# Cashrou: Budget Tracking — Paycheck Planner & Tracker

> Payday-centric financial planner for bills, debt, and savings goals. (iPhone/iPad app by XCAVAR LLC.)

- Source: https://appshunter.io/ios/app/cashrou-budget-tracking/id6794142837 (this page in markdown: same URL + `.md`)
- Developer: [XCAVAR LLC](https://appshunter.io/developer/6794143049)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 26 MB
- Languages: American English, French (France), European Spanish
- Released: 2026-08-16
- Data updated: 2026-09-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/cashrou-budget-tracking/id6794142837/reviews.md

## What is Cashrou?

Cashrou is built around the moment that actually matters: payday.

Every time you get paid, Cashrou shows you exactly what is left after your bills, then helps you decide where it goes. Fun money. Investing. An extra payment on the card you want gone. No spreadsheets, no guessing, no wondering on the 20th where it all went.

YOUR PAYDAY ROUTINE
Set your pay schedule once, weekly, every two weeks, twice a month or monthly, and Cashrou builds a routine around it. Check off income as it lands and bills as you pay them, and watch your leftover update in real time.

Starting balance, minus your buffer, plus income, minus bills. That is what you have. Then you decide where it goes.

SEE WHAT YOU ACTUALLY OWE
Add your cards and loans with their APR, minimum payment and due date. Cashrou builds a payoff plan using the snowball or avalanche method and tells you the truth: the month you will be debt free, and what the interest will cost you.

Change the method and watch the date and the interest move. It makes the tradeoff obvious.

EVERYTHING CONNECTS
Add a credit card and its minimum payment becomes a bill in the right payday automatically, routed to whichever payday comes before the due date. Link a goal to an account and it tracks itself as the balance moves. Your net worth updates as you confirm balances each month. Nothing is entered twice.

GOALS THAT KEEP THEMSELVES CURRENT
Emergency fund, investing, a big purchase, or getting rid of a specific card. Set how many months of expenses you want saved and Cashrou does the math. Link a goal to a real account and it updates on its own.

SHARED EXPENSES, HANDLED PROPERLY
Splitting rent or groceries? Record what your partner reimburses and Cashrou counts only your share. Their transfer never inflates your income, and their half never inflates your expenses. Shared accounts can be split by percentage too.

BUILT TO BE PRIVATE
Your financial life stays on your iPhone. Cashrou does not connect to your bank, never asks for banking credentials, and does not use advertising or tracking networks. Lock the app behind Face ID in one tap.

ALSO INSIDE
• Net worth over time, across every account and card
• Subscriptions, with the real monthly cost of the yearly ones
• Payday and bill reminders
• Monthly balance confirmation to keep everything honest
• Dark mode

Cashrou is a planning tool, not financial advice, and it is not a bank.

SUBSCRIPTION
Cashrou Pro is $4.99 per month or $49.99 per year, each starting with 7 days free. Payment is charged to your Apple account at confirmation of purchase and renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel any time in your Apple ID settings.

Terms of Use: https://www.cashrou.com/terms-of-use
Privacy Policy: https://www.cashrou.com/privacy-policy

## Key features

- Payday-focused income and bill tracking
- Debt payoff planning (snowball/avalanche)
- Goal setting and tracking
- Shared expense management
- Net worth calculation
- Subscription cost breakdown

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Cashrou Pro Yearly | $49.99 | per year |
| Cashrou Pro Monthly | $6.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/cashrou-budget-tracking/id6794142837/reviews.md

### 5/5 — Great!

*2026-09-01*

I like being able to set goals and understand where my money is going

### 5/5 — Exactly what I needed for payday

*2026-08-31*

Cashrou has made organizing my money after every paycheck so much easier. I used to keep track of everything manually and it was easy to lose sight of where my money was actually going. Now I can see my income, expenses, goals, and what I have left in one place. The app is simple, clean, and really easy to use. I especially love that it makes payday feel much less overwhelming and helps me stay intentional with my money. I’ve been using it consistently and honestly can’t imagine going back to my old system.

