# Cashflow Companion — Budget Tracker, Safe to Spend > Offline budget tracker and financial planner with safe-to-spend calculations. (iPhone/iPad app by Cashflow Companion LLC.) - Source: https://appshunter.io/ios/app/cashflow-companion/id6756277861 (this page in markdown: same URL + `.md`) - Developer: [Cashflow Companion LLC](https://appshunter.io/developer/1859749340) - Category: Finance, Utilities - Price: $19.99 with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 18.5 · 3 MB - Languages: American English - Released: 2026-02-11 - Data updated: 2026-08-28 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/cashflow-companion/id6756277861/reviews.md ## What is Cashflow Companion? The budget app that works without linking your bank. Track your money, know what's safe to spend, and plan your finances — safely offline, on your device. FEATURES: Safe to Spend Calculator See exactly how much money you can safely spend or allocate, based on your current balance minus upcoming bills and expenses plus expected income. No guesswork. Personal Financial Insights Know how much your income exceeds your expenses or vice versa, how many days until your next payday, what your largest upcoming expense will be, and when the tightest upcoming time of the month will be. Budget Tracker Keep a complete record of every transaction. Understand your income and expense patterns and make smarter financial decisions over time. Offline Budget App — 100% Private No bank account linking. No server sync. No account required. Your financial data lives on your iPhone, encrypted by iOS — never shared, never sold. Net Worth Tracking & Forecasting Monitor assets and liabilities over time. Forecast your net worth up to 30 years into the future with custom growth rates per account. Income & Expense Breakdown Annual pie charts make it instantly obvious if your expenses exceed your income and where to improve. Recurring Transactions Set up regular bills and income once, or import via CSV. The app factors them automatically into your available funds. Share your data with a partner via bluetooth without exposing data over the internet. PRIVACY FIRST: No bank account linking — your credentials stay with you 100% on-device storage — encrypted by iOS No account required — start immediately No data collection — we won't even know your email Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Learn more at cashflowcompanion.net ## Key features - Safe to Spend Calculator - Personal Financial Insights - Budget Tracker - Offline and Private Data Storage - Net Worth Tracking & Forecasting - Income & Expense Breakdown - Recurring Transactions ## Pricing and in-app purchases Base price: $19.99. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Englisth | $4.99 | per month | | English | $49.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/cashflow-companion/id6756277861/reviews.md ### 5/5 — Great financial planning tool! *2026-02-16* I use this for my small business to better visualize my business cycle. It helps me plan when I can pay myself and how much I can afford to pay myself. I love how easy it is to add income and expenses. It is very user friendly! Overall, it helps me keep my finger on the financial pulse of my small business— right in my pocket! **Developer response:** Thank you for the feedback, that's a great way to use the app! ## Frequently asked questions about Cashflow Companion ### Does Cashflow Companion have ads? No, Cashflow Companion does not contain advertisements. The app is designed to be ad-free, allowing for an uninterrupted user experience focused on financial management. ### How much does Cashflow Companion cost? The app offers all Pro features for free for 30 days. After the trial, a subscription is required, costing $4.99 per month or $49.99 per year for continued access to Pro features. ### What devices is Cashflow Companion available on? Cashflow Companion is available on iPhone and iPad devices, providing a consistent experience across Apple's mobile platforms. ### How often is Cashflow Companion updated? The latest version of Cashflow Companion is 1.2.6, which was last updated on April 18, 2026. This indicates a recent update, suggesting ongoing development and support. ### Is Cashflow Companion safe for my financial data? Yes, Cashflow Companion prioritizes privacy by storing all financial data 100% on-device, encrypted by iOS. It does not link to bank accounts, sync to servers, or require an account, ensuring your data is never shared or sold. ### What is the age rating for Cashflow Companion? Cashflow Companion has an age rating of 4+, making it suitable for a wide range of users. This rating suggests that the content is appropriate for young children and adults alike. ### Can I share my financial data with a partner using Cashflow Companion? Yes, you can share your data with a partner via Bluetooth. This feature allows for collaboration without exposing your sensitive financial information over the internet. ### What kind of financial insights does Cashflow Companion provide? Cashflow Companion offers personal financial insights such as how much your income exceeds expenses, days until your next payday, your largest upcoming expense, and the tightest upcoming time of the month. ## Version history (last 5 releases) ### 1.2.7 — 2026-08-22 Income and Expense History tracking ### 1.2.6 — 2026-04-18 New ability to hide an item from the forecast and persist that state Hiding all items for a day no longer removes that day from the forecast Improved graphing visuals ### 1.2.4 — 2026-04-02 Improved forecast UX when removing individual expense occurrences Visual and UX enhancements to all graphs ### 1.2.3 — 2026-03-17 New button to temporarily remove income/expense occurrences from the money forecast ### 1.2.2 — 2026-02-28 Updated app text and labels for improved clarity throughout Various under-the-hood improvements for a smoother experience ## More apps by Cashflow Companion LLC - [Horsefeathers](https://appshunter.io/ios/app/horsefeathers/id6759521934) All apps by Cashflow Companion LLC: https://appshunter.io/developer/1859749340 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*