# Cashews — Expense, Spending, Savings > Predictive cash flow and spendable money tracker for informed financial decisions. (iPhone/iPad app by Cashews Finance LLC.) - Source: https://appshunter.io/ios/app/cashews/id1582436070 (this page in markdown: same URL + `.md`) - Developer: [Cashews Finance LLC](https://appshunter.io/developer/1582436072) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 4.40/5 from 69 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 76 MB - Languages: American English - Released: 2022-01-12 - Data updated: 2026-08-18 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/cashews/id1582436070/reviews.md ## What is Cashews? What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. Check your recurring charges, cashflow trends, and credit utilization in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy ## Key features - Connect to bank accounts - Analyze income and expenses - Predictive cash flow algorithm - Spendable money calculation - Financial goal setting - 'Can I afford it?' widget - Automated account syncing ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $5.99 | per month | | Yearly | $59.99 | per year | | Quarterly | $13.49 | per 3 months | | Yearly | $59.99 | per year | | Monthly | $8.99 | per month | | Quarterly | $19.99 | per 3 months | | Yearly | $69.99 | per year | | Yearly | $69.99 | per year | | Yearly | $69.99 | per year | | Yearly | $69.99 | per year | | Cashews Finance Monthly | $3.99 | per month | | Cashews Finance Annual | $39.99 | per year | ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/cashews/id1582436070/reviews.md ### 2/5 — Great Concept, Half-Baked Execution *2026-03-09* This is my second time trying the app after trying it 2 years ago when it launched—and I still can’t recommend it. I really wanted to love Cashews, but it feels incomplete in too many critical areas. The app offers a manual categorization mode, but there's no way to actually edit your category list manually—a pretty glaring oversight. Basic functions like categorizing individual transactions (both current and future) simply don't work, and the transaction filter is equally unreliable. I wasn't expecting a perfect 1:1 replacement for manual entry, but when the ML makes mistakes, correcting them is so cumbersome that it defeats the purpose of automation. The app fails at the fundamental stuff you'd expect to "just work" in a finance tracker. It's frustrating because the bones of a good app are here, but the lack of polish on essential features makes it more trouble than it's worth. Until these basic functionalities are fixed, I can't recommend it. ### 1/5 — Can’t connect to bank *2023-07-30* I have personal and business accounts with the same bank. I’ve added the personal but when trying to add the business, the app connects then gives an error that the bank is already connected. So kind of useless. Contacted the developer with no response. ### 3/5 — Buggy *2022-12-07* I downloaded the app, didn't love it and cancelled before my free trial ended. I keep getting the daily text messages which I don't want, but if I open the app to try to change that it immediately takes me to the subscription page and I can't get back. **Developer response:** Hi valgaal, we're sorry to hear that you faced issues with notifications. Can you please reach out to us at support@cashews.finance so that we may take a closer look? We'd love to hear from you! ### 5/5 — An intuitive budgeting tool that doesn’t require handholding *2022-06-26* I got so tired of other budgeting apps that looked slick but fell apart when looking at any of the detail. These other apps would hilariously misconstrue my transactions, duplicate dollars because of simple transfers, and blow up my phone with unnecessary and irrelevant notifications on red herrings from their poorly categorized interpretations on my spending. Cashews is different. It summarizes the transactions across accounts seamlessly and doesn’t force me to repeatedly relabel transactions over and over. This is a great app and anyone interested in seeing a big picture view of their spending capacity and habits should give it a try. ### 5/5 — Love the experience *2022-06-22* I’ve been looking around for an easy personal finance that doesn’t force me to categorize every transaction and I’ve finally found it. Would love to see an option to add my personal goals. Daily balance notifications are a plus! ### 1/5 — Not worth your time *2022-05-12* I wish I could say this app is amazing but I wouldn’t know. I got the app and when it came down to adding my bank info I’m stuck in an endless loop at the “redirecting” screen. Cancelled the subscription and sent them an email reporting the problem. They got back to me within a couple of days saying the issue was resolved through an app update. Downloaded the app again to make sure I had the latest version and… the problem still there. Requesting a refund through apple and probably will forget about this app. Like I said, I wish I could say this app was amazing, but I wouldn’t know. Not for the lack of trying. **Developer response:** Mickey8218, We're sorry to hear that you’re having a bad experience with our app. Your feedback is