# Cashtra - Budget Tracker — Track Expenses, Bills & Debt > Privacy-first expense, budget, bill, debt, and savings tracker with local data storage. (iPhone/iPad app by Jomari Batoctoy.) - Source: https://appshunter.io/ios/app/cashtra-budget-tracker/id6778774809 (this page in markdown: same URL + `.md`) - Developer: [Jomari Batoctoy](https://appshunter.io/developer/6778774811) - Category: Finance, Lifestyle - Price: $1.99 - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.0 · 62 MB - Languages: British English, Afrikaans, Akan, Arabic, Armenian, Azerbaijani, Belarusian, Bangla, Catalan, Nyanja and 60 more - Released: 2026-06-18 - Data updated: 2026-09-04 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/cashtra-budget-tracker/id6778774809/reviews.md ## What is Cashtra? Take control of your personal finances with Cashtra. Cashtra is a privacy-first expense and budget tracker built for cash, cards, bank accounts, bills, debt payoff, and savings goals — with no account required, no bank connections, and no subscriptions. Your financial data never leaves your iPhone. Track daily spending, recurring subscriptions, credit card utilization, and personal loans all in one place with instant calculations and smart financial pacing. FEATURES • Smart Safe-to-Spend: Daily spending allowance dynamically adjusts to keep you on budget without stress. • Priority Dues & Bill Tracking: Urgent bills, recurring subscriptions, and upcoming dues stay front and center until marked paid. • Bill Split & Receipt Cards: Split group expenses with friends, track who owes what, and generate classic shareable receipt cards. • Interactive Widgets: Check balances, view weekly calendar breakdowns, and log expenses directly from your Home Screen and Lock Screen. • Receipt-Style Quick Log: Record transactions in seconds with an integrated keypad calculator, multi-currency switcher, and custom categories. • Credit Cards & Debt Payoff: Monitor balances, credit limits, utilization percentages, and loan payoff progress. • Savings Goals: Set target dates and visualize milestone progress for your emergency fund or big purchases. • Biometric Security: Lock your app with Face ID or Touch ID to keep your budget private. • CSV Import & Export: Easily import past transactions and export clean, formatted CSV backups anytime. • Multi-Currency & Offline Support: Manage accounts in multiple currencies with cached rates and full offline reliability. • Available in 15 Languages: Fully localized experience tailored to your preferred language. PRIVATE BY DESIGN • No account sign-up required • No bank logins or account syncing • All data is stored locally on your device with SwiftData • No ads, no tracking, and zero telemetry Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice. ## Key features - Smart Safe-to-Spend budgeting - Priority bill and subscription tracking - Bill splitting and receipt cards - Interactive home and lock screen widgets - Receipt-style quick transaction logging - Credit card and debt payoff monitoring - Savings goal setting and visualization - Biometric app security ## Frequently asked questions about Cashtra ### What is Cashtra's pricing? Cashtra is a paid app, available for a one-time purchase of $1.99. This provides full access to all its features without ongoing subscription fees or in-app purchases. ### Does Cashtra have ads? No, Cashtra is completely ad-free. The app is designed with privacy in mind and does not contain any advertisements or tracking. ### How secure is Cashtra? Cashtra prioritizes user privacy and security. It offers biometric security options like Face ID and Touch ID to lock the app, ensuring your financial data remains private on your device. ### Can I use Cashtra offline? Yes, Cashtra fully supports offline use. Your financial data is stored locally on your device, allowing you to track expenses and manage your budget even without an internet connection. ### Does Cashtra require bank connections? No, Cashtra is designed to be privacy-first and does not require any bank logins or account syncing. All financial data is stored locally on your iPhone. ### How often is Cashtra updated? Cashtra was last updated on August 19, 2026, indicating a commitment to ongoing development and improvements. Users can expect regular updates to enhance functionality and address any issues. ### What devices is Cashtra available on? Cashtra is currently available for iPhone. It is designed to run on iOS devices, offering a seamless experience for Apple users. ### Can I import my past transactions into Cashtra? Yes, Cashtra supports CSV import and export. You can easily import past transactions from other sources and export clean, formatted CSV backups of your data anytime. ## Version history (last 5 releases) ### 2.6 — 2026-09-02 • Quick Log now supports credit card expenses, including the expense shortcut. • Enter amounts faster with the new built-in calculator