip and need a cash infusion from savings. So I can keep more of my money earning interest in high-yield savings. The interface took some effort to figure out, but it has been worth it. I subscribed, hoping my meager $9.99/year will help keep the app alive! ### 5/5 — Exactly what i’m looking for! *2025-10-20* Great app! Easy to use! So happy to have found this app. It complements so well with the budget and expense tracker that I use. Thank you so much! 😊 ### 5/5 — Cash flow and Dreaming *2025-08-06* Seriously, more people should utilize apps like this. It allows you to see cash flow in real estate without all of the cluttered stuff of a lot of the other apps. It allows me to see potential savings and put real numbers in and stay on top of things with easy swipe left or right and quick editing allows me to get a real grasp on my finances and more of an analog approach instead of all the fancy ones that have too much. **Developer response:** Thank you so much for your fantastic review! We truly appreciate your support and are thrilled to hear that you had a great experience with Cash Predict. Your feedback means a lot! ### 5/5 — The best forecasting app *2025-04-18* This app is exactly what I’ve been looking for. It allows you to see how much money you will have in 3 months, 6 months, or a year from now if all of your bills and income stay exactly the same. There may be other apps out there that do it but, they don’t look as clean and aren’t free with ads like this one. I enjoy using it every day. It deserves every star. Well done. The only suggestions I would like to see are, make it easier to enter an expense that is not recurring, so we don’t have to deselect “no end date” and then enter “0 installments left”. Make the categories customizable instead of only giving us limited choices. Make it possible to click into the categories forecast so that we can see which expenses are contributing to the category total. Lastly, make it possible to forecast beyond 1 year. If you do these things, I would love it even more, and the app will be absolutely untouchable and in a league of its own. **Developer response:** Thanks a bunch for your support and taking the time to send these suggestions! We’re always excited to hear from our users. We’ll keep these ideas in mind for future updates. ### 5/5 — A little bit like Microsoft money! *2024-09-15* Just downloaded the app, and so far so good. The forecasting is a little bit like Microsoft money, and that app was fabulous, but Microsoft did away with it. I always wondered why somebody didn’t develop a program to mimic that Microsoft budgeting forecasting app/feature. Suggestion would be to be able to drill down onto the data points to see the transactions, resulting in that balance number. Great job! **Developer response:** Thank you for the nice words and for supportting our work. Indeed, Cash Predict was inspired by MS Money, which was a great app back in the day. Regarding your drill down question, on the dashboard, there's a calendar you can tap on a day and see the recurrents and end balance for that specific date. Hope you enjoy your experience. ### 5/5 — I've been on the hunt for this for SO long! *2024-06-24* This is the first budgeting app that I've found that does ACTUAL budget forecasting, with real-time updates and cash level monitoring so that you can easily see where you stand at any given time. It's AMAZING and has been such a game changer for me! If I could give this app 1,000 stars I would. I've gone from a seriously struggling budgeter to looking forward to checking in on what I affectionately call my "wizard app" every morning. Seeing where and when we can expect to have excess cash gets me excited to save! This app is a treasure! 🙌 **Developer response:** Thank you so much for your kind words and for describing your experience with such enthusiasm: we truly appreciated it. Feedbacks like yours is what fuels our team’s passion for delivering a great product. 🙏🎉 ### 5/5 — Great App! *2023-07-17* I tried many of these tools. This one is simple has just the right features, not over done, looks great and easy to navigate. Also I had a small upgrade issue and their support was super helpful. Would recommend and subscribe to support. It’s a super fair price. **Developer response:** Hi there, We really appreciate the nice feedback. Thank you for supporting Cash Predict. ## Frequently asked questions about Cash Predict ### What is Cash Predict's primary focus? Cash Predict focuses on forecasting your financial future by helping you plan ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth, rather than dwelling on past spending. ### How does Cash Predict ensure user privacy? Cash Predict guarantees total privacy by not requiring a user account, allowing you to stay anonymous. Your data is stored exclusively on your devices and iCloud, with no data leaks or sharing of financial information. ### What kind of financial insights can I get from Cash Predict? You can learn when you'll pay off debts, if you'll have enough money for bills, if you can afford unexpected expenses, how long it will take to achieve short-term goals, how much you can save, and if your net worth is growing or shrinking. ### Can I simulate financial changes in Cash Predict? Yes, Cash Predict allows you to easily disable or enable recurrent financial events and immediately see the impact of changes like a salary increase, a new expense, or increased savings on your budget for up to one year in the future. ### What devices does Cash Predict support? Cash Predict is available on Apple devices, including the Apple Watch, iPhone, and iPad. It also features iCloud Sync to automatically synchronize your data across all your Apple devices. ### How often is Cash Predict updated? Cash Predict was last updated on April 22, 2025, indicating a commitment to ongoing development and improvements. The latest version is 3.2. ### What are the subscription options for Cash Predict? Cash Predict offers a 'Plus' subscription plan at $9.99 per year. This plan likely provides access to premium features beyond the free version. ### Does Cash Predict have ads? No, Cash Predict does not contain advertisements. The app is free to download and use, with optional in-app purchases for enhanced features. ## Version history (last 5 releases) ### 27.0.1 — 2026-10-07 • Plan further ahead with Future Outlook: explore up to 30 years with adjustable inflation, income growth, and savings returns. • Use Siri and Shortcuts to check balances, review forecasts, update accounts, and record payments. • Test purchases and income changes against your cash flow. • Get financial insights about upcoming shortfalls, emergency savings, debt, and goals. • Explore a refreshed dashboard with actual versus budgeted totals and net worth progress. • Include Other Assets in your financial picture. • Improved forecast calculations, bill reminders, and layouts. ### 27.0 — 2026-10-06 • Plan further ahead with Future Outlook: explore up to 30 years with adjustable inflation, income growth, and savings returns. • Use Siri and Shortcuts to check balances, review forecasts, update accounts, and record payments. • Test purchases and income changes against your cash flow. • Get financial insights about upcoming shortfalls, emergency savings, debt, and goals. • Explore a refreshed dashboard with actual versus budgeted totals and net worth progress. • Include Other Assets in your financial picture. • Improved forecast calculations, bill reminders, and layouts. ### 3.2.2 — 2026-09-24 Fixes the missing bottom navigation bar on iOS 27. ### 3.2.1 — 2026-05-22 Fixes an error on macOS where subscriptions can't be restored. ### 3.2 — 2025-04-22 - NEW Share with AI feature. Now you can easily share your budget with your preferred AI app and start getting incredible insights on your finances. ## Apps similar to Cash Predict | App | Rating | Price | Category | | --- | --- | --- | --- | | [Kualto - Forecast Budgeting](https://appshunter.io/ios/app/kualto-forecast-budgeting/id1217021017) | 4.6 (68) | Free | Finance | | [ForecastAI: Budget Tracking](https://appshunter.io/ios/app/forecastai-budget-tracking/id1581268829) | 4.7 (13) | Free | Finance | | [Money Forecast: CashFlow](https://appshunter.io/ios/app/money-forecast-cashflow/id1030505828) | 4.3 (76) | Free | Finance | | [Foreseenly™ Cash Flow Forecast](https://appshunter.io/ios/app/foreseenly-cash-flow-forecast/id965047409) | 4.7 (170) | Free | Finance | | [Runrate](https://appshunter.io/ios/app/runrate/id6476164801) | 4.9 (38) | Free | Finance | | [Cashflows Pro](https://appshunter.io/ios/app/cashflows-pro/id1543829197) | 4.5 (20) | $2.99 | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*