# CashWise: Money Manager — Budget, Splits & Subscriptions > AI-powered personal finance, subscription, and shared expense manager. (iPhone/iPad app by CASHWISE APP LLC.) - Source: https://appshunter.io/ios/app/cashwise-money-manager/id6761026590 (this page in markdown: same URL + `.md`) - Developer: [CASHWISE APP LLC](https://appshunter.io/developer/1887364321) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 6 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 55 MB - Languages: American English - Released: 2026-09-08 - Data updated: 2026-10-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/cashwise-money-manager/id6761026590/reviews.md ## What is CashWise? CashWise is the AI-powered budget app and expense tracker for personal money, subscriptions, and shared expenses. Your money does not live in one place. It is spread across bank accounts, recurring charges, group chats, roommate bills, trip payments, and random notes. CashWise brings it together so you can see what is happening, what is coming up, and what still needs to be settled. PERSONAL MONEY, MADE CLEAR Connect your accounts with Plaid and see your balances, transactions, spending, and safe-to-spend number in one place. CashWise helps you understand where your money goes, track daily expenses, and stay ahead before small charges turn into bigger problems. BUDGETS THAT FIT YOUR REAL SPENDING Build budgets manually or use the AI Budget Wizard to create category limits based on your actual spending history. Track your pace, get alerts when you are close to your limit, and see how your budget affects your projected savings. Use CashWise to: • Budget by category • Track spending automatically • Review trends by week, month, quarter, and year • Monitor safe-to-spend • Stay focused on your goals SUBSCRIPTION AND RECURRING CHARGE TRACKING Subscriptions are easy to forget. CashWise helps detect recurring charges, track upcoming renewals, show annual subscription spend, and flag price changes so you know what is quietly draining your account. Track: • Subscriptions • Recurring bills • Upcoming renewals • Repeated charges • Monthly services • Price changes GROUPVAULT FOR SHARED EXPENSES CashWise is built for the money you manage with other people. GroupVault helps organizers create a shared money hub for roommates, trips, clubs, teams, fundraisers, events, and friend groups. Create a GroupVault, set a target amount, choose accepted payment methods, add a due date, invite members with one link, and track who has paid, who has not, and what is settled. GroupVault helps with: • Rent and utilities • Trip expenses • Club dues • Event payments • Fundraisers • T-shirt orders • Household costs • Group bills No spreadsheets. No payment chaos. No chasing people through group chats. AI FINANCIAL COACH WITH PERSONALITY CashWise turns your real transaction data into personalized money insights. Ask questions, understand your spending, and choose the AI persona that fits how you want to be coached: • The Coach — supportive and practical • The Savage — brutally honest • The Realist — direct and balanced • The Sergeant — strict and accountable Get financial insights that feel specific, useful, and human. WHY CASHWISE • Personal finance and shared money in one app • Bank account linking through Plaid • Automatic transaction sync • AI categorization across 17 spending categories • Budget tracking and AI-generated budgets • Subscription and recurring charge tracking • Safe-to-spend visibility • GroupVault shared expense tracking • Organizer dashboards and payment status • Push reminders for unpaid members • AI money insights and personas CashWise is not just a budgeting app, subscription tracker, or bill splitter. It is a modern money app for how young adults actually live: personal spending, recurring charges, budgets, and shared expenses all connected in one place. Budget smarter. Track spending. Catch subscriptions. Organize group money. Stay one step ahead with CashWise. Please see our Privacy Policy and Terms of service at the links below: Terms of Use (EULA): https://cashwiseapp.com/terms-of-service Privacy Policy: https://cashwiseapp.com/privacy-policy ## Key features - AI-powered budgeting and expense tracking - Connect bank accounts via Plaid - Automatic transaction synchronization - Subscription and recurring charge monitoring - Shared expense management with GroupVault - Personalized AI financial coaching ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Weekly Plan | $4.99 | per 7 days | | Monthly Plan | $9.99 | per month | | Yearly Plan | $78.00 | per year | | Pro Plan Monthly | $9.99 | per month | | Pro Monthly | $9.99 | per month | | CashWise Pro Weekly | $4.99 | per 7 days | ## Chart rankings - #190 in Top Grossing · Finance (US App Store) ## Is CashWise safe? Not enough ratings yet to assess CashWise. ## Is CashWise legit? CashWise: Money Manager has limited verification signals. The AppsHunter Legitimacy Score for CashWise is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/cashwise-money-manager/id6761026590/reviews.md ### 5/5 — the best all in one finance app!! *2026-09-30* love having all my goals, group plans, and accounts in one place. and having the ai coach explain my finances too me simply is so helpful (I have never been good with them lol). ### 5/5 — Effective, Simple *2026-09-23* CashWise is a useful app