## Frequently asked questions about Cashrou

### Does Cashrou have ads?

No, Cashrou is ad-free. The app emphasizes privacy and does not use advertising or tracking networks.

### What is the cost of Cashrou Pro?

Cashrou Pro is available for $4.99 per month or $49.99 per year. Both subscription options include a 7-day free trial.

### How do I cancel my Cashrou Pro subscription?

You can manage or cancel your subscription at any time through your Apple ID settings. Cancellations must be made at least 24 hours before the current period ends to avoid renewal.

### What devices does Cashrou support?

Cashrou is available for iPhone and iPad devices. It is designed to keep your financial life private on your personal device.

### How often is Cashrou updated?

The latest version of Cashrou is 1.3.0, which was last updated on August 28, 2026. Updates typically include new features and improvements.

### Does Cashrou connect to my bank?

No, Cashrou is built for privacy and does not connect to your bank or ask for banking credentials. All financial data is kept on your iPhone.

### What payment methods are accepted for Cashrou Pro?

Payment for Cashrou Pro is charged to your Apple account upon confirmation of purchase. This is the standard method for subscriptions managed through the App Store.

### Is Cashrou suitable for users of all ages?

Cashrou has an age rating of 4+, making it accessible for a wide range of users. Its focus on personal finance management is generally suitable for teenagers and adults.

## Version history (last 5 releases)

### 1.4.15 — 2026-09-26

A clearer way in

Signing in is three simple screens, with the language easy to find and the code in boxes that fill as you type.

Widgets follow your plans

A plan you haven't set up says so on your Home Screen, and a tap opens its setup.

A quicker start

Setting up asks one question fewer: tap Subscriptions and name each one after you start.

Also: a code that works always takes you in, somebody already subscribed goes straight to Finish setting up, and each tab's tip opens on its own tab. After you start, you can pick your subscriptions by their logo and add a price for each. With Face ID on, coming back to the app asks again instead of saying it failed; the Order picker on Transactions now sorts; dates and month names follow your phone's language; a new card gets its payment line straight away; and confirming balances no longer overwrites last year's net worth for the same month.

### 1.4.12 — 2026-09-25

A clearer look

Every screen follows one set of rules: an arrow on anything that opens, colours that stay readable at night, and your own icons where you chose them.

Plans in a few questions

Emergency fund, debt payoff and retirement each start with a short setup that asks only what the plan needs.

Faster everywhere

Coming back to a tab is close to instant, and editors open about twice as fast.

Also: amounts typed with a comma in Scenarios are saved as typed, a web subscriber sees the right billing status, and a new phone no longer backs up over an old phone's backup from the same day.

### 1.4.11 — 2026-09-21

Undo anything you remove

Take something away and a line offers it back for a few seconds, with any money that moved. Deletes that can be undone no longer ask first.

Also: unticking a card payment puts back what the card owes, a card's payment line can no longer go missing for good, and deleting an account from the Money list now tidies up everything that pointed at it.

### 1.4.10 — 2026-09-20

Every day of the month

Choosing when a bill is due shows all 31 days at any text size, and a monthly bill moves to a new day in one tap.

A price rise in its own money

A price change on a bill you pay abroad is asked in that bill's currency and converted with the rate you keep for it.

Also: a purchase logged from Apple Pay reads its amount whatever currency it is written in, a reimbursement stays where you type it, and turning on Classify as business leaves the card you already chose alone.

### 1.4.9 — 2026-09-19

Late paychecks ask

A paycheck you never marked received asks whether it arrived, and counts in your payday only while it is still on its way.

Partly paid bills

A bill with a purchase logged against it shows how much is paid, and only what is left counts as still to pay.

Each card charge once

A card payment covers each charge once, a purchase you log late joins the payment you have not made yet, and a refund lowers it.

Also: subscriptions you add from Cashflow show on the Subscriptions tab, each credit card's minimum payment counts in Cashflow under Financial, a bill on the 31st is due on the last day of a shorter month, and closing a payday says that anything still unpaid shows in the next one as Overdue.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-30.*