# Cash Tracker: Spending, Budget — Private Personal Money Manager > Private personal finance manager for tracking spending, income, and budgets without bank logins. (iPhone/iPad app by Paul Bennie.) - Source: https://appshunter.io/ios/app/cash-tracker-spending-budget/id1351647656 (this page in markdown: same URL + `.md`) - Developer: [Paul Bennie](https://appshunter.io/developer/923922415) - Category: Finance - Price: Free with in-app purchases - Rating: 3.00/5 from 9 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 8 MB - Languages: American English - Released: 2018-03-19 - Data updated: 2026-06-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/cash-tracker-spending-budget/id1351647656/reviews.md ## What is Cash Tracker? Keep your own financial records across multiple banks, cards, accounts and cash, and keep track of your income, expenses, spending and budget. Private and secure, it does not require logging on or disclosing your bank passwords. Simple budget setup and categorized tracking of income and expenses. Simple and free to use with low cost additional features available, it's a complete personal finance management solution. CashTracker tracks your finances independently of your bank. • Keep track of your spending • Keep track of your account balances • Keep track of loans • Simple budget set up • Track your spending vs budget • Avoid missed payments, overdrawn accounts, exceeded credit limits CashTracker - your personal finance manager in your pocket! Concerned about privacy? This is the finance and budgeting app for you! PRIVACY FEATURES • No account set up • No log in • No sharing of your information with unknown third parties • No need to divulge your banking log in passwords • Your data is stored only on your device and accessible only by you All of the above is possible because CashTracker does NOT link to your bank accounts. You have to enter your own data. Some may say that's too hard. Others just really don't want to share their private financial information. Regardless, there are some silver linings to this! CashTracker’s streamlined design makes it quick and easy to enter your spending, as you spend it. CashTracker Pro has recurring payments, allowing your regular payments to be entered automatically. And the biggest bonus of all. Time spent entering transactions is not wasted! Instead of being a passive observer of what has already happened, you are an active participant. You are now much more aware of every dollar you spend and what you are spending it on. Participation and awareness are integral parts of budgeting success, so you are more likely to achieve your financial goals, as you are simply more involved in the process. OTHER BENEFITS • Categorize your spending the way you want. You are not locked into an auto categorization algorithm with a mind of it's own. • Your balances and reports are always up to date. No waiting for days for transactions to be processed by your bank or card provider. • Works offline • Works with cash or virtual transactions (transactions not going through a bank account) • You can choose to share (or not) with your private iCloud account (for syncing your other devices) HOW IT WORKS Enter your day to day spending, as you spend it, and always know exactly where you stand financially. Track your spending, income and all your account balances. CashTracker helps you set budgets and stick to them, a sure way of getting your finances under control. PERFECT FOR • Bank accounts • Credit cards • Debit Cards • Loans • Cash • Virtual accounts • Buy now, pay later accounts (BNPL) The basic version of CashTracker is free to download and use, with additional features available if or when you need them. That way you only pay for the features that you actually need and will use.  There are no ongoing monthly or yearly fees. You pay for the features you want... that's it! FEATURES • Clear, uncluttered design • All your account and card balances in the one place • Quick and easy data entry • Spending vs budget progress indicator • Categorized spending • Sync multiple devices EXTRA FEATURES YOU CAN PURCHASE • Additional accounts and cards • Additional custom expense categories • Expenses trend • Recurring payments • Photograph receipts • Built in calculator There are many expense tracking apps available, and I am not saying that this is the best one. But I did build it out of frustration with the other apps that I tried and yes, I do use CashTracker myself! Give it a try, maybe it's right for you! ## Key features - Track income and expenses - Manage multiple accounts (banks, cards, cash) - Set and track budgets - Private and secure data storage - Categorize spending manually - Works offline - Recurring payment setup (Pro) ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | CashTracker Premium | $3.99 | one-time | | CashTracker 15 Accounts | $1.99 | one-time | | CashTracker 15 Categories | $1.99 | one-time | | CashTracker 6 Cards | $3.99 | one-time | | CashTracker Pro 3 Months | $1.99 | one-time | | CashTracker Pro 6 Months | $3.99 | one-time | | CashTracker Pro 12 Months | $5.99 | one-time | | CashTracker 30 Accounts | $1.99 | one-time | | CashTracker 30 Categories | $1.99 | one-time | | CashTracker 1000 Transactions | $4.99 | one-time | ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/cash-tracker-spending-budget/id1351647656/reviews.md ### 5/5 — Does the Job! *2020-12-31* I thought l would try this and it has been the best. User friendly and easy to navigate. When l bought some of the extra features l was delighted with how well l could monitor my spending even better. Highly recommend!! ### 3/5 — Not sure what happened... *2020-12-13* I really like this app, it helps me to stay organized.... however, after I updated this app my paid version (which I paid $1.99) is no longer available? It’s as if it went back to the original limited one. I have to pay $0.99 to be able to use the same feature I once paid.... If it wouldn’t be for this issue I would give it a 5 star.... otherwise it’s a 3 for me. Disappointing.... ### 1/5 — Stopped Working *2020-07-15* I got the app not even 10 minutes ago, and it was working fine. I went to enable a pass code and as soon as I did, the app crashed and wouldn’t turn on again. Extremely disappointed. 