important to us and has been noted. Our team noticed the issue in version 1.0.8 and resolved it in latest version (1.0.9). Hope that you might reconsider and give Cashews another try! ### 1/5 — Told me to spend all my money in one month *2022-02-07* I am so disappointed by this app. I was hoping it could be a long-awaited replacement for the cluttered Mint app, and was happy to pay before even testing, thinking the app must be so good. Result of the analysis: the app tells me I can spend ALL my account money each month. Not even my salary, just my whole savings. Maybe I did something wrong, but it doesn’t seem that « smart ». ML doesn’t help if it’s misused… $6 lost, my first 1* review. **Developer response:** Hi Quentin123454321, We're sorry to hear that you’re having a bad experience with our app. Your feedback is important to us and has been noted. Our team will deploy updates to the Spendable calculation formula based on your feedback. It seems like Cashews showed you a high Spendable balance due to high bank account balance. We'd recommend excluding such accounts (savings, investment, retirement, etc.) from analysis. Hope to have you as a valued user in the future! ### 5/5 — Great app but cannot link Apple Card *2022-01-28* I love this app but I wondered if it can support Apple Card. **Developer response:** h z y le o, Thank you for your review. We're thrilled that you're enjoying Cashews. We plan to support Apple Card down the line as well, and would love to hear more of your suggestions. Feel free to get in touch with us in-app (Settings -> Support). ### 5/5 — Working with support *2022-01-20* I’m having some issues but am working with support to resolve them. **Developer response:** Hi Pilotboy172, thank you for reaching out to our support team and for honest feedback. Hoping that we you'll love the upcoming changes! ### 5/5 — Keeps Me Out of the RED! *2022-01-17* I found this app to be exactly what I need to help me make sure I don’t over spend. I have a budget but this app helps me verify it and it even found a subscription that I no longer needed. I also like the comparison of my information to the previous month. **Developer response:** --GrumpyGray--, Thank you! We’re so happy you’re enjoying our app. Feel free to get in touch with our development team for improvements and feature suggestions. ## Frequently asked questions about Cashews ### How does Cashews connect to my bank accounts? Cashews uses Plaid to securely connect to over 12,000 US banks and financial institutions. This connection provides view-only access to your transaction data for analysis, without sharing your login credentials. ### What are the subscription plans for Cashews? Cashews offers several subscription plans, including monthly options starting at $3.99 with a 14-day free trial, and quarterly options starting at $13.49. You can cancel anytime without commitment. ### Is Cashews available for banks outside the US? No, Cashews currently only supports US banks and credit cards. You can check Plaid's website to see if your specific bank is supported before subscribing. ### How does Cashews differ from traditional budgeting apps? Instead of rigid budget categories, Cashews focuses on your overall financial health and tells you how much you can safely spend. It uses a predictive cash flow algorithm and a 'Can I afford it?' widget for more flexible decision-making. ### What is the 'Spendable money' feature in Cashews? The 'Spendable money' feature shows you exactly how much you can safely spend until the first of the next month, based on your income, expenses, and financial goals. It helps you avoid overspending without strict category limits. ### How often is Cashews updated? The latest version of Cashews is 2.1.6, and it was last updated on March 30, 2026. This indicates a commitment to ongoing development and improvements. ### What is the age rating for Cashews? Cashews has an age rating of 4+, making it suitable for a wide range of users. The app is designed for individuals managing their personal finances. ### What are the benefits of connecting my accounts to Cashews? Connecting your accounts allows Cashews to automatically sync your financial data, providing insights into your spending patterns, helping you achieve financial goals, and manage bills with smart notifications. ## Version history (last 5 releases) ### 100.8.775 — 2026-08-10 Bug fixes and stability improvements. ### 100.8.774 — 2026-08-08 Bug fixes and stability improvements. ### 100.8.772 — 2026-08-06 Bug fixes and stability improvements. ### 100.8.770 — 2026-07-22 Bug fixes and stability improvements. ### 100.8.769 — 2026-07-15 Bug fixes and stability improvements. ## Apps similar to Cashews | App | Rating | Price | Category | | --- | --- | --- | --- | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,655) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,337) | Free | Finance | | [Emma - Budget Planner Tracker](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373) | 4.7 (1,397) | Free | Finance | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,307) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,219) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*