# Catatku: Money Manager, Budget — Expense Tracker, Bills & Debts

> Expense Tracker, Bills & Debts (iPhone/iPad app by Indra Rahmana Hedar.)

- Source: https://appshunter.io/ios/app/catatku-money-manager-budget/id6755680087 (this page in markdown: same URL + `.md`)
- Developer: [Indra Rahmana Hedar](https://appshunter.io/developer/1855499734)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 58 MB
- Languages: Indonesian
- Released: 2026-08-10
- Data updated: 2026-09-10
- User reviews in markdown: https://appshunter.io/ios/app/catatku-money-manager-budget/id6755680087/reviews.md

## What is Catatku?

Every month follows the same pattern. Your pay lands, and within weeks you have no idea where it went. You want to save, but somehow it never happens. You have tried a few apps already, and each one just made things more complicated.

You are not alone. The problem is not that you are bad with money. It is that nobody ever showed you where your money actually goes.

Catatku gives you that clarity, without complicated features or confusing charts.

Why Catatku Is Different

1. The Easiest App for Beginners
Bought a coffee? One tap. Bought lunch? Tap again. Without even noticing, within a week you have a complete picture of your spending habits. Built to be simple enough that you actually keep going, instead of giving up after three days.

2. Pay Once, Yours Forever (Pro Lifetime)
Tired of paying a subscription every year? Catatku offers a Pro Lifetime option. One payment gives you every Pro feature inside the app forever, with no renewal and no recurring charge. The WhatsApp assistant is not included in Pro Lifetime, since it is a separate monthly subscription.

3. Manage Money Together With Your Partner
You and your partner can sign in on different devices, each record your own spending, and let everything sync in real time so household money stops leaking.

4. Works Fully Offline (Offline-First)
Catatku runs perfectly without internet. Your data is stored safely on your own device, not on someone else's server. The moment you reconnect, the app syncs to the cloud with no complicated setup.

5. A Budget You Will Actually Keep Using
Set a monthly budget across categories, watch the progress bar, and know exactly how much is left before the month ends. No spreadsheets, no accounting degree required.

Everything Inside Catatku:

Fast Tracking & Multiple Wallets: Record expenses, income and transfers between wallets in a few taps. Keep cash, bank accounts and e-wallets separate.

Record via WhatsApp Chat: Send a quick text like "lunch 15", a receipt photo, or a voice note to Catatku's WhatsApp assistant, and the transaction lands in your book automatically. The assistant is a separate monthly subscription, not included in Pro or Premium plans, and it comes with a free trial.

Budgeting: Set budget limits across several categories at once. Flexible enough for popular money rules like the 50/30/20 method, so spending never quietly overshoots.

Separate Books: Keep a separate book for personal finance and for your side business, so business money never mixes with daily needs.

Automatic Reports: See a full monthly report with charts by category, plus daily and weekly summaries.

Savings Goals: Track your savings progress over time to reach financial goals and build an emergency fund.

Debt & Loan Tracking: Clearly track money you borrowed from others and money others borrowed from you.

Home Screen Widget: Check your total balance, spending and income straight from your phone's home screen.

Tablet Layout: A properly designed larger layout for comfortable use on tablets.

Premium Color Themes & Dark Mode: Personalize the app with 55 aesthetic color options plus Dark Mode.

Export Reports & Attach Receipts: Download your records to PDF/Excel, and store receipt photos or transaction PDFs inside the app.

Bill Reminders: Set recurring reminders for installments, debts or regular bills so you never pay a late fee again.

Multi-Currency & Multi-Language: Supports 100+ currencies and 3 languages (English, Indonesian, Malay).

Biometric Security & No Ads: Protect your privacy with a PIN, fingerprint or Face ID, and enjoy a 100% ad-free experience.

That moment of awareness is where it starts. Nobody lectures you. You simply see the reality of your own spending, and from there you make smarter choices about next month's budget.

Download Catatku now. Tomorrow you will be more aware, next month far more in control, and step by step your financial goals become real.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Catatku Premium | $8.99 | one-time |
| Catatku Pro Upgrade | $8.99 | one-time |
| Catatku Pro | $17.99 | one-time |
| WhatsApp Assistant Monthly | $1.19 | one-time |



## Version history (last 5 releases)

### 1.8.3 — 2026-08-30

- New View History option in the Books menu to view all transactions that make up the total balance for that book
- The Net Worth page now displays a No Wallet section that holds transactions without a wallet, ensuring their values remain fully counted and transparent in your total assets
- The Net Worth page now automatically separates your total assets based on Currency types, along with updated help info that is easier to understand
- The currency selection list now appears cleaner and clearer by displaying standard currency codes

Thank you for using Catatku!

### 1.8.2 — 2026-08-24

- New transaction page customizations: Select Category First and Default Transaction Type. If you use Select Account First, pair it with Select Category First to record transactions even faster and comfortably with one hand
- New Paid and Unpaid breakdown on the Bills summary, complete with counts for bills that are already paid and unpaid
- For bills with the Match Monthly Target tenor rule, when making a partial payment, the amount now automatically prefills the remaining unpaid balance for that month
- Bills created without a category will now automatically remember the last category used for that specific bill
- New Net Worth menu in Settings to view the breakdown of total Assets and Liabilities across all your books
- WhatsApp Assistant is now more accurate at reading receipt amounts from photos, recognizing short book names, and ensuring category types are always accurate, especially for income and expenses sharing the same name (such as the Other category)

Thank you for using Catatku!

### 1.8.1 — 2026-08-19

- Full icon upgrade using modern Google Material Symbols, featuring a rich collection of 400+ icon choices, alongside updated icons across various app screens
- Category capacity is now increased up to 100 categories per book (previously max 50)
- Automatic backup for free accounts now runs after more than 30 transactions (previously 50)
- Guest accounts are now prompted to sign up or log in after 30 transactions to keep data protected
- Premium Account expiry reminder now appears starting 14 days before expiration
- PDF Report export now displays global currency symbols with better consistency and cleaner formatting
- New Share App Analytics option in Settings > About App

Thank you for using Catatku!

### 1.8.0 — 2026-08-10

- You can now copy preferences from another device when logging in on a new device or via the Devices menu, while also viewing the list of devices connected to your account
- Recurring budgets now support weekly (select 7 days) and bi-weekly (select 14 days) period options
- Automatic daily backups now run the first time you open the app each day (previously required waiting for a 24-hour interval), ensuring no days are missed in your backup history
- New shortcut on the debt & loan recording page to hide transaction entry options for a cleaner layout
- The "Updating data..." banner is now smarter and only appears during large data sync operations
- Haptic feedback responses are now more precise and consistent across all app screens
- Notification snackbar styling is now consistent across the app for uniform messaging
- English text display and pluralization support have been refined across several app pages
- Emoji characters in transaction notes are now automatically filtered during PDF export to prevent corrupted characters

Thank you for using Catatku!

### 1.7.14 — 2026-07-31

No release notes.

## Related topics

[tabungan impian](https://appshunter.io/ios/topics/tabungan-impian) · [sobat bps](https://appshunter.io/ios/topics/sobat-bps)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*