🙄 ### 5/5 — Works as expected *2020-05-18* My friends and I are starting A flipping career trying to get a decent dirt bike. This app allows us to easily follow how much we’re making versus how much were spending. ### 1/5 — Doesn’t work. *2019-12-01* Upgraded paid the £2 and app doesn’t work all of a sudden crashes every time. 🤷‍♀️ ### 5/5 — Perfect! Just what I needed *2019-05-24* I was looking for an app to track the cash I keep in my wallet, this I exactly what I needed :) ### 5/5 — Great! *2019-04-13* Simple easy to use 👏 just what i was looking ### 1/5 — Non functioning app *2019-03-02* So the app seems genuine until you purchase the first add on then the application crashes and will not function. ### 5/5 — Simplistic! *2019-01-02* Thank you so much! I’ve been looking for an app like this for too long! ### 1/5 — Just doesn’t work *2018-12-22* It worked for a little while, but when I tried to add a new account, it tried and failed to connect to iCloud. (No reason it shouldn’t have; my network connection is otherwise fine.) Per the app’s suggestion, I went into system settings and switched off its access to iCloud, and the app just plain wouldn’t launch. I even tried turning iCloud back on, and it still won’t launch. You’d think a ledger for tracking your cash balance, and nothing else, would be the simplest thing in the world to program. Shows what I know. **Developer response:** I am sure there is a simple solution to your problem. Please contact me via the link in the app, and I will help you resolve the issue with iCloud. ## Frequently asked questions about Cash Tracker ### Does Cash Tracker have ads? Cash Tracker does not contain advertisements. Its monetization model is free with optional in-app purchases for additional features. ### How does Cash Tracker ensure privacy? Cash Tracker prioritizes privacy by not requiring account setup, logins, or bank passwords. All your financial data is stored exclusively on your device and is only accessible by you. ### What is the rating for Cash Tracker? Cash Tracker has a rating of 3.0 stars based on 9 user ratings. ### Can I use Cash Tracker without an internet connection? Yes, Cash Tracker works offline, allowing you to track your finances and manage your budget even when you don't have an internet connection. ### What devices is Cash Tracker available on? Cash Tracker is available for iPhone and iPod devices. ### How often is Cash Tracker updated? The latest version of Cash Tracker is 1.3.21, and it was last updated on August 15, 2025. Updates ensure the app remains functional and secure. ### What types of accounts can I track with Cash Tracker? You can track bank accounts, credit cards, debit cards, loans, cash, virtual accounts, and buy now, pay later (BNPL) accounts with Cash Tracker. ### What are the additional features available in Cash Tracker Pro? Cash Tracker Pro offers recurring payments, allowing your regular bills and income to be entered automatically, streamlining your financial management. ## Version history (last 5 releases) ### 1.3.21 — 2025-08-15 Bug fixes Manual lock added Can now set various fiscal years ### 1.3.20 — 2024-06-04 Needs/Wants classification added Haptic feedback added Lists can now be reordered Suggest category now includes purchase description Added textfield clear buttons Various bug fixes and minor appearance changes ### 1.3.19 — 2024-02-08 Increased use of number formatting Minor bug fixes Color coded categories ### 1.3.18 — 2022-12-31 Bug fixes and incremental improvements ### 1.3.17 — 2022-10-31 Transaction totals added Bug fixes and incremental improvements ## Apps similar to Cash Tracker | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (31,472) | Free | Finance | | [Buddy: Money & Budget Planner](https://appshunter.io/ios/app/buddy-money-and-budget-planner/id936422955) | 4.6 (589) | Free | Finance | | [Budget Planner And Savings App](https://appshunter.io/ios/app/budget-planner-and-savings-app/id1300458193) | 4.3 (2,330) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.5 (1,713) | Free | Finance | | [PocketGuard – Budgeting App](https://appshunter.io/ios/app/pocketguard-budgeting-app/id949414211) | 4.6 (7,629) | Free | Finance | | [CoinKeeper: money manager](https://appshunter.io/ios/app/coinkeeper-money-manager/id849747345) | 4.6 (1,582) | Free | Finance | ## More apps by Paul Bennie - [Speech Timer Visual](https://appshunter.io/ios/app/speech-timer-visual/id923922416) - [Life Problems Solutions](https://appshunter.io/ios/app/life-problems-solutions/id972557788) - [rateHim: Rate him for dating](https://appshunter.io/ios/app/ratehim-rate-him-for-dating/id973079832) All apps by Paul Bennie: https://appshunter.io/developer/923922415 ## Related topics [paul bennie](https://appshunter.io/ios/topics/paul-bennie) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-06.*