# Cashflows — user reviews > 39 indexed App Store user reviews of Cashflows by Nicola Cavanagh, rated 4.50/5 from 30 ratings. - Source: https://appshunter.io/ios/app/cashflows/id886944289/reviews - App overview in markdown: https://appshunter.io/ios/app/cashflows/id886944289.md - Rating breakdown: 5★ 22 · 4★ 5 · 3★ 1 · 2★ 0 · 1★ 2 ## Newest reviews (11 of 39) ### 5/5 — Awesome App *2020-05-16* Fantastic app to give you visibility to future cash flow of accounts. I love the fact that it handles multiple accounts in multiple currencies. It is easy to rebalance your accounts to get future visibility to projected max and min balances. Just discovered the min balance warning feature which is even better. Thank you for this great app! ### 5/5 — Simple and effective *2019-11-21* Just what I was looking for. Highly recommend. ### 5/5 — Clear and easy *2019-09-12* I’ve used this app for a couple of years now. It’s wonderful. I just love the way your starting balance can be punched in without the tedium of calculating an exact balance, getting bank downloads, and matching up past transactions to get the perfect balances other apps/methods require. The graphical chart of the future tells you more in an instant than a pile of spreadsheets could ever do. Thank you dev ! ### 5/5 — Best ever *2019-03-13* I’ve used this app since it’s release and haven’t regretted it. I’ve had so many different budget apps and none of them could do what this does, so simple but yet so efficient on its ability to keep be on track and forecast future balances. ### 5/5 — Been using it for years *2019-03-02* It is an excellent small app for doing one simple thing: visualizing your immediate financial future. ### 5/5 — Prevents Future Overdrafts *2019-02-23* I’ve been tracking my account balance and monitoring our account forecast using this app for a few years now and I find it invaluable. Recurring expenses are added automatically and it’s easy to add one-time expenses or change dates or amounts of recurring expenses (ex. the power bill). I try to keep my nickel-and-dime expenses on a single credit card, so I only enter one transaction. I settle up against my bank balance every week or two. This app allows me to instantly see the ramifications of an expense months into the future. I can easily see if I’ll have money in my account 6 months out for a vacation as long as my bills and expenses are consistent. One glitch that gas popped up lately is the forecast needs to be refreshed to show more than one month out. It’s an easy fix, but wondering if the app is being maintained for iPhone updates. Thanks! **Developer response:** Hi - Thanks for the feedback! The app is still supported, but right now we’re working on a complete rewrite of Cashflows as a document-based app using SwiftUI. It’s going to be great 👍🏻 ### 5/5 — Simply helpful *2018-11-12* I’ve used this apps for several years now and I’ve found it invaluable for budget prediction. It’s easy to use and simple to set up. Just be honest in capturing all planned expenditure to see how your finances will track, short-, medium- and long-term. It’s also easy to adjust figures to see how you can keep within a budget or plan savings - a great way to see clearly how managing discretionary expenditure affects your goals. ### 5/5 — Love It!! *2018-04-20* Love this app. Very easy to use. Works with iCloud & Dropbox. I use iOS and Desktop versions. Had some syncing issues in the past but those have been solved. Developer answers emails and asks questions when I had issues. Highly recommend. ### 5/5 — Finally!! *2018-04-17* I have been building spreadsheets and looking for apps that do this forever! My salary comes in every 2 weeks, and of course my bills are monthly. Why is it so hard to find an app to show you your cash flow? Well, look no further! Thank you, thank you, thank you ### 5/5 — I love this cashflows app. For me- replaced Microsoft Money *2018-02-23* This app does exactly what I need it to do. I’ve been using this cashflows app since Microsoft money “sunset”. Building and maintaining a budget spreadsheet to forecast cashflows is time consuming Thank you. Please keep supporting this app! ### 5/5 — Awesome App!, simple, efficient, clean *2017-12-03* I literally depend on this app to project my expenses and income for months ahead! The view where you see your lowest and max cash days allows to prevent reds in the future by taking decisions today! You know exactly what you have at any given time now or in any future day if you project and put your recurrent expenses and incomes monthly. Very grateful for this app, very basic, simple and has just the features it needs. Love it! **Developer response:** Thanks for the great feedback! ## Most critical reviews (10 lowest-rated) ### 1/5 — December 2024 update has killed the app on iPhone *2024-12-29* Since recent update has gone through you can no longer select any date other than existing date for any record, this has rendered a previously excellent app useless. It has been tested on the 2 latest iPhone models and issue is present on both **Developer response:** Hi - This app has been replaced by Cashflows Pro. Let us know if you’d like a promo code for a free copy. ### 1/5 — Glitches *2024-10-13* Difficult to edit recurring transactions. I find I have to completely close the app and then re-open any changes to take affect. Operation is not as smooth and user friendly as expected. **Developer response:** Hi - Apologies for the poor app experience. Let us know if you’d like a promo code for a free copy of our newer app, Cashflows Pro. ### 1/5 — HELP! *2021-06-18* Ive been using this app for sometime now and it’s been a lifesaver helping me keep control of my finances. However today I cannot access the app that has all my data, “the developer of this app needs to update it to work with latest version of iOS”. If anyone can help it would be much appreciated. **Developer response:** Hi - Was this issue resolved with a newer version? (apologies for only seeing your message today) ### 1/5 — Can’t stand the update *2020-07-29* One of the worst updates that I have seen. The developer made the app into a dark mode and the colors are awful. Can’t see the numbers or letters with dark purple on black. The developer did not give the option for a white mode which is why I am only giving this one star. Prior to the update I loved the app! **Developer response:** Hi - We had problems with automatic dark mode, so temporarily disabled it in 1.107. Could you send a screenshot of what you’re seeing to support@skydale-designs.com? Thanks! ### 2/5 — Has a problem with recurring transactions *2016-04-18, version 1.95* The bi-monthly credit transactions are calculated on a monthly basis. Makes it kind'a useless, since it can't track my paychecks. ### 4/5 — Puzzled *2021-05-16* So the app is great to track my cashflow. Only issue I can’t figure out is I have a couple recurring transactions since May 2020. I am moving and gave those transactions an end date of June 14, 2021, but it wiped out all the prior transactions, so it screwed up my balance to date. I then had to manually add a debit transaction to get the balance to what it should be and manually delete future occurrences... what’s up with that?? **Developer response:** Hi - How often do you update the starting balance of your account? We recommend periodically updating the start balance (and start date) to match the latest balance in your account. By default, automatic transactions that fall more than 7 days before the starting date are automatically hidden (unless overridden). Just adding an end date to an existing recurring item shouldn’t cause an issue. However, we have a “data anonymizer” that would let you send a scrambled version of your data to us for analysis: http://cashflowsapp.com/Cashflows/anonymize-cashflows.html Also, would you like to try our new app - “Cashflows Pro”? I’d be happy to send you a promo code for a free copy. It requires iOS 14 or an M1-based Mac. ### 4/5 — Disappointed... *2019-11-05, version 1.104* Everything was perfect until I found this problem: When two transactions occurs at the same date, credit should always come first. Now it’s not like this and it’s very confusing. ### 4/5 — Cashflows *2019-04-19* I’ve fond that updating balances merely adds to the existing balance and does not start things afresh. Looks like no support is available other than a webpage instruction sheet . Would be nice if the recurring page also listed totals of recurring incomes and expenditures, per month/ year, so one can get an immediate approximation of cashflow. **Developer response:** Hi - Thanks for the feedback! Could you clarify what you mean about the starting balance? Updating the starting balance & starting date (typically to today’s date) is recommended periodically to synchronize the balance calculation with your actual bank statement. From there the app just forecasts what your balance(s) will be in the future. ### 4/5 — recurring transactions ending on their own. *2018-11-11* The support link is dead and I don’t do twitter. Certain recurring transactions suddenly stop, even though the End Date function is turned off. I have to make duplicates of the same thing going forward. ### 4/5 — Does what I need it to do *2016-11-29, version 1.97* I just upgraded from an older version which I've been using for years. It's disappointing I have to pay again for it, but the app is just what I need and nothing more. For those that are frustrated that the forecast doesn't automatically go to today's date: navigate to "accounts" and then tap "today starting". ## Most praised reviews (10 highest-rated) ### 5/5 — Exactly What I Was Looking For *2025-12-16* I don’t understand why it’s so hard finding an app that can forecast balances based on recurring expenses. It’s such an easy concept but I’ve searched for 6+ months to find one I liked. I finally stumbled upon this one, and it checks every box. It’s easy to use, doesn’t have a subscription, and the summary screen is very useful for a quick snapshot of your account/forecasted highs and lows. ### 5/5 — The Goto Cash Flow App *2024-11-26* I love it. Easy to use and it helps me stay on top of my expenses. Get this if you want an easy to use program. **Developer response:** Thanks for the feedback! ### 5/5 — Extremely useful *2020-10-08* I have used this app for years and have found it invaluable. However, today I tried to add a recurring payment and wasn’t able to access that facility. Is this no longer available? I tried it again today and it’s now working perfectly. Tried again on 8th October and it’s not working again. ### 5/5 — Best of the best *2020-09-26* Best future forecast app for pc or phone period. Please purchase to support the developer. Thank you so much for your app couldn’t budget without it :) ### 5/5 — Brilliant App *2020-09-19* I love using this app. I have tried lots of budgeting apps but this is by far the best and I use it daily. Love it. ### 5/5 — Great App *2020-09-15, version 1.108* Working great again ### 5/5 — Excellent and easy to use *2020-08-27* Excellent app! I use it to forecast balance in my account so always have enough for bills. Works perfectly and matches exactly a spreadsheet version I used to use. Minor improvements would be the dark mode colour formatting. Also the app sometimes won’t refresh calcs until I swipe close close and reopen. ### 5/5 — Close to perfect *2020-07-31* I can’t say enough about this app. I’ve been using it for several years now and the simplicity of design and ease-of-use just blows me away. There is no other app that I have seen that can do what it does in a simple way. If you do get the app you will not regret it. To me it’s the best of the best. **Developer response:** Thanks for the feedback! Greatly appreciated :) ### 5/5 — My Go To Cashflow App *2020-07-28* I have no idea why this has so few ratings/isn’t more popular. I’ve had this app since 2016 and haven’t found another that works in the same way - it’s simple, effective, and does what it says on the tin! I rely on it everyday. I’m delighted to have noticed the latest update - last time I checked it hadn’t been updated in 2 years or so and I’d feared the devs had maybe abandoned the project. So I came here to write this review and also to say thank you to the devs for the latest update 😄. **Developer response:** Thanks for the feedback! The upcoming version 1.107 will resolve the Dark Mode issues accidentally introduced in 1.106 😬👍🏻 ### 5/5 — Love the App but don’t love Dark Mode *2020-07-27* I love this app, it’s great but as much as I normally love dark mode I don’t like it here. It’s confusing. Please let me toggle it off. I have total faith that they’ll get it figured out because they always do. I love this app! **Developer response:** Hi - Agreed, it’s a complete mess! It was actually enabled automatically just by recompiling the app. Will get it fixed as soon as possible. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*