for saving money and staying on top of your finances. It makes financial planning feel simple. ### 5/5 — Truly an all in one app. *2026-09-09* This is definitely my favorite money app and I’ve tried them all. I really like the GroupVault feature too, makes organizing all my group payments a breeze. ### 5/5 — Saves money and time! *2026-09-09* I LOVE CashWise!! it’s so easy to manage money on there for me! saving money has always been an issue, but when I have a place to track it and can visually see where is is all going it really makes me think about my decisions! I definitely recommend🥰 ### 5/5 — Really liking so far *2026-09-09* Really liking this app so far. It’s simple, easy to use, and actually helps me keep up with my spending. Makes budgeting feel a lot less overwhelming. ### 5/5 — Best all in one Personal Finance App!! *2026-09-09* I finally know what state my finances are actually in 😭 and I don’t have to use my excel sheet anymore!!! Love it. ## Frequently asked questions about CashWise ### Does CashWise have ads? Yes, CashWise contains advertisements. As a free app with in-app purchases, ads are displayed to support its continued development and availability. ### How secure is connecting bank accounts with CashWise? CashWise uses Plaid for secure bank account linking, ensuring your financial data is handled with industry-standard security protocols. Plaid is a trusted partner for financial data aggregation. ### Can I use CashWise on multiple devices? CashWise is supported on iPhone, iPad, and iPod devices. This allows you to manage your finances across your Apple ecosystem. ### What is the AI Budget Wizard in CashWise? The AI Budget Wizard helps you create personalized category spending limits based on your actual historical spending data. It simplifies budget creation by leveraging your financial patterns. ### How does GroupVault in CashWise work for shared expenses? GroupVault allows you to create a shared money hub for groups, track payments, and manage shared costs like rent or trip expenses. Organizers can invite members and monitor who has paid. ### What kind of AI financial coaching does CashWise offer? CashWise offers AI financial coaching with different personas like 'The Coach,' 'The Savage,' 'The Realist,' and 'The Sergeant.' These personas provide personalized insights based on your transaction data. ### How often is CashWise updated? CashWise was last updated on 2026-09-08 with version 1.0. Future updates will likely continue to enhance features and address user feedback. ### What is the age rating for CashWise? CashWise has an age rating of 4+. This indicates it is suitable for a broad audience, including younger users, for basic financial tracking. ## Version history (last 5 releases) ### 1.7 — 2026-10-18 Bug Fixes and Improvements. ### 1.6 — 2026-10-12 Bug fixes and improvements. ### 1.5 — 2026-10-01 Bug fixes and improvements. ### 1.4 — 2026-09-29 Bug fixes and UI improvements. ### 1.3 — 2026-09-24 Bug fixes and improvements. ## Apps similar to CashWise | App | Rating | Price | Category | | --- | --- | --- | --- | | [Cashwise Finance](https://appshunter.io/ios/app/cashwise-finance/id6449849816) | 4.0 (11) | Free | Finance | | [Monbark: Budget & Money Track](https://appshunter.io/ios/app/monbark-budget-and-money-track/id6777478123) | 4.7 (296) | Free | Finance | | [Expense Tracker - DaTrack](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162) | 4.8 (786) | Free | Finance | | [Monthly: Budget Planner](https://appshunter.io/ios/app/monthly-budget-planner/id6760183749) | 4.6 (41) | Free | Finance | | [Kiwipop - Payoff Credit Cards](https://appshunter.io/ios/app/kiwipop-payoff-credit-cards/id6484501975) | 4.9 (502) | Free | Finance | | [Fennel: Invest & Trade Stocks](https://appshunter.io/ios/app/fennel-invest-and-trade-stocks/id6443565903) | 3.8 (132) | Free | Finance | ## Related topics [walletwise personal finances](https://appshunter.io/ios/topics/walletwise-personal-finances) · [money management tips](https://appshunter.io/ios/topics/money-management-tips) · [spendeeplus](https://appshunter.io/ios/topics/spendeeplus) · [ewise](https://appshunter.io/ios/topics/ewise) · [walletwisepro](https://appshunter.io/ios/topics/walletwisepro) · [pycashflow](https://appshunter.io/ios/topics/pycashflow) · [planonce](https://appshunter.io/ios/topics/planonce) · [masarifi \| money manager](https://appshunter.io/ios/topics/masarifi-money-manager) · [zylo-control](https://appshunter.io/ios/topics/zylo-control) · [the wise app](https://appshunter.io/ios/topics/the-wise-app) · [my wallety](https://appshunter.io/ios/topics/my-wallety) · [filthy rich budgeting](https://appshunter.io/ios/topics/filthy-rich-budgeting) · [terran expenses manager](https://appshunter.io/ios/topics/terran-expenses-manager) · [spender manager](https://appshunter.io/ios/topics/spender-manager) · [money management principles](https://appshunter.io/ios/topics/money-management-principles) · [money manager & budget app](https://appshunter.io/ios/topics/money-manager-budget-app) · [freee cash](https://appshunter.io/ios/topics/freee-cash) · [allowance manager](https://appshunter.io/ios/topics/allowance-manager) · [yobudget](https://appshunter.io/ios/topics/yobudget) · [money manager realbyte](https://appshunter.io/ios/topics/money-manager-realbyte) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*