# CashbackCounter — Cashback Accounting > AI-powered credit card reward maximization and offline financial bookkeeping. (iPhone/iPad app by 俊皓 黄.) - Source: https://appshunter.io/ios/app/cashbackcounter/id6755901962 (this page in markdown: same URL + `.md`) - Developer: [俊皓 黄](https://appshunter.io/developer/1857113615) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 26.0 · 21 MB - Languages: English, Chinese, Chinese - Released: 2025-12-09 - Data updated: 2026-06-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cashbackcounter/id6755901962/reviews.md ## What is CashbackCounter? Juggling multiple credit cards and always wondering which one to use at checkout? Frustrated by complex exchange rates when shopping overseas? Worried about budgeting apps secretly uploading your financial privacy to the cloud? Meet Cashback Counter — designed specifically for expats, international students, and credit card point-maximizers. This isn’t just an expense tracker; it’s your intelligent financial engine. We combine hardcore local AI technology with a beautiful, minimalist interface to help you clear up the financial mess and maximize your rewards! 【Core Features】 Hardcore Cashback Engine: No Limits ・Complex Rules, Auto-Calculated: Supports deep customization of complex credit card reward models. Whether it's tiered cashback, category stacking, or specific merchant multipliers, get precise calculations instantly. ・Auto-Sync Promotions: Automatically tracks quarterly bonus categories and limited-time offers. Never miss a lucrative cashback window again. ・Smart Card Recommender: Check the app before you pay. We'll instantly rank your cards to show which one yields the highest cashback for the current merchant. No more guessing! One-Tap Offline Bookkeeping ・Receipt & Statement AI Parsing: Snap a photo of your receipt or import a billing statement. Our AI automatically extracts the amount, merchant, line items, and identifies your billing cycle. ・Multi-Currency Conversion: Supports all major global currencies with real-time exchange rates. Perfect for travel and cross-border shopping. ・Apple Shortcuts: Deeply integrated with iOS. Log your expenses instantly via Shortcuts without even opening the app. Apple On-Device LLM & Bank-Level Privacy ・100% Offline Processing: Industry-leading integration of Apple’s On-device AI. All receipt parsing and rule calculations happen locally on your iPhone's Neural Engine. ・Zero Privacy Leaks: We are open-source and will NEVER upload your transactions, photos, or account data to any cloud server. ・Secure iCloud Sync: Your data syncs across your devices using exclusively your personal iCloud. Your data belongs only to you. Dashboard & "Rewards" Trend Analysis ・Spending vs. Rewards Trends: Break free from traditional trackers that only show expenses. Our unique "Rewards/Cash Recovered" chart visually tracks how much you've earned back through points and cashback. ・Points Expiration Alerts: Automatically tracks your points balance across different cards and warns you before they expire. Why Choose Cashback Counter? Ad-free, beautifully designed, and fully optimized for Dark Mode. As an open-source project, we understand the needs of power users and value your privacy above all else. Download Cashback Counter today. Let AI handle the complex calculations, and keep the saved money (and time) for yourself! ## Key features - Hardcore Cashback Engine with complex rule calculation - Auto-sync promotions and smart card recommender - One-tap offline bookkeeping with AI receipt parsing - Multi-currency conversion with real-time exchange rates - Apple On-Device LLM for 100% offline processing - Zero privacy leaks with open-source, cloud-free data - Spending vs. Rewards trend analysis and points expiration alerts ## Frequently asked questions about CashbackCounter ### What is Cashback Counter? Cashback Counter is a finance app designed to help users maximize credit card rewards and manage their spending. It uses AI for complex cashback calculations and offers offline bookkeeping features. ### How does Cashback Counter calculate cashback? The app features a 'Hardcore Cashback Engine' that supports deep customization of complex credit card reward models, including tiered cashback, category stacking, and specific merchant multipliers for precise, instant calculations. ### Can Cashback Counter parse receipts? Yes, Cashback Counter offers one-tap offline bookkeeping with AI parsing for receipts and statements. It can automatically extract amounts, merchants, line items, and identify billing cycles from photos or imported documents. ### Is my financial data safe with Cashback Counter? Yes, Cashback Counter prioritizes privacy with 100% offline processing using Apple's On-device AI, meaning all calculations happen locally. It is open-source and will never upload your transactions or data to any cloud server. ### Does Cashback Counter support multiple currencies? Yes, the app includes multi-currency conversion with real-time exchange rates for all major global currencies, making it ideal for travel and international shopping. ### How does Cashback Counter compare to other budgeting apps? Unlike traditional expense trackers, Cashback Counter focuses on 'Rewards/Cash Recovered' trend analysis and offers advanced AI for cashback maximization. It also emphasizes bank-level privacy with 100% on-device processing. ### Does Cashback Counter have ads? No, Cashback Counter is ad-free and designed with a minimalist interface, optimized for Dark Mode. The developers emphasize user privacy and a power-user-focused experience. ### What devices does Cashback Counter support? Cashback Counter is available for iPhone and iPad, leveraging Apple's on-device AI capabilities for secure and efficient operation. ## Version history (last 5 releases) ### 2.4.1 — 2026-06-10 Enhance statement OCR ### 2.4 — 2026-05-29 Allow using shortcut to add a transaction ### 2.2 — 2026-03-13 New Feature: Point System ### 2.1 — 2026-02-10 Statement Analyse Allow user to upload their statement to import transaction ### 2.0 — 2026-02-01 Support real card artwork, add search functionality, optimize the UI, and add a payment method field for easier cashback tracking and analytics. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-30.*