keypad. • Browse monthly budgets with month and year selection and a refined spending overview. • Credit cards now show available credit where it matters. • Refreshed account cards and improved Voice Log and receipt flows. • Fixed Budget tab crashes, localisation gaps and other stability issues. ### 2.5 — 2026-08-26 Here is everything new in this version: * The Gamified Profile & Lifetime Stats Budgeting is now a habit you’ll love tracking. Your brand-new Profile features a beautiful GitHub-style "Logging Activity" heatmap. Watch your grid light up bright green as you consistently log transactions! We’ve also added Lifetime Stats to celebrate your milestones—see your total wealth tracked, your most frequent spending category, and your total logged entries at a glance. * Apple Pay Auto-Log Logging is now effortless. Connect your accounts to automatically capture your Apple Pay transactions with rich notifications, real-time balances, and smart categorization. * New Plan & Browse Tabs We’ve completely reorganized the app to give your money more focus. Use the new Plan tab to orchestrate your budgets, expected income, and savings goals, and use the Browse tab to review all your financial history seamlessly. * Seamless Debt Transfers You can now easily transfer and track debt balances directly across your different accounts and loans, giving you perfect accuracy over your liabilities. * Powerful Transaction Management Made a mistake when logging a past transfer or credit card payment? You can now edit past transactions to swap their funding or receiving accounts! Cashtra will automatically recalculate and rebalance both accounts for you retroactively. * Plus, tons of under-the-hood improvements: - Quick Profile Access: Your profile is now instantly accessible from the Dashboard toolbar. - Credit Card Fixes: Improved credit card tracking and specialized pickers for logging card payments. - Global Localization: Expanded translation support for our international users. Love the update? Please leave us a review on the App Store! Every rating helps us keep building Cashtra for you. ### 2.3 — 2026-08-19 • Apple Pay Transaction Automation: Automatically log your Apple Pay expenses in Cashtra through Shortcuts, with transactions added instantly to the appropriate account and category. • Priority Due & Bill Hierarchy: Upcoming and overdue bills now stay prioritized at the top of your dashboard until paid, followed by your daily Safe-to-Spend pacing. • Bill Split & Receipt Cards: Split checks effortlessly with friends, keep track of paid vs. owed shares with clear strikethrough states, and save receipts directly to Photos. • Interactive iOS 18 Widgets: Added sleek new Home Screen and Lock Screen widgets featuring weekly spending calendar breakdowns, Safe-to-Spend progress, and 1-tap quick actions. • Enhanced Quick Log: Added a streamlined receipt-style keypad with an integrated math calculator, multi-currency selection, and one-tap category selection. • Complete 15-Language Localization: Cashtra is now 100% translated across 15 languages, including complete step-by-step guides in the Help Center. • Performance & Stability: Enhanced offline sync, smoother animations, and refined dark & tinted icon support. ### 2.2 — 2026-08-06 What’s new in this update: • Bill Split - split expenses with friends, mark Paid/Owes, and track what’s owed to you • Transaction Receipts - open a classic receipt, then share it or save it to Photos • Receipt-style Quick Log with type, account, category, currency, and a built-in calculator • Home Screen Quick Actions to log expense, income, transfer, loan, or card in one tap Private. Offline. One-time purchase. ### 2.0.2 — 2026-07-13 Cashtra is now more reliable and polished. • Improved Analytics performance and stability when switching between time periods• Added Lock Screen widgets for quick financial insights• Enhanced account and credit card details with clearer activity summaries• Improved exports, transaction management, and navigation• Fixed crashes and other minor issues for a smoother experience ## Apps similar to Cashtra | App | Rating | Price | Category | | --- | --- | --- | --- | | [Agent Bobby](https://appshunter.io/ios/app/agent-bobby/id6776250982) | 5.0 (2) | Free | Finance | | [Subly: Subscription Assistant](https://appshunter.io/ios/app/subly-subscription-assistant/id6785205180) | 1.7 (3) | Free | Finance | | [Compound Calc](https://appshunter.io/ios/app/compound-calc/id6476835898) | 5.0 (1) | Free | Finance | | [Optivault - AI Finance Advisor](https://appshunter.io/ios/app/optivault-ai-finance-advisor/id6740290247) | 3.9 (14) | Free | Finance | | [Monni: Spending Room](https://appshunter.io/ios/app/monni-spending-room/id6778174904) | 5.0 (2) | Free | Finance | | [Split Pay Calculator: FanumTax](https://appshunter.io/ios/app/split-pay-calculator-fanumtax/id6758899879) | 5.0 (8) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*