# Cashowa Money & Budget Tracker — Net worth, business & savings

> Net worth, business & savings (iPhone/iPad app by Kamal Fawehinmi.)

- Source: https://appshunter.io/ios/app/cashowa-money-and-budget-tracker/id6774183210 (this page in markdown: same URL + `.md`)
- Developer: [Kamal Fawehinmi](https://appshunter.io/developer/6774183212)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 9 MB
- Languages: American English
- Released: 2026-06-10
- Data updated: 2026-07-20
- User reviews in markdown: https://appshunter.io/ios/app/cashowa-money-and-budget-tracker/id6774183210/reviews.md

## What is Cashowa Money & Budget Tracker?

Cashowa is the money app that shows you everything — for free — and brings in AI only when you want it.

TRACK EVERYTHING, FREE
• Dashboard: net worth, this month's spending, and income vs. expense at a glance
• Spending reports by category, merchant, and trend — month, quarter, or year
• Budgets: set a monthly limit per category and watch your progress
• Net worth: what you own minus what you owe, charted over time
• Goals: set savings targets and track how close you are
• Subscriptions: Cashowa spots recurring charges so you can cancel what you don't use
• Upload a bank CSV — no bank linking required, you stay in control

AI WHEN YOU NEED IT
• Chat about your money with answers backed by verifiable math — every number is computed from your real data, never made up
• Build a step-by-step financial plan toward your goals
• Get help negotiating or cancelling bills and subscriptions
• Analyze your business and website

HONEST PRICING
The entire tracking suite is free, forever — no card required. Credits only pay for the AI features, so you upgrade when it pays for itself, not before.

Your data stays yours: export everything as JSON anytime, and delete your account in a tap.

Cashowa is an organizational tool and does not provide financial, investment, tax, or legal advice.
Terms of Use (EULA): https://cashowa.app/terms
Privacy Policy: https://cashowa.app/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Cashowa Starter (Monthly) | $14.99 | per month |
| Cashowa Starter (Yearly) | $149.00 | per year |
| Cashowa Pro (Monthly) | $39.00 | per month |
| Cashowa Pro (Yearly) | $390.00 | per year |



## Version history (last 2 releases)

### 1.1.0 — 2026-06-16

AN AI BUSINESS ANALYST, BUILT IN
Run a business or side hustle? Point Cashowa at it.
• Quick analysis: find profit leaks (with the $ impact), quick wins, and growth ideas — in plain English
• A 30/60/90 to-do list scored by impact × effort
• A full website audit — SEO, conversion, and trust
• Analyst Pro: upload your numbers for requirements docs, process maps, forecasts, a costed business case, and ready-to-paste website fixes

### 1.0 — 2026-06-10

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-20.*