# CashMap - Empowering Budgeting — The Bank's Secret Sauce

> Financial planning tool to optimize credit, savings, and loan repayment. (iPhone/iPad app by Accelerated Payment Solutions LLC.)

- Source: https://appshunter.io/ios/app/cashmap-empowering-budgeting/id1228673169 (this page in markdown: same URL + `.md`)
- Developer: [Accelerated Payment Solutions LLC](https://appshunter.io/developer/383221870)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.40/5 from 5 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 12 MB
- Languages: American English
- Released: 2017-06-24
- Data updated: 2026-07-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cashmap-empowering-budgeting/id1228673169/reviews.md

## What is CashMap?

Our banks have told us half the story – it's costing us big time. Few of us know that a line of credit is a great wealth-building tool. Use it to keep your dollars working 24/7 – you'll save thousands of dollars of interest.  Do this without changing your spending!

CashMap Pro guides each step of the way. Visit our website and our YouTube channel, CashMap App to learn more. You create your personal scenario and see what your financial picture can be over the next 15 years and longer. 

See for yourself! Watch the YouTube video, 'Accelerate Paying Off Any Loan' at rebrand.ly/cashmap. 

You’ll save thousands of dollars in interest, pay off your loans faster, and boost your savings by following these simple steps.

Use CashMap Pro, create your budget and create your personalized scenario using the following five CashMaps.

• Optimize Your Average Daily Balance – Optimize your average daily balance and earn more in savings and pay less in interest.

• Utilize Your Positive Cash Flow – Project your future income, and changes in your monthly expenses.

• Maximize Your Savings – Create your emergency fund goal, choose the interest rate you’ll earn on your savings, and how much you'll save each month.  Immediately see how much you'll save over the next 15 years. 

• Accelerate Your Loan – Choose a loan, create your solution, and see how quickly you can pay off your loan and how much you'll save thousands of dollars.  

• Refinance Your Mortgage – Consolidate your debt and see how much can save in interest and boost your savings. 

Each section creates detailed results that you can save and compare against other scenarios you create. You now have the detail necessary to make your plan come to life. 

Watch CashMap Pro's  'Quick Start User Guide' on YouTube at rebrand.ly/cashmap-start

Subscription Information
Purchase a one-month, three-month, six-month, or one-year auto-renewing subscription (cancel anytime), or unlock the full version with a one-time purchase (best value).

Try before you buy – first time subscribers start with a free trial period. Cancel any time before the trial ends and you pay nothing.

Subscription Details
CashMap subscriptions are offered for one-month, three-month, six-month, and one-year intervals, and auto-renew at the end of the chosen billing period, unless canceled at least 24-hours before the end of the current billing period. First-time subscribers can enjoy a free trial to decide if the solutions provided are right for them. All subscriptions enable full access to detailed CashMaps. Payment is be charged to your iTunes Account at confirmation of purchase. You can manage your subscription and cancel anytime by going to your Account Settings. Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

For terms of use and privacy policy, visit:
http://cashmapapp.com/terms

## Key features

- Optimize average daily balance
- Utilize positive cash flow
- Maximize savings and emergency funds
- Accelerate loan payoff
- Refinance mortgage scenarios
- Create and compare financial scenarios

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bronze | $29.99 | per month |
| Gold | $319.99 | per year |
| Emerald | $85.00 | per 3 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Platinum Maps | $799.99 | one-time |


## Chart rankings

- #184 in Top Grossing · Finance (US App Store)

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/cashmap-empowering-budgeting/id1228673169/reviews.md

### 5/5 — Don’t even think about it... just sayYES to the guacamole

*2021-01-19, version 1.74*

CashMap opens doors to financial success. We think nothing of spending a buck or two on apps that pass the time.  Spend a few more dollars and some of that time on CashMap and you’ll save yourself enormous financial pressure AND you’ll actually be able to AFFORD whatever it is you want.  

I don’t remember any school courses teaching me about money.  I did, however, learn a lot from CashMap’s built in training. CashMap teaches you first; then it SHOWS you what steps to take with YOUR finances. Invest the time to learn. Then take the steps to advance your finances. 

IMPORTANT NOTE:  CashMapApp.com also offers webinars, training and coaching sessions.  

Ever been asked by a restaurant server: “Would you like guacamole with your burrito for an extra buck?”     Imagine NEVER having to THINK about whether or not you can spend the buck.  If you want the guacamole, just say YES to the guacamole!  CashMap can put you in that position.

### 5/5 — Wow

*2020-10-28, version 1.73*

This App unleashes the benefits of leveraging a line of credit to accelerate savings. The numbers blew me away!!!

### 5/5 — Derek

*2020-07-04, version 1.72*

I found this app easy is to use and it was able to show me how I can save over $200,000 on my mortgage payments in using funds that were previously being used on interest payments.

### 5/5 — Cut Debt Fast

*2020-05-25*

A Unique solution to quickly eliminate debt be it your home, property or any other type of debt.    Anyone with positive cashflow can quickly implement this leveraged solution with a few simple changes and see dramatic results.  Although not hard or complicated, it does require discipline and follow through.  The maps help to give you all the detail so you can forecast and see what results your actions will have.  A great educational tool.  If your serious about eliminating debt and want to go faster than traditional methods, I would highly recommend this App.

### 5/5 — Want to Keep Your Money?

*2020-05-21, version 1.70*

I’ve finally found an app that gives you the tools to keep AND grow your money like I didn’t think was possible. CashMap lays out a simple roadmap to help you save, spend, and give in a way that you will let you live a satisfying life! Get the app now!!

### 5/5 — Take a peek into the future of savings, slashing interest and paying off loans fast

*2020-05-20*

CashMap provides me with a detailed plan to save thousands of dollars in interest,  pay off my loans fast,  and boost my savings.  With CashMap I can plug in my figures and quickly run scenarios for future purchases, savings, and interest payments.  The App easily shows how my financial decisions could positively or negatively effect my future... I recommend CashMap to anyone who could benefit from a detailed roadmap to a financial destination of the future.

### 2/5 — Unique approach for saving on your mortgage!

*2020-05-11*

A powerful tool for anyone interested in saving money on their mortgage.  The website provides useful insight to assist users with understanding this unique and worthwhile concept.  Once you understand the premise behind the tool, you will see where CashMap can be a fundamental part of your budgeting practices.  The savings can be impressive!

### 1/5 — SERIUOSLY?

*2018-04-21*

Ok.  I loaded the app... not bad I thought...  I put the figures...  ok...  now I want to see what the budget would look like if I attempted to pay off the mortgage early.   Double check figures. They’re correct.  Hit the button to compute the map... hmmmm. Have to pay to unlock this feature... hit the unlock button as it is the only way to find how much they want for this...  70 bucks monthly or 899 for a year???   Nope.  I can use pen and paper and do the math myself... NOT WORTH that much... advise other users to. To waste time downloading unless you can afford to pay jacked up prices

**Developer response:** Thanks for taking the time to use CashMap Pro. I'm glad you understand the options well enough to independently create your own optimal solution. 

There are many solutions that can be used with a line of credit. Our solutions are not equal. Our goal is to provide a low-risk solution with an easy exit for the user that minimizes their interest cost. We've also designed our interest savings solutions to enable users to use a line of credit regardless of the interest rate. 

The solutions are based on income, positive cash flow (This is the money left after you pay your bills.), the interest rate of the line of credit and the amount of money you are putting aside for savings each month. 

On our website at www.cashmapapp.com, we provide additional articles and materials enabling readers to understand the elements involved in keeping their money working 24/7. The principles are straight forward; however, our financial advisers, bankers, and CPAs are not taught the power of managing your average daily balance (In Canada, it's the daily interest charge) in maximizing the interest your bank either pays you or charges you.

Our solutions are enabling each user to use the same strategy our bank uses so effectively to generate profit. Isn't it time we learn to use their strategy for our benefit? Create your solution, see your potential savings and see the value these solutions will provide you over the next 15 years.

## Frequently asked questions about CashMap

### What is CashMap?

CashMap is a personal finance application designed to help users optimize their financial strategies. It guides you through scenarios to build wealth, save on interest, and accelerate loan payoffs.

### How does CashMap help save money?

CashMap helps you save money by showing how to strategically use lines of credit to keep your money working 24/7, potentially saving thousands in interest. It also helps you optimize savings and accelerate loan payments.

### Can I see my financial future with CashMap?

Yes, CashMap allows you to create personalized financial scenarios for the next 15 years or longer. You can visualize your financial picture and compare different outcomes.

### What are the subscription options for CashMap?

CashMap offers one-month, three-month, six-month, and one-year auto-renewing subscriptions. You can also unlock the full version with a one-time purchase for the best value.

### Is there a free trial for CashMap subscriptions?

Yes, first-time subscribers can start with a free trial period. You can cancel anytime before the trial ends to avoid any charges.

### What devices does CashMap support?

CashMap is available for iPhone, iPad, and iPod. It is rated for ages 4 and up.

### How often is CashMap updated?

The latest version of CashMap is 1.89, and it was last updated on March 27, 2024. This indicates regular updates to improve the application.

### Does CashMap have ads?

No, CashMap does not contain advertisements. The application is free to download and offers in-app purchases for its premium features.

## Version history (last 5 releases)

### 1.89 — 2024-03-27

Added loan consolidation feature in mortgage refinance.

### 1.88 — 2023-07-18

Bug fixes and improved logging

### 1.87 — 2023-06-20

Adjusted reported interest savings calculations, added a fee adjuster for mortgage refinance, and included a new walkthrough video and start screen.

### 1.86 — 2022-08-27

Fixed input bug, handle paying one-time expenses from savings when detailed savings are used selected, rename credit cards, add two additional future expenses, add cash-out option to refinance, adjust max savings contribution.

### 1.77 — 2021-03-02

Updated the date picker, fixed an issue with initial LoC balance not appearing in the loan payoff map, fixed an issue with the Average Daily Balance graph.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*