# CashOwl: Money Budget Tracker — Save, Plan Spending & Pay Debt > Offline personal finance tracker for income, expenses, and budgeting. (iPhone/iPad app by Robert Ehrhardt.) - Source: https://appshunter.io/ios/app/cashowl-money-budget-tracker/id6745316906 (this page in markdown: same URL + `.md`) - Developer: [Robert Ehrhardt](https://appshunter.io/developer/1027013898) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 16.6 · 83 MB - Languages: American English, Arabic, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Hebrew and 18 more - Released: 2025-05-06 - Data updated: 2026-08-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/cashowl-money-budget-tracker/id6745316906/reviews.md ## What is CashOwl? Budget, track expenses, save money and pay off debt — privately. CashOwl is the simple offline money manager that shows exactly where your money goes. No ads. No account required. Your data stays on your device. WHY CASHOWL • Quick setup — start tracking in seconds • Clean, focused design — no clutter • Fully offline — your data never leaves your device • Optional secure cloud sync across devices • Built for daily expenses, bills, budgeting and saving KEY FEATURES • Track income, expenses and subscriptions • Manage multiple accounts (cash, bank, card) • Recurring transactions for bills, rent and subscriptions • Smart budgets to control spending • Loans and repayment schedules • Custom categories and notes • Clear reports: cash flow, income and expenses • Dark mode and light mode • Works completely offline — no sign-up needed CASHOWL PRO • Unlimited transactions • Unlimited budgets and accounts • Unlimited recurring transactions • Unlimited loans and repayment plans • App lock with PIN or Face ID / Touch ID BUILT FOR REAL LIFE CashOwl helps you spot spending patterns, cut waste and make smarter financial decisions over time. Whether you're budgeting for the month, tracking subscriptions, or working toward becoming debt-free — CashOwl is your private finance companion. Join thousands of users who trust CashOwl to manage their money, plan budgets and reach their saving goals. Download CashOwl and take control of your finances — free. Terms of Service: https://cashowl.app/ios/terms.html End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Income and expense tracking - Multiple account management - Budget planning - Recurring transactions - Offline functionality - Custom categories and notes - Financial reports ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro - 1 year | $8.99 | per year | | Pro - 1 month | $0.99 | per month | | Pro - 6 months | $4.99 | per 6 months | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro - Lifetime | $22.99 | one-time | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/cashowl-money-budget-tracker/id6745316906/reviews.md ### 5/5 — Super App *2025-11-25* Ich habe mir nur zum Testen runterladen und nach kurzer Zeit habe ich Upgrade gemacht. Super App, einfach zu bedienen und ich bin glücklich die Ausgaben im Blick zu haben. ### 5/5 — Tolles Haushaltsbuch *2025-06-12* Lässt keine Wünsche offen. Besonders cool sind die Zukunftsprognosen ## Frequently asked questions about CashOwl ### What is CashOwl? CashOwl is a personal finance app designed for tracking income and expenses, planning budgets, and understanding spending habits. It offers a clean, distraction-free interface and works fully offline. ### Is CashOwl free to use? The basic version of CashOwl is free to download and use for tracking income and expenses. Additional features like unlimited transactions, budgets, and accounts are available through a paid Pro subscription. ### What are the subscription options for CashOwl Pro? CashOwl Pro offers monthly, 6-month, and yearly subscription plans. Pricing starts at $0.99 for one month, $4.99 for six months, and $8.99 for one year, providing unlimited access to premium features. ### Does CashOwl work offline? Yes, CashOwl is designed to work fully offline. Your financial data is stored directly on your device, ensuring privacy and accessibility without an internet connection. ### What devices does CashOwl support? CashOwl is available for iPhone and iPad, offering a seamless experience across Apple devices. ### How often is CashOwl updated? CashOwl was last updated on April 8, 2026, with version 3.5.1. Regular updates ensure the app remains reliable and incorporates new features or improvements. ### What age rating does CashOwl have? CashOwl has an age rating of 4+, making it suitable for a wide range of users interested in managing their personal finances. ### Does CashOwl have ads? No, CashOwl does not display advertisements. The app focuses on providing a clean, distraction-free user experience for managing finances. ## Version history (last 5 releases) ### 4.0.0 — 2026-08-10 • Optimize Cloud Sync • Add OneDrive and pCloud as Cloud Sync provider • Smaller fixes and improvements If you love CashOwl, please leave a review on the App Store and recommend to others :) ### 3.9.0 — 2026-08-05 • Optimize Cloud Sync • Add OneDrive and pCloud as Cloud Sync provider • Smaller fixes and improvements If you love CashOwl, please leave a review on the App Store and recommend to others :) ### 3.8.0 — 2026-07-09 • Optimize Cloud Sync • Add OneDrive as Cloud Sync provider • Smaller fixes and improvements If you love CashOwl, please leave a review on the App Store and recommend to others :) ### 3.7.1 — 2026-06-21 • Add attachments (pro) • Add credit export to pdf functionality • Add possibility to filter transaction list by date • Smaller fixes and improvements If you love CashOwl, please leave a review on the App Store and recommend to others :) ### 3.7.0 — 2026-06-09 • Add attachments (pro) • Add credit export to pdf functionality • Add possibility to filter transaction list by date • Smaller fixes and improvements If you love CashOwl, please leave a review on the App Store and recommend to others :) ## Apps similar to CashOwl | App | Rating | Price | Category | | --- | --- | --- | --- | | [Paypath - Expense Tracker](https://appshunter.io/ios/app/paypath-expense-tracker/id6749717150) | — | Free | Finance | | [MoneyFlex - Expense Tracker](https://appshunter.io/ios/app/moneyflex-expense-tracker/id6752526581) | — | Free | Finance | | [FinFlow Money Tracker](https://appshunter.io/ios/app/finflow-money-tracker/id6748566877) | — | Free | Finance | | [Costedy](https://appshunter.io/ios/app/costedy/id6740398032) | — | Free | Finance | | [smartCent Go](https://appshunter.io/ios/app/smartcent-go/id6738227167) | — | Free | Finance | | [FinancialWell](https://appshunter.io/ios/app/financialwell/id6737145312) | — | Free | Finance | ## More apps by Robert Ehrhardt - [Blue Hour (Solar Calculator)](https://appshunter.io/ios/app/blue-hour-solar-calculator/id1027013900) - [Password Safe Manager & Vault](https://appshunter.io/ios/app/password-safe-manager-and-vault/id1079505348) - [PawTricks - Dog Trick Training](https://appshunter.io/ios/app/pawtricks-dog-trick-training/id6758439724) - [SolCalc - Solar Calculator](https://appshunter.io/ios/app/solcalc-solar-calculator/id6761290665) All apps by Robert Ehrhardt: https://appshunter.io/developer/1027013898 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*