# Cashee CostScope

> Calculates and visualizes the true cost of loans using Effective Interest Rate (EIR). (iPhone/iPad app by ELITE TECH EXPERTS S.R.L..)

- Source: https://appshunter.io/ios/app/cashee-costscope/id6817253779 (this page in markdown: same URL + `.md`)
- Developer: [ELITE TECH EXPERTS S.R.L.](https://appshunter.io/developer/6817253781)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 15.0 · 46 MB
- Languages: American English
- Released: 2026-10-21
- Data updated: 2026-11-06
- Monetization: free

## What is Cashee CostScope?

Stop guessing what your loans really cost. CostScope translates confusing interest rates into one honest number — the Effective Interest Rate (EIR) — so you finally see the true price of every dollar you borrowed.

Lending apps love to hide behind "low monthly rates" and "small processing fees." CostScope strips away the marketing and shows you the real math: what you actually paid, what you're still paying, and where you got ripped off.

Features: • Rate Translator — convert monthly rate, flat rate, add-on, or declining balance into true annual EIR in seconds • Hidden Cost Exposer — input processing fees, insurance, penalties; see your real total cost and "rip-off index" • Loan X-Ray Wall — record every loan you've taken, see true cost breakdown side by side • Loan Comparison PK — pit up to 3 loan offers against each other, find the cheapest one instantly • Repayment Timeline — visualize all your loans on a horizontal timeline, spot overlap peaks and danger months • Payoff Strategy Engine — Snowball vs Avalanche vs Custom: compare total interest and debt-free dates • Early Payoff Simulator — see how much you save by paying extra each month • New Loan Stress Test — simulate adding another loan, see how your burden ratio changes • Document Vault — photograph contracts, receipts, and collection screenshots for safekeeping • Monthly Cost Report — track how much you're paying for debt over time, with improvement tips

All calculations happen on your device. No servers, no accounts, no data leaves your phone. Your loans, your business.

## Key features

- Effective Interest Rate (EIR) calculation
- Hidden cost and fee analysis
- Loan comparison tool
- Repayment timeline visualization
- Payoff strategy simulation
- Early payoff savings calculator
- Document storage for loan contracts

## Is Cashee CostScope safe?

Not enough ratings yet to assess Cashee CostScope.

## Is Cashee CostScope legit?

Cashee CostScope has limited verification signals. The AppsHunter Legitimacy Score for Cashee CostScope is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Cashee CostScope

### What is the Effective Interest Rate (EIR) in Cashee CostScope?

The Effective Interest Rate (EIR) is a metric Cashee CostScope uses to represent the true annual cost of a loan, including all fees and interest. It translates confusing rates like monthly or flat rates into a single, understandable annual figure.

### How does Cashee CostScope help expose hidden loan costs?

Cashee CostScope allows you to input processing fees, insurance, and penalties alongside interest rates. It then calculates your real total cost and provides a "rip-off index" to highlight any excessive charges.

### Can Cashee CostScope compare different loan offers?

Yes, the 'Loan Comparison PK' feature lets you pit up to three loan offers against each other. It helps you instantly identify the cheapest loan based on its true cost.

### Does Cashee CostScope offer strategies for paying off loans faster?

Cashee CostScope includes a 'Payoff Strategy Engine' that compares Snowball, Avalanche, and custom methods. It also features an 'Early Payoff Simulator' to show potential savings from making extra payments.

### Is my loan data secure with Cashee CostScope?

Yes, all calculations are performed directly on your device. Cashee CostScope does not use servers, accounts, or transmit any of your financial data, ensuring your privacy.

### How often is Cashee CostScope updated?

Cashee CostScope was last updated on October 21, 2026, with version 3.0.0. The developer, ELITE TECH EXPERTS S.R.L., released it on the same date, indicating recent development activity.

### What devices does Cashee CostScope support?

Cashee CostScope is available for iPhone and iPod devices. It is designed for users who need to manage their loan finances on Apple mobile devices.

### What is the age rating for Cashee CostScope?

Cashee CostScope has an age rating of 17+. This is likely due to the complex financial calculations and the nature of loan management, which requires a mature understanding.

## Version history (last 1 release)

### 3.0.0 — 2026-10-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*