# CashNetUSA > Mobile app for managing CashNetUSA lines of credit, including draws and payments. (iPhone/iPad app by Enova International, Inc..) - Source: https://appshunter.io/ios/app/cashnetusa/id645682433 (this page in markdown: same URL + `.md`) - Developer: [Enova International, Inc.](https://appshunter.io/developer/1398505039) - Category: Finance, Business - Price: Free - Rating: 4.77/5 from 34,634 App Store ratings · 51 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 16 MB - Languages: English - Released: 2013-05-14 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cashnetusa/id645682433/reviews.md ## What is CashNetUSA? We pride ourselves on providing quick, convenient credit to our customers, so we designed our app to make it just as quick and convenient to manage your line of credit. Get fast access to your account, schedule payments with just a few taps and request line of credit draws. If you have a line of credit, you can: • Request a draw • View your available credit • Make a payment • Review your payment details, including future and past payments • View your statements • Access CashNetUSA benefits like discount offers, coupons and free financial courses Take control of your account and download the CashNetUSA app today! When you're finished downloading, be sure to turn on auto updates to always have the newest version of the app. Note: This app only supports existing CashNetUSA customers with an active line of credit. If you are a payday or installment loan customer, please log in at www.cashnetusa.com to manage your account. ## Key features - Request a draw - View available credit - Schedule payments - Review payment details - View statements - Access benefits ## What do users think of CashNetUSA? Overall sentiment: neutral **Pros** - 💳 Easy to use app - 🕰️ Quick loan approval and funding - 🤝 Helpful customer service - 🆙 Increased loan limits for loyal customers **Cons** - 💰 High interest rates and fees - 🔁 Difficulty paying off loans due to compounding interest - 🔒 Concerns about privacy and personal information - ⚠️ Aggressive debt collection tactics **Commonly reported bugs** - Issues with incorrect account information and payments - Delays in updating account details and loan status **Most requested features** - Lower interest rates for repeat customers - More flexible repayment options - Ability to pause or postpone payments ## Recent user reviews (10 of 51) All indexed reviews: https://appshunter.io/ios/app/cashnetusa/id645682433/reviews.md ### 3/5 — only use when necessary *2023-12-19* I took out a loan through here for about $600 because I was super short on rent. I got the funds within the next day which was super awesome and avoided paying rent late. That being said I only took out a loan from here because I knew I was getting financial aid from school within the next month and could pay it off in full. I strongly advise that if you need to use this service ONLY take out what you need and ONLY take it out if you know you can pay it back in full within the next few months. The interest rate is super high. It can be a helpful tool as long as you use it properly and have the means to pay it back almost immediately. Would give a higher rating if the interest rate wasn’t awful. ### 5/5 — Being threatened with legal actions over missed payments *2023-01-21, version 7.0.3* You know what’s terrifying? Getting a call from cashnetusa saying they were going to take legal actions over a missed payment if I didn’t do something about it. I asked to put the payments on hold because I’m moving and need to find work first before I can pay off this stupid loan. Cashnet, is it really necessary to threaten someone like this. I don’t even think it’s legal. ### 2/5 — Lack customer service email *2022-12-06, version 7.0.3* I really like CashNetUSA until I recently tried to update my bank account and email. Now I’m locked out of my accounts and can’t get in. I’ve chatted with an agent and called on the phone, sent my email and documents and driver license over twice ans it’s been weeks and days and no reply. Really crappy customer service in your email, now I don’t know who even has my bank information and driver license because I’ve never had a reply or confirmation my account was updated. My husband and I have both uninstalled your app. How sad I will not use anymore because I can’t guarantee my information is secure. There is no portal for document upload. ### 5/5 — Good people *2022-11-06, version 7.0.1* When you need it they are there. I gladly pay their fees rather than jump through the hoops with an unknown. Plus they don’t let you get behind in payments nor loan you more than you can repay in a few months. I’m staying with them even though I’m managing ok now, just like they stayed with me when no one else would! ### 1/5 — DON’T DO IT *2022-08-04, version 7.0.0* This is coming from a former customer. You don’t want to get involved with these predators. I just recently paid them off but they did enough damage that I have no clue when or if I’m ever going to get my life back on track. Put it this way, they come before every other bill. Who cares how important it is or major it is? Not them. I’ve been late on rent numerous times, close to being evicted at this moment. Barely eaten over the past week. And it all tracks back to CashnetUSA. I know how tempting it is when you have nowhere to turn. It’s very mesmerizing but I beg of you to think about the future. If you borrow anything from these crooks, make sure it’s a small amount and you have the means to pay them back SUPER fast. And if that’s the case, you’re much better off getting a payday loan. Trust when I say these people are demons. The Niagara Falls wouldn’t take this plunge. If you decide to go this route, best of luck. ### 5/5 — Beware - I’m employed by cashnetUSA *2022-07-26, version 7.0.0* I’ll make this quick and to the point. I work fir cashnet the only reason I gave 5 stars was so my review would reach people here. Everyone already knows what the bad reviews say. LISTEN up the review about the elderly lady claiming it was a quick loan to get her medicine was written by my associate. The 5 star reviews are not paid but we get perks for making them. ALL of the 5 star reviews are made by us workers or managers and supervisors. If you read all the positive reviews you will notice that they all sound alike pretty much. It’s because we all studied for the same test. I hope that makes sense. Yes I work here but I would never ever take out a loan here. I have taken calls and heard old lady crying because of being misled by my associates when applying for a loan. I’ve cried myself. Please listen. Cashnet does let you know up front the fees and how it works. If not it’s UP TO YOU to ask these questions. You wouldn’t go to a car lot and set down and apply for a loan without asking how much your payments are would you????? So don’t do it here. My advice is to not apply here for bless you truly absolutely need to and have a back up plan to pay it off VERY early. I have a heart. You have been warned from an honest worker. Thank you. ### 5/5 — Quick&Easy *2022-04-05, version 6.1.1* For a quick cash advance this is so much easier than physically visiting a cash advance business. They have great customer service, and the faster you pay it back the faster you can reborrow. If you don’t have the full payment that’s ok you can make payments towards the loan versus mom and pop cash advance loans like ACA. ### 5/5 — Best free credit and money loan app *2022-03-26, version 6.1.1* I needed money asap for my bill that was cut off. 400$!!! I researched some apps and came across this one after filling out several loan apps. I got approved instantly and the money was in my account same day. I really like the fact that i can pay monthly payments instead of weekly and it also helps my credit!!! If you need money fast this is the app for u!! Highly satisfied ### 5/5 — First time user *2022-02-11, version 6.1.0* This is been so helpful and I thank CashNetUSA for helping me and making the progress so easy, I highly recommend this to anyone who is in need of assistance they will help you and if you have questions or any issues they will help you understand what you can do and how to get help with them. Thank you CashNetUSA for helping me out I’m so appreciative of your assistance!!!!!! Have a great day !! ### 1/5 — Shows how paid reviews work - Beware of this company *2021-12-22, version 6.0.0* Clearly this company pays for 5 star for reviews. With the interest they charge and the fees, they can afford it. Just needed an extra amount around the holiday. Visited the site from the respected MoneyLion service and CashNetUSA was chosen as the “preferred” choice and was approved for $1300. So I spend a couple of hours connecting my bank account, providing details, and uploading a few documents. And then come to find out I’m not approved. This company while pretending to be legit is nothing more than a scam and is phishing for your private info, spending habits, etc. Be aware they won’t delete your account because they will bring up a so-called law that requires them to keep your information so they can further exploit your private info, potentially sell it to other fraudulent companies, etc. ## Frequently asked questions about CashNetUSA ### What does the CashNetUSA app do? The CashNetUSA app allows existing customers with an active line of credit to manage their account conveniently. You can request draws, view your available credit, schedule payments, and review your payment history and statements. ### What are the key features of the CashNetUSA app? Key features include the ability to request a draw on your line of credit, check your available credit balance, schedule and make payments, review past and future payment details, view your statements, and access exclusive CashNetUSA benefits like discount offers and financial courses. ### Is the CashNetUSA app free to use? Yes, the CashNetUSA app is free to download and use for existing customers. The app itself does not have any associated costs for managing your line of credit. ### Who can use the CashNetUSA app? This app is specifically designed for existing CashNetUSA customers who have an active line of credit. If you are a payday or installment loan customer, you will need to manage your account through the www.cashnetusa.com website. ### What are common use cases for the CashNetUSA app? Common use cases include quickly requesting funds from your line of credit, setting up automatic or manual payments, checking your balance before making a purchase, and reviewing your financial activity and statements on the go. ## Version history (last 5 releases) ### 7.0.6 — 2024-07-30 Updated sunset banner to indicate to users if they can no longer make draws. ### 7.0.5 — 2024-01-31 Added sunset banner ### 7.0.4 — 2023-04-25 Update approval message on homepage ### 7.0.3 — 2022-12-06 Bug fixes and improvements ### 7.0.2 — 2022-12-01 Updating to 13.0, and change class to AnyObject. ## Apps similar to CashNetUSA | App | Rating | Price | Category | | --- | --- | --- | --- | | [Klover - Instant Cash Advance](https://appshunter.io/ios/app/klover-instant-cash-advance/id1471211372) | 4.8 (345,913) | Free | Finance | | [Brigit: Cash Advance & Credit](https://appshunter.io/ios/app/brigit-cash-advance-and-credit/id1341884073) | 4.8 (498,486) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (442,471) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (130,346) | Free | Finance | | [MoneyLion: Banking & Cash Back](https://appshunter.io/ios/app/moneylion-banking-and-cash-back/id1064677082) | 4.8 (312,847) | Free | Finance | | [FloatMe: Fast Cash Advance App](https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279) | 4.8 (142